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May god bless this guy and help him and give him strength to come out of his mess.
He can get through it.. I’m praying for him! Dave is the sweetest. ??
Great advice, step by step ?
That was some great caring and compassionate advice. Dave's awesome.
He wanted the credit card companies to finance his life while he wasn't working! personal responsibility!!!
There are HUNDREDS of THOUSANDs of “ retail store manager” jobs. He’s just being a BUM!!!
exercise is the best thing for depression along with a healthy diet. i know from experience
He’s waiting for Dave to tell him which Powerball numbers to play.
15 years, and all he did was DIG himself $90,000 into a hole!!! LIVED large….like an IDIOT!!!!!!!! NOW he REFUSES to work!!!!
He should have THREE part time jobs, at LEAST!!!!!
He is so lucky to have his dad. Put a hold on all the credit cards. Work at McDonalds. He's young. I've had to restart at age 62. It can be done. I also suffer from depression, I know what I'm talking about. Best of luck.
This call was probably a life or death situation. You answered him so well. My uncle was in the same situation and he committed suicide 4 months ago. ?
Good job Dave, thank the Lord for people like you!
Credit cards are the devil, I don’t care what anyone says. The rewards just promote you to use it more and more. I had my go with credit cards. They are by far the most DANGEROUS form of a loan 2nd to payday loans.
Dave is the man. I am in a good shape financially because of his advice (working on step 3!)
I love how his advice he gives to this man really can be applied to anyone!
Move to another country and never come back. Problem solved.
This is very sad.
Why not just file bankruptcy?
Dave doesn't just give great financial advice but he also gives great life advice too.
It’s time for John to shovel some horse ? doo-doo or clean some toilets.
I have a question for ANYONE TO ANSWER. What would you pay first? Credit card debt or money you borrowed from family? Thanks for any help!!
Live in Texas you are judgement proof
How did this guy get 90k in debt? He is stealing from people. No sympathy for him.
One of my favorite calls- we need an update on John!
If you're depressed do not watch the news.
I wish I watched this 6 months ago! Sooooooo true!
if you can't afford a $2000-4000 retainer for a lawyer, Google to find the location of a nearby Legal Aid office and/or drop by the local courthouse and ask about free or low-cost legal advice (they'll probably have a pamphlet). or ask on the Legal Advice section of Reddit (they're limited on what they can say, but it's good basic general advice and can help outline your options). many many lawyers offer a free consultation — so go in with the bullet points and they'll give you 10-15 minutes and often some advice even if you don't hire them.
I feel for him. I have depression and haven’t been able to work for a year because I am too depressed to go to work. Luckily I don’t have any debt and my dad let me stay with him until I recover. I am very grateful for this.
rather be homeless than having that much debts.
This guy needs to file bankruptcy.
They can’t garnish your wages but they will seize your checking account. The minute your paycheck hits your account, it’s fair game!