Communication strategies, financial crisis management, negotiation techniques, and litigation and bankruptcy tactics told through the stories of a loan workout and financial restructuring consultant. How do you protect yourself, or your clients, or your family and friends from aggressive creditors, lawsuits, and bureaucracy? When do you need protection from the advice of your own advisors and friends? Debt & Circuses is a true story of seven years of loan workouts, lawsuits, and bankruptcies during the Great Recession (2009-2015) and beyond. Debt & Circuses explains real-world negotiation strategy and courtroom tactics through the true stories of finance and accounting advisors, lawyers, and courageous entrepreneurs who followed the counter-intuitive, asymmetrical, and risky advice of a few creative consultants. Debt & Circuses demonstrates, through first-hand experiences, effective methods of: Preparing the mind (and your assets) for conflict. Coping with emotional pressure tactics. Responding to unreasonable demands constructively. Understanding why victory or defeat in court can be irrelevant. Preventing the two things that produce an unfavorable outcome. Negotiating with inferior bargaining power. Going on offense against an opponent with unlimited resources. Capitalizing on bureaucratic failures. Avoiding the big mistake made by all companies in financial distress. Clay Westbrook is an attorney and consultant who spent six years involved with over 100 loan workout cases, dozens of lawsuits and business bankruptcies, and $100s of millions of bad debts. He advises clients on business breakups, litigation and bankruptcy strategy, and negotiating with taxing authorities and governmental entities. He saw many spectacular wins in unlikely circumstances, learned valuable lessons from a few disappointing losses, and drew inspiration to tell the story from one woman’s experiences with debt collectors that destroyed her family and her future. “‘The mortgage company told us that we weren’t allowed to file for bankruptcy. They said it wasn’t an option,’ Maria explained. She didn’t realize what this meant. The mortgage company didn’t just lie to them; they violated state and federal laws in doing so. We might have had a case, or at least an issue to run with, which is usually enough. But it was too late.” The consultants quickly learn that to save their clients, they have to forget about “doing the right thing,”forget about the legal merits of the case, and forget about logic. The solutions come from psychology and math, human nature, and realizing neither side understands (nor cares) what the other side is saying. “After witnessing it firsthand many times, accomplishing the impossible takes specific knowledge, character, and action. As simple as it sounds, you rarely see all three when the cards are down. If they don’t have all three, they lose.” Achieving success against long odds is more than “when to stop paying,” or “if the bank files a lawsuit,cut your settlement offer,” or remembering to stash the Ferrari at a covered garage in Reno if the bank gets a judgment. Debt & Circuses shows: How to know and have the confidence to trust your instincts under pressure. How human nature affects the strategies and results conflicts are never “just business” and are always personal. Ways to identify and avoid traps lawyers, advisors, and others miss. The one principle that explains the entire process. Through the experiences of business owners and advisors, and the entertaining, if not ridiculous,stranger-than- fiction situations in which these people found themselves, Debt & Circuses provides essential knowledge and skills for surviving financial distress, and serving clients whose future depends upon your advice. “You are not alone. Don’t be frightened, and don’t feel hopeless. We will never, ever give up.”

From the authors of the national bestseller 13 Bankers, a chilling account of America’s unprecedented debt crisis: how it came to pass, why it threatens to topple the nation as a superpower, and what needs to be done about it.
 
With bracing clarity, White House Burning explains why the national debt matters to your everyday life. Simon Johnson and James Kwak describe how the government has been able to pay off its debt in the past, even after the massive deficits incurred as a result of World War II, and analyze why this is near-impossible today. They closely examine, among other factors, macroeconomic shifts of the 1970s, Reaganism and the rise of conservatism, and demographic changes that led to the growth of major—and extremely popular—social insurance programs. What is unquestionably clear is how recent financial turmoil exacerbated the debt crisis while creating a political climate in which it is even more difficult to solve.

Earn An Accredited College Degree Without Student Loans!

Not a day goes by that reports of the ever-increasing costs of higher education are making the news. In order to earn that coveted credential we have to take on a mountain of debt to pay for it, right? And in the society we now live in if you don’t have that coveted credential, it can be very difficult to get started in a good-paying career. What’s a person to do?

Good news…You don’t have to take on a mountain of debt to earn an accredited college degree. In fact, it’s even possible to earn a college degree for free if you know how the system works. And there are many ways to earn inexpensive college credits that colleges and universities don’t want you to know about. Why do they want this information kept secret? Simple…because they are raking in the cash from your tuition money and they don’t want the gravy train to stop.

Earn A Debt-Free College Degree! is a book that explodes the myth that earning a college degree requires a lot of money (and a big student loan that takes years to pay off). The book shows you how to earn an accredited bachelor’s degree for anywhere from free to no more than $15,000(and half this amount for associate’s degrees).

