http://www.alabamaconsumer.com/2014/09/5-options-sued-debt-collector-alabama/
This is the video discussing the second option — fighting the lawsuit on your own — when you have been sued by a debt collector or debt buyer in Alabama.
The five options you have are:
1. Bankruptcy
2. Fight the case on your own
3. Settle the case on your own
4. Hire a lawyer to fight the case
5. Hire a lawyer to settle the case
Each option has advantages and disadvantages (particularly bankruptcy which we rarely recommend).
When looking at fighting the case on your own (also called being “pro se”), the main advantage is there is no lawyer fee.
The main disadvantage is you don’t have a lawyer.
Typically if you have been sued in Circuit Court you don’t want to choose this option as the level of complexity can be too much to handle on your own.
But if you are sued in District or Small Claims court, and you are willing to spend time instead of spending money, then this may be a good choice for you.
We’ll be glad to help you think through your options.
If you have questions about your options when sued in Alabama, please feel free to get in touch with us by calling us at 205-879-2447 or contacting us through our website AlabamaConsumer.com.
John G. Watts
Watts & Herring, LLC
Birmingham, Alabama
No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers.
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If you are incarcerated for something else then what happens?? Please help. How can you defend against creditors if you’re already in prison?
John, I have a hypothetical question. If, lets say, your have a month before Statute of Limitations happens. Now a law sute emerges. Say you go to District court or small claims, Between the time the law suit emerged and the trial date, time enough has passed to fall under the statute of limitations. Is that now viable as a remedy to you or does the original date of law suit, when filled, act as a tolling date going forward?
I was wondering if you can help me. I have been severed with a lawsuit. I have 30 days to respond to summons. I called the attorneys representing the debt collectors(calvary portfolio) and agreed on a settlement. I have it on paper. My question is do I still have to respond to the summons if we already agreed on a settlement? If so. How do i respond to the summons?
Please help me im being sue for 33k for sitting in hosptial for a few days…they did nothing but pump fluid in me…5yrs later they tryna sue me…but i dont believe i owe this much please please help me i wanna represent myself
Gosh l'm being taken to court over $400 after purchasing a faulty steam mop that had blew up 1 week after the 4 week trial. They refused to refund and alow me to send it back what can l do ? They call at least 6 times a day.
Hey…thanks for 'Dr. Phil' presentation of NOTHING!Just endless monologues of 'maybe this…maybe that…best thing is get a lawyer!'(this entire 'Posting' is nothing more than a 'clever subterfuge' of "I'm a lawyer, in Alabama, getting free advertising forever on 'Tube!)
Hi, I have a question, I'm being sued by a credit card, they haven't served me yet but I received a note from the PO that I need to sign for a certified large envelope, if it's from the credit card company does the countdown start from when they mailed it or from when I sign for the package? thanks, in Texas
I owe $18k back in 2012 for medical bills, the hospital collections call me to collect what should I do
I would like to know how those check places can charge so much intrest I cant get out of debt with those people there loan sharking scammers…I was tricked into thinking I could pay it off but they will write you an call u saying you can borrow this much today all I wanted was 75 that's ended up costing 1100 how did they do this to me help I'm in Alabama in marshal county I need help
Is it the same in Texas ??