“Beverly Harzog is a credit warrior. She has gone into the arena, faced the lions, and emerged as one of the foremost experts in the field. I believe that her encyclopedic knowledge of the world of credit cards is unmatched.”
-Adam Levin, Chairman and Cofounder, Credit.com
Credit card expert Beverly Harzog shares how she went from being a credit card disaster to a credit card diva.
When Beverly got out of college, she spent the next 10 years racking up debt on seven credit cards. Credit card limits, she believed, were merely “guidelines,” certainly not anything to be taken seriously. . .especially if she was in dire need of a new pair of shoes. The fact that she was a Cpa at the time adds an ironic twist to the credit quagmire she slowly descended into.
In Confessions of a Credit Junkie, Beverly candidly details her own credit card mishaps and offers easy-to-follow advice, often with a touch of Southern humor, to help others avoid them. In this much-needed book, you’ll learn:
How to use the Credit Card Personality Quiz to choose the right credit cards
The seven ways to use a credit card to rebuild credit
How to get out of debt using a balance transfer credit card-and pay zero interest while doing it
Credit card strategies to save a bundle on groceries, gas, and more
Anyone in debt will benefit from the down-to-earth, practical tips Beverly offers.
Today’s families are suffering from two major calamities–major debt and severe health issues. Too often people decide they have to choose between eating well and paying bills. Our fast-paced lifestyles lend us to eating on the go, majorly at fast-food restaurants. With each day, month and passing year, our pants grow larger and our wallet gets smaller. In this thought-provoking book, Jessica Cassidy chooses to target the reader’s debt to alleviate the obstacles that often stand in the way of eating healthy and taking charge of one’s health. “Eating Your Way Out of Debt” teaches you how to: *navigate a grocery store, *create delicious meals for pennies on the dollar *Implement time management to keep you ahead on those busy nights where cooking seems like a chore. This book will challenge your way of how you have cooked and prepared meals for your families for years and will ignite a passion of becoming more sustainable and self-reliant.
“We require a different battlefield.”
Nobody expected the war to last three hours, let alone three years. The star system of Archangel holds the line against invading corporate fleets, but a quarter of its territory is already lost. The navy can’t hang on much longer. Faced with this grim truth, Archangel’s leaders shift their strategy to diplomacy and espionage. For both arenas, they call upon a reluctant weapon: a frontline grunt named Tanner Malone.
These days Tanner doesn’t aspire to win the war. He merely wants to survive it. Now he’ll be thrust into the center of events once again, pulled back and forth from covert missions to the media spotlight. Yet with every battle, he gets closer to the old enemy hidden in the shadows and the ugly truth about the war that could unravel everything Archangel might hope to win.
In 2000, Special Forces soldier Laredo Wynn was dragged from the clutches of death, surviving both with the scars it wrought and the promise that someday he would make good on what happened. Now sixteen years later, a call arrives in the middle of the night to call in that debt. The man on the other end has now ascended to a lofty position, with his sights set on the second highest seat in the land, and has a few things he needs wiped quickly and quietly from his resume. Fighting every inner desire to turn and walk away, Laredo remembers that day from so long ago and the red it still signifies in his ledger, reluctantly agreeing to help with the assurance that once the task is done, the marker that has hung over his head for so long will finally be wiped away for good. Packing a few items and leaving behind his quiet life on a ranch in West Texas, he drives to Chicago and attempts to do as asked, only for things to begin spiraling beyond his control the moment he arrives. Within days the lines between friend and enemy become blurred, forcing Laredo to do things he thought he’d left behind, and forcing him to ask just how far he is willing to go in the name of squaring what he owes…
Have you ever struggled with debt? Wait. Let me rephrase that question. Do you live in America? Did you once believe that 90 days was the same as cash? Me, too. Broke chronicles my climb out of the financial hole I dug. (By the way, you should only dig holes if you plan on filling them with treasure.) Along the way, I discovered that my debt didn’t just reflect my bad decisions. It was a spiritual issue, “for where your treasure is there your heart will also be.” Apparently, my heart was in overdraft. Broke will shine some funny hope into your messy money life. This book is for the days you feel like giving up, encouraging you to take a step closer to being debt-free. People want to know if other people are as dumb as they are – and thankfully, I am. And if I can climb out of debt, you can, too.