The best part about the strategies the book presents is that they do not rely on scholarships. That’s the major difference between this book and all the other books on the market that claim they can help you lower your tuition bills. Nearly all of those books talk about scholarships. These books make it sound like businesses and organizations have scholarship money just lying around and they are just looking for someone to give it to. It all sounds oh so easy, doesn’t it? There’s just one problem with this…thousands of other students have read those same books and they are all applying for the same scholarships you are. It takes many hours of work to search scholarship databases, fill out all those applications, and write essays. And then it becomes a waiting game to see if a scholarship committee picks you out of hundreds of applicants. You don’t have to worry about such an uncertain way to pay for college. There is a better way.

Earn A Debt-Free College Degree! presents simple strategies that nearly anyone can implement. You don’t have to be a stellar student with amazing grades, either. Your previous academic achievements won’t matter.

Here are just a few things you’ll discover in the book:

– Learn how to obtain textbooks for pennies on the dollar

– Discover more than a dozen colleges and universities in the U.S. that don’t charge tuition to any students who are accepted (and five of these don’t charge room and board, either)

– Find out how you can earn college credit that is accepted by nearly 1,900 college and universities in the United States by taking and passing one single multiple-choice exam. Most schools will accept up to 30 credit hours into a degree program from this type of credit. And it gets even better. It’s possible to earn 30 credit hours with this strategy for under $1,000.

– Discover how you can earn a four-year degree in only three years or even two years in some cases.

– Learn how you can turn previously completed training courses through your job, volunteer organization, and others into usable college credit. Most colleges and universities accept this type of credit but too few know about it.

– Discover the amazing educational benefits available for military personnel (either full-time, Guard, or reserves personnel). Learn how you can go from zero college credits all the way to a doctorate on the government’s tab.

– And many others.

We’ve become accustomed to the idea that earning a college degree is something that is very expensive. It’s time to destroy that myth. Let this book show you the way.

Product Features

• Used Book in Good Condition

TO TAKE BACK LIFE, ONE MUST FIRST FACE DEATH… One man stripped of his freedom, his morals… his life. Conditioned in captivity to maim, to kill and to slaughter, prisoner 818 becomes an unremorseful, unrivaled and unstoppable fighter in the ring. Violence is all he knows. Death and brutality are the masters of his fate. After years of incarceration in an underground hell, only one thought occupies his mind: revenge… bloody, slow and violent revenge. Revenge on the man who lied. Revenge on the man who wronged him. Revenge on the man who condemned him and turned him into… this: a rage-fueled killing machine. A monster void of humanity; a monster filled with hate. And no one will stand in the way of getting what he wants. ***** One woman stripped of her freedom, her morals… her life. Kisa Volkova is the only daughter of Kirill ‘The Silencer’ Volkov, head of the infamous ‘Red’ bosses of New York’s Russian Bratva. Her life is protected. In reality, it’s a virtual prison. Her father’s savage treatment of his rivals and his lucrative and coveted underground gambling ring—The Dungeon—ensures too many enemies lurk at their door. She dreams to be set free. Kisa has known only cruelty and loss in her short life. As manager of her father’s death match enterprise, only grief and pain fill her days. Her mafiya boss father, in her world, rules absolute. And her fiancé, Alik Durov, is no better: The Dungeon’s five-time champion, a stone-cold killer, the treasured son of her father’s best friend, and her very own—and much resented—personal guard. Unrivaled in both strength and social standing, Alik controls every facet of Kisa’s life, dominates her every move; keeps her subdued and dead inside… then one night changes everything. While working for her church—the only reprieve in her constant surveillance—Kisa stumbles across a tattooed, scarred, but stunningly beautiful homeless man on the streets. Something about him stirs feelings deep within her; familiar yet impossibly forbidden desires. He doesn’t talk. Doesn’t communicate with anyone. He’s a man beyond saving, and a man she must quickly forget… for both their sakes. But when days later, out of the blue and to her complete surprise, he’s announced as the replacement fighter in The Dungeon, Kisa knows she’s in a whole lot of trouble. He’s built, ripped and lethally unforgiving to his opponents, leaving fear in his wake and the look of death in his eyes. Kisa becomes obsessed with him. Yearns for him. Craves his touch. Needs to possess this mysterious man… … this man they call Raze. Dark Contemporary Romance. Contains explicit and non-consensual sexual situations, excessive violence, disturbingly sensitive and taboo subjects, offensive language and mature topics. Recommended for age 18 years and up*

Upcycle Your Life

Get ready to trade in headaches and hassles for life skills, exchange clutter for money, transform eyesores into beautiful focal points in your home, and say goodbye to over-consumption and hello to genuine experiences.

Cristin Frank, the original Reduction Rebel, shows you the freedom and fulfillment you can have when you simplify your life. You’ll learn how to use your talents, time, and space to combat stress, become more efficient, relieve money woes, open up opportunities, and provide unbelievable self-fulfillment.

