In June I had over $11,500 in credit card debt. I was inspired by Aja Dang to become completely DEBT FREE. Since June I have paid over $3,000 off of my credit card debt but I still owe about $10,500 as of August 6th. I am using Dave Ramsey’s BABY STEP method from the Total Money Makeover in order to pay off all my credit card debt. Dave Ramsey suggests to use the snowball method to pay down your debts, therefore, that is the strategy I am using to tackle my debt. Feel free to follow me along my debt free journey! Anyone else currently trying to achieve financial freedom? I know I am.
SUBSCRIBE FOR MORE VIDEOS LIKE THIS ?https://bit.ly/2Q2jepn
CHECK OUT AJA DANG: https://bit.ly/2XVGxoW
TIMESTAMPS:
(coming soon)
SOURCES USED:
Dave Ramsey Snowball Method – https://bit.ly/34393J0
Dave Ramsey Baby Steps – https://bit.ly/3fUmuO3
STAY CONNECTED WITH ME:
? INSTAGRAM: iamvblanco
? TWITTER: https://twitter.com/iamvblanco
? SNAPCHAT: iamvblanco
?JOIN MY EMAIL LIST: https://goo.gl/Km3K3r
? MY WEBSITE: https://www.blahnkoh.com/
? IF YOU ARE A BUSINESS & WOULD LIKE TO COLLABORATE FEEL FREE TO REACH OUT: vblanco@blahnkoh.com
———————————————————————-
My Etsy Shop: https://goo.gl/KexNem
———————————————————————-
Shop My Poshmark Closet: https://goo.gl/V92Fbf
———————————————————————-
Shop My Mercari Closet: https://www.mercari.com/u/161308285/
———————————————————————-
My Camera Equipment & things I LOVE – https://goo.gl/GhgWh1
? DISCOUNTS & REFERRAL CODES*:
? EBATES Get $10 off to shop online – https://goo.gl/ZTDwvk
? UBER $20 FREE RIDE – 6vn5m
? Get $5 ON POSHMARK – UQXXB
? GET UP TO $30 FOR MERCARI : https://merc.li/N6f27Sb
? LYFT $20 FREE RIDE – VANESSA074799
? $40 TRAVEL CREDIT on Airbnb – https://goo.gl/Vuj4At
? $40 OFF YOUR FIRST HELLO FRESH ORDER – https://goo.gl/xEyuio
Peace & Love Friends
FTC DISCLAIMER: This video is not sponsored. Some of the links are affiliate links and I receive a small percentage as a commission if you order anything through those links. You will not be charged extra, it just helps support the channel. If you decide to use the link or code thank you for supporting the channel it is greatly appreciated.
#DebtFreeJourney #DaveRamsey #CreditCards
Ps. My mom did go off on me ??????
I find the names of these cards terribly ironic ??
Unless people don't have problem the government don't get the point to exists. As soon as created we lost the control. They are criminals with a fine face. Who work there have to provide life quality. Involves financial security to all. Our treasure isn't for criminals. It's your money there. There are other sources to provides State activity.
So… you’ve inspired me. After watching this video, I did my budget and snowballing plan for my debts ? thank you for being so raw and inspiring ??
Listen I just paid off 70k worth of debt and ill be honest it was so bad I was hiding it from my wife. Dave Ramsey saved my Marriage ?? . I did a video on it on my channel and man it was a struggle. Awesome video and continue down the journey. I feel like the first step is realizing that this is not ok
What are these "business cards"?
I have around that too 🙁
Unfortunately debt is kind of a necessary evil as an adult in America. Gotta built that credit one way or another, but whewwww its so easy to lose track of once you get started with credit cards. Finally decided to dip into my savings to pay off one card and it feels so good to see that $0 balance owed. Only one more to go! You got this!
Girl, yasss!! Gazelle intense! Dave Ramsey literally helped me sleep better at night! I used to think i had it under control as well…NOPE! I put everything i to my debt, i went throught my closet & sold clothes that i hadnt worn or wanted to wear in YEARS!! Every dime went towards my debt. Been debt free since May of 2019! I swear you inspire me when you talk fitness game…and now that your on this journey I cant wait to see how fast you kill it! ??
WOW!!! Thanks for being honest..We get lost in shopping sometimes (ALWAYS,I MEAN)
If your cards (especially those with higher amounts, are accumulating interest) you may consider moving those to a 0% intro card – it would give you some time to knock out the debt without it accumulating as much interest – I highly recommend Choose FI, believe they talk about this strategy
I’m on the same journey. I did mess up this summer with some shopping but after watching this video, I’m done again. Thank you! Hopefully we can finish at the same time lol
The amount of people that have debt saddens me ?
The system is so flawed. I'm so sorry for everyone out there, hope y'all get to live a debt free life soon ???
I’m sure that wasn’t easy talking about your finances on YouTube but you got this girl and I’m sure it will help others. Lmao about your mom! I was scared for ya ? My great grandpa would always say Just cause you can by it doesn’t mean you can afford it. So every time I go to buy something I’m like do I really need it lol I’ve left so many carts hanging online lol
Ouch luckily I hate 0 debt. Was able to pay off school so far. However might make a comeback and finish my biotechnology degree one day
Wish I could have that discretionary money to pay mine off?.
Damn…I’m sweating over my $600 credit card debt lol…but I do owe the IRS 12k and I’ve paid them 9k already and I kinda want to get a personal loan to pay them off but idk.
The dog at the beginning killed me. Good luck on your debt free journey! I agree with you on the comment regarding paying interest= buying stuff you can't afford.
I finished paying mine off in July! Took me 10 months to pay about the same you started with. NEVER AGAIN! When you were showing the credit cards with the balances i had some flashbacks LOLLL. You will reach your goal sooner than you know it. 🙂
I love this video. And props on talking about it via YouTube.
You got this!
I'll give this audio book a listen. Keep up the great work on your debt free journey!
I'm currently working on mine too! Just started few weeks ago, so this really encourages me and helps me figure out what strategies to take. I'm tired of having debt from stupid young past decisions and living with roommates. Time to really grow up and get my own shit with GREAT Credit!!!! ????
I’m 24 yrs old and I still don’t have a credit card. Want to make sure I’m smart when I get a credit card. You can do it!