How to Win a Debt Collection Lawsuit

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?? Check out my online tutorial on ? “How to Defend Yourself in A Debt Collection Lawsuit” and many other DIY forms, tutorials, and templates – click here http://Legal.Coach ????

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In this video I am going to provide you with proven strategies on how to win a debt collection lawsuit. Most debt collection lawsuits are filed over credit card debt.

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Consumer Warrior - John Skiba says:

?? Check out my online tutorial on ? " How to Defend Yourself in A Debt Collection Lawsuit " and many other DIY forms, tutorials, and templates – click here http://consumer-warrior-project.thinkific.com/bundles/debtbuyerbundle ????

Robert White says:

Good advice ! If a person files bankruptcy such as a chapter (7) you get a lawsuit they in turn have to comply once the bankruptcy is filed with the bankruptcy court . Creditors ect can’t collect once it’s filed federal law protection .

RXSPECT says:

Awesome Im the 5000th subscriber

Fcapcon6 says:

Dear sir, is Portfolio recovery asso junk debt buyers?

Jill Case says:

What if it 7years now charged off in 2013? Michigan say 6years statue limitaion for debit? But threating to sue said there no such thing as statue limitaions?

Marii Sol says:

Hi I have a Huge situation going on and any information provided will be greatly appreciated. Theres a collection company and they kept calling me and pulling my credit report adding hard inquiries. They sent me copy of a contract and copy of my ss card and my new License how did they even obtained this. There trying to collect money supposely because I had rented a storage place in 2015. I have been living out of the state since February and have a PO box where last week I found a fowarded by USPS a letter from the Court saying that the Court date has been adjourned for a Bench Trial I didnt ever know I had to go to court. Im leaving out of state again cause I have kids and their starting school again and wont be able to go to court. What should I do im frightned they might go after my bank accounts or something. I called the storage place and they said they have no record of me so how did this collection company have a contract and my personal info.

Suella Cockerham says:

I cannot seem to find an answer to my question. I’m hoping you can answer. If a person wins the suit, what is then showing on your credit report?

CAB says:

Who do I send my answer to? The defendant or the defendants lawyer?

Mark Anderson says:

Great information. Love the channel. I just received a letter from a local Law Firm representing a junk buyer asking for money owed on a pasr credit card. At this stage what should I do in terms of writing a letter to them requesting verification of the debt or should I wait to be sued, which this Law Firm does often, and then proceed from there?

Hulk Smash68 says:

So don't ask for discovery before hand. When we are before the judge, and I ask for this information and they don't have it, can I ask for a dismissal with prejudice?

Cornell Sinclair says:

When I got divorced, I was personally served the summons. I know some people who are going through financial difficulties. Are those lawsuits for debt collections personally served or merely mailed via United States Postal Service or FEDEX?

who is making the claim? says:

until you meet the claimant (the one claiming you owe something) then what is there to discuss regarding the alleged matter? if you have not met LVNV collections then how can there be a controversy? how can there be a controversy sans two or more claimants? could it be so simple?

Johnny R Finley says:

Paid an attorney referenced on You tube $500.00 to help rid myself of the LVNV COLLECTIONS which is on my reports- and to this day I have had no progress and the Congressional actions pending about the COVID19 have been little help in that I was diagnosed with Cancer in March 19 and had major surgery in May only to have my job of 6 years taken from me- and now the 500 I paid to an attorney has got me no where. LVNV can do what they want with little to no accountability

Mike W says:

Hey John, I live in Texas, was served a lawsuit from Portfolio Recovery for $4000 on a 3 year old credit card debt. I filed my "General Denial" answer in the courts last week, and was typing up my "Request for Production" letter to send their lawyers when I saw this video. Do you think it's a bad idea to send this discovery letter? Is it better to just show up on the trial date and see what kind of evidence they have? What are the chances that a junk debt buyer would really go back to the original creditor and pay to get supporting evidence of my account?

who is making the claim? says:

How to win tic-tac-toe: do not play.
Beat debt collectors with questions and making no claims: Is someone claiming there is a controversy regarding the NAME I allegedly use? When can I meet em to help honorably settle the matter? I love so called court!!!!

MASKOAA says:

Is a written letter necessary to tell them you intend to defend bc I just called and the court sent me a notice of intent to defend letter back or what I presume is a copy of what they sent the junk buyer.

TheRusschannel says:

How far will these turds go, mine is LVNV (FL) as far as levying accounts. I mean i have like $50 in a bank(USAA) and maybe $75 in paypal, maybe $20 in coinbase, and about $600 in robinhood(brokerage)… and should I disclose all those above if and when they demand discovery? ~ Thanks and im a sub, You and Alabama John are great!

Jose Negrete says:

Good morning John, hey bud I have managed to settle 30k in credit card debt with 10 different cc companies over the past year anywhere from 30-45% but now I ran in to a BULLY! LVNV is rude hangs up on me and just a pain to deal with, anyways the other day we came to a verbal agreement to settle for 50% but when I asked them to mail me settlement letter for 50% they said no, that email works better for them, I said no because the previous 10 settlements I have done have all came through regular mail and not email…. then they got mad and hung up on me and said “ find we will mail you a letter that you have to pay the FULL balance” is this just a way they do business? Should I just say ok send me email settlement? I smell a lot of shadyness with this LVNV

mister niceguy says:

QUESTION: I started an AIRBNB business overseas with personal debt of 200k. Everything was going well I been paying on time for 6 months but now the business is at zero. I currently reside overseas and I'm about to default(3 more months I have in reserves) in all my personal debt. Credit cards(cash advance promotions) and personal loans. What would be the right approach to this situation. All the items purchased are now used and Ill get pennies on the dollar if I sell them.
Thank you in advance

renny5loves says:

Advice on how to deal with a PETITION FOR REVIVAL OF JUDGEMENT CREDIT CARD, in Illinois from Law firm for Asset Acceptance LLC, Not the original creditor, judgement put in 2009, thank you.

Elysium T says:

?????

mace nigdu says:

Forgot to add is if they don't show up, request a dismissal with prejudice so that why they can't sue you again. If they do show up most of the time they gonna ask the judge of they can step outside with you once outside the court room they just scaring you with statements that they got which mean nothing. They gonna get mad saying we gonna have to move the court date later to get evidence and witnesses. Well when they ask the judge to move the date fight that and ask a judge to dismiss it with prejudice make the argument that they knew this day was coming and they should of been prepared, matter in fact they should of had their duck in a roll before they even filed a lawsuit. Been sued 3 time, 2 of them they never showed up and I requested a dismiss with prejudice and they one they did show up but only had statement request the judge to move to a different date to get witnesses and other documents I fought that and requested a dismissal with prejudice I used the arguement they knew this day was coming and they knew the need more then just statement ect. More likely a judge would go in your favor because they just wanna clear their calendar and don't wanna waste anymore time on one case.

Alex Chavez says:

John: can you record an updated video regarding responding Motion for Summary Judgment? Strategies and particular defenses. Thank you keep up the great work.

Consumer Warrior - John Skiba says:

I mention in this video that you MUST file an Answer. If you have recently been served with a lawsuit check out this video on ? "How to Draft an Answer to a Debt Collection Lawsuit": https://youtu.be/DjtM3h_jz24

diegocastellano1 says:

Thanks 4 The Tips, Sir!

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