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How debt settlement companies work and whats the debt relief process? The companies charge a feed based on enrolled debt, and settle your accounts when the accounts are often behind.

Understand how debt settlement companies work and the debt settlement process including the escrow bank account, how the settlement process works, how your credit score may be affected, and how you rebuild your credit after debt settlement graduation.

If you are settling debt on your own, check out our video covering how to negotiate directly with creditors:
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Debt settlement credit score impact: https://www.youtube.com/watch?v=1fTau2cM91Y

Chapters:
0:00 Intro
1:13 How Debt Settlement Companies Work
4:03 Day-to-Day Life in Debt Settlement Process
9:03 Credit Score and Credit Report Impact
11:13 Graduation and Rebuilding Credit Report
11:41 Conclusion

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We offer debt solutions services to individuals in Winnipeg and across Manitoba. If you or your business is facing financial challenges, contact us today to schedule a free consultation.

A consumer proposal is an offer submitted to your creditors to settle your debt.

We don’t pass judgment on any person or situation. We understand that life happens, and some results are beyond your control. That’s why we’re here to help, and why, when facing financial issues like bankruptcy, Winnipeg residents know they can turn to us.
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Debt consolidation

Cons of Debt Consolidation
Requires a good credit score to qualify for a low-interest rate loan or credit card
May extend the amount of time it takes to pay off your debt
Some fees may apply, such as balance transfer or origination fees

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For more information regarding this video, check out this link: https://www.debt.com/credit-card-debt/management-program/

How does a debt management program work?

With a debt management program, credit counselors negotiate with your creditors to accept a new payment plan and lower interest rates. Interests range from zero percent up to about eleven percent depending on the creditor.

All of the debts are consolidated into one monthly payment that works with your budget.

The large reduction in interest enables you to pay off the debt faster and more money each month goes towards principal. Most people complete the debt management program in about three to five years.

Enrolling in the program usually doesn’t have any negative impact on your credit score as long as you keep up with the payments. In fact, many people with low credit scores at the start of the program usually see their credit improve by completion. Since your creditors agree to the payment plan, it helps you build a positive credit history as you pay off your debt.

The best way to find out if this solution will work for you is to speak with a certified credit counselor who will evaluate your finances. If a debt management program is your best option, they can help you enroll. Otherwise, they’ll let you know which solution you should pursue.

If you enroll in a debt management program, the credit card accounts you include will be frozen and you will not be able to use those cards. In many cases, you can also include medical debt and payday loans.

Debt management plans are a great way to help your family get out of debt and continue to reach your financial goals.

To get started, simply fill out our form or better yet, call us now, and we’ll match you with the best solution for your situation, for free. We are A- plus rated by the better business bureau and have helped thousands of people become financially stable.

So, don’t struggle any longer, give us a call. When life happens, we’re here for you.

With a debt management program, credit counselors negotiate with your creditors to accept a new payment plan and lower interest rates. Interests range from zero percent up to about eleven percent depending on the creditor.

All of the debts are consolidated into one monthly payment that works with your budget.

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#federalreserve #economy #fomc

Federal Reserve’s $8.5 Trillion Debt Bomb That’s Shaping Interest Rate Policy Behind the Scenes

*********** Video Breakdown ***********

As we approach the next FOMC meeting, the market’s pricing in a Fed pivot, sooner than later. With betting market’s putting the odd’s the Fed cuts rates in early 2024. However when you ask Jerome Powell, he says the opposite, that they aren’t even considering a change in policy anytime soon, not until they are sufficiently convinced inflation is firmly back down to 2%.

Well it turns out the Federal Reserve may have another reason why pivoting on the current monetary policy may not only be possible, but required. We often discuss the wall of corporate and commercial real estate loan maturities coming in 2024, well it turns out the U.S. Government also has a wave of loan maturities scheduled in 2024, $8.5 trillion worth!

We look at what this means for the possibility of interest rate policy, how it can impact the U.S. economy in 2024, what it could mean for the U.S. housing market, and what happens when these loans mature.

What do you think will happen? How much in renewed interest expense do you think the U.S. will face if the Fed keeps interest rates this high? Well make sure to watch to find out!

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*********** ABOUT RJ ***********

In 2012 I built Snapforce CRM, a software as a service application to compete with Salesforce, which was very expensive at the time. Since then, our user base has expanded to over 65,000 users in 12 countries. Our largest customer’s are mortgage companies and debt shops, who use our software for their sales process, and to check customer’s credit in real time.

With the type of clients we cater to, I decided to launch Snapforce Real Estate Insights last year, a peripheral software as a service product. It integrates directly with the big 3 real estate brokerages, to present their housing data in a digestible way, using our interactive maps and reports.

Snapforce CRM, try risk free for your property management, lending/mortgage company, or for individual realtors: https://www.snapforce.com/crm-software/

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*********** DISCLAIMER ***********

I am NOT a financial adviser. I only express my opinion based on my experience. Your experience may be different. These videos are for educational and entertainment purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. There is no guarantee of gains or losses on investments.

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