http://diversedebtcounsellors.co.za | Every day we get clients who ask us “what is debt review?” In this short video we highlight the most important things you should know about debt review and show you how debt review can help you overcome even the worst debt crisis.
In this video, I will be going over my best ways to consolidated credit card debt. It is away tough to know that you have a lot of money that you will need to pay in order to get out of debt, but it is more difficult to deal with the amount of interest that you will pay over the life of the debt. I don’t want anyone to have to pay that much money in interest to I will give you two of my tips to consolidate that debt into a lower payment and minimize the interest.
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Ways to consolidate credit card debt:
1. Open a Credit Union Account – The reason why this works is because credit unions have always had very low rates for their loans and even their credit cards. If these loans are out there then you will want to take advantage of them.
2. Open 0 APR Credit Cards – Obviously with this option it is opening up another credit card which is not the best option because you have to first be approved for it and if you have bad credit you might not get approved. Second you are more likely to abuse more credit if you do have the option. The benefit is that you will not pay a dime in interest for however long you have the promotional period for.
List of APR Credit Cards:
Capital One Silver Card – 0 APR for 15 months
https://applynow.capitalone.com/?irgwc=1&external_id=IRAFF_ZZ9382e493a9894343b38f121b8ca1f01f_USCIR_K156490_A344893L_Ccc5efcbbN43a611e98e0d0e15c89fd8c_S&applicantkeyid=&productId=5497&IARC=AFF
Citi Double Cash Back – 0 APR for 18 on Balance Transfers (Favorite)
https://citicards.citi.com/usc/LPACA/Citi/Cards/DoubleCash/External/index.html?BTData=GHK.B.gAB6f.J.Bvz.MX5c.OUg.kqQ.BJ.wb!.Bj.Cd.Gy.E&app=UNSOL&sc=4T5ZVGW8&m=XCK2111111W&B=M&ID=3000&uc=J4L&t=t&cmp=AFA~01~120201~CARDSACQ~CreditKarma&aff_placement_id=151918065&AID=13563188&PID=2569276&SID=32298762425&cjevent=a91c6a5c43a611e9804003910a24060b&ProspectID=8233BE8D5F7E4191BC3B64E1050FE404
Amex Blue Cash Everyday Card – 0 APR for 15 months
https://www.americanexpress.com/us/credit-cards/card/blue-cash-everyday/?eep=26129&extlink=af-us-ccsg-BCELM&irgwc=1&veid=2ZPTl-23gxyJRKuxTp3WVUkrUkl0KnWhRXGR140&affid=156490&pid=IR&affname=Credit%20Karma&sid=11011820007&pmc=795&BUID=CCG&CRTV=controlaffcps&MPR=01
http://www.nomoredebts.org/cgi/page.cgi/article.html/Solving_Debt_Problems/Tips-for-Paying-Off-Credit-Card-Debt
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Life can be stressful when you have many creditors and not enough sources of income to repay the debts. To make matters worse, it can be hard to keep up with the repayment schedules if you owe different creditors.
For more details, visit their page at: http://www.debtmediators.com.au
Student loan consolidation is very often confused with student loan refinancing. I’m breaking down the difference between student loan consolidation and refinancing, how they impact you if you have only federal, only private, or both private and federal student loans, and why may or may not want to do them.
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Hey I am Tess Wicks, I’m a financial educator and coach and the founder of Wander Wealthy, a channel and community helping women in their 20s and 30s get inspired and get results for their personal growth, money and travel goals. On this channel I provide educational and lifestyle content around personal development, personal finances, and exploring the freedom of travel.
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Good Hope Debt Relieve provide debt counselling services in South Africa – Cape Town based debt counsellors.
For more information, visit http://www.ghdebtrelieve.co.za
Pam and her husband have a combined $630,000 in student loan debt. She asks Dave where she should start on paying that off.
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Welcome to The Dave Ramsey Show like you’ve never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we’ll unveil every day.
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http://www.bscc.ca/page/debt-settlement.aspx – Debt Settlement and Debt Mediation – call us today at 1-866-790-8984
or Visit:
Business Solutions & Credit Counselling Services
12033 92A Avenue Surrey, BC V3V 4B8
Tel: 604-951-8984 or 1-866-790-8984
akalsey@bscc.ca
http://www.bscc.ca
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A consumer proposal is a way to come up with a solution with your creditors to repay your debts. In most proposals you repay less than the full sum outstanding, plus your creditors agree to write off the rest of your debts. It’s a “win-win” for both of you.
Just what is a consumer proposal?
Unlike an informal debt settlement plan, a consumer proposal is a legally binding agreement that you and your administrator work out with your creditors.
For over a decade, the professionals at Business Solutions and Credit Counselling Services (BSCC), a registered, government-approved credit counseling Toronto (as well as Vancouver, Calgary, and Edmonton) firm, has assisted hundreds of thousands of consumers throughout Canada to avoid bankruptcy, prepare a consumer proposal, rebuild their credit, and pay off credit card debt. These are clients who were once struggling to manage excessive debt and financial obligations. We work with each client individually, designing manageable, realistic programs to absolve your financial burden and stress. Debt settlement is one way to avoid bankruptcy and provides positive alternatives for many serious financial situations.
For more information about avoiding bankruptcy and how to become debt free, please visit us at http://www.bscc.ca or call 1-866-790-8984 today!