Inside you’ll find:Simple techniques that eliminate clutter and keep it from returningA personalized plan to help you reclaim your timePractical (and profitable) ways to sell unused items in your homeTips to eliminate debt and curb consumptionStep-by-step upcycling projects that transform old, unwanted furniture into beautiful, customized organizing systemsDozens of exercises that help you identify and honor your talents, values, and goals As Cristin says, “success is getting what we want.” Let this book show you how to let go of what’s holding you back so you can put your energy into your dreams and interests and build your success.

Personal debt is getting larger; Prof. Richard Wolff joins us to break it down and how even movements like the Yellow Vests reflect the growing issues of debt and wealth inequality. Sayeh Tavangar gives us the low down as India moves to pay Iran in rupees; circumventing sanctions! And is volatility a buyer’s paradise or a perilous pitfall? John Grace from Investor’s Advantage is back to help us make sense of it all!

Follow us on Twitter:
https://twitter.com/RT_BoomBust
https://twitter.com/bartchilton?lang=en

Check us out on Facebook — and feel free to ask us questions:
http://www.facebook.com/BoomBustRT

http://youngfinances.com/blog

Ding dong the witch is dead! Which old witch? The credit debt witch! Here’s how I killed the wicked old witch of debt and eliminated twenty two thousand of credit card debt in just three years.

Credit counseling service I used: https://twitter.com/ClearPoint

If you liked this video please be sure to subscribe, like, and comment!

Ask me a question? http://YoungFinances.com/blog/young-finances-tv/

Subscribe! : http://youngfinances.com/tv

Facebook Me! : http://www.facebook.com/YoungFinances

Catch Me on Twitter! : http://twitter.com/YoungFinances

Yes I’m on Pinterest! : http://pinterest.com/YoungFinances

Instagram! : http://Instagram.com/YoungFinances

Blog! : http://YoungFinances.com

Recommended for all viewers: 5 Great Money Books for Young Adults- http://youngfinances.com/blog/best-books/

For cooperation inquiries, sponsorship or speaking engagements contact speaking@LaTishaStyles.com.

Political Advocate, Angela Rye discusses the student loan debt crisis and how African American students are disproportionately impacted by schools, government aid and more. Watch as Rye is joined by guests in this BET News Town Hall, “Young, Gifted And Broke” #StudentLoanDebt #AngelaRye #IlhanOmar

SUBSCRIBE to #BET NOW! ?? http://bit.ly/1U0v9xG

Download the BET NOW app for full episodes of your favorite BET shows and exclusive content!

Connect with BET
Web: http://www.BET.com
Facebook: http://www.facebook.com/BET
Twitter: http://www.twitter.com/BET
Instagram: http://www.instagram.com/BET
Google+: http://www.bet.us/gplusBET

Hey Guys!

In today’s video, I am setting up my 2019 #DebtSnowball in my 2019 Budget Happy Planner. I’m excited that we have paid off over $25,000 in credit card debt but since then I’ve gotten pretty relaxed. it’s time to get the ball rolling again!

| JOIN MY MAILING LIST |
https://app.mobit.com/LandingPage/Viewer/111517_Index/Preview

| ETSY STATIONERY SHOP |
https://www.etsy.com/shop/organizedalaina

| P R O D U C T S |

1.) Pen Case – https://amzn.to/2zs1D2i
2.) Black Phone – https://amzn.to/2QVHHvx
3.) Ring Light – https://amzn.to/2IgmPeI
4.) White Calculator – https://amzn.to/2QV9cFu
5.) White Stapler – https://amzn.to/2zroVWg

| OTHER VIDEOS |

BUDGET WITH ME PLAYLIST:
https://www.youtube.com/playlist?list=PLOllMwG3zaAeI34RlDtQRjZ0WM7anKBTx

MONEY PLAYLIST:
https://www.youtube.com/playlist?list=PLOllMwG3zaAcovAcTO8YqYAzudyPFl4Dq

PLAN WITH ME PLAYLIST:
https://www.youtube.com/playlist?list=PLOllMwG3zaAehmpOLOU4Gtj_T3W2X-g1P

ORGANIZE WITH ME PLAYLIST:
https://www.youtube.com/playlist?list=PLOllMwG3zaAcujP30e_JfrpjECuWUIpXx

FAITH PLAN WITH ME PLAYLIST:
https://www.youtube.com/playlist?list=PLOllMwG3zaAcjK8IAQ_4UFt7vt3SZzvQF

READING PLAN WITH ME PLAYLIST:
https://www.youtube.com/playlist?list=PLOllMwG3zaAf4_Gxd1ixah-TrzSZCF_Uj

| C O N N E C T W I T H M E |
Instagram – https://www.instagram.com/theorganizedmoney

| I N Q U I R I E S |
alaina@theorganizedmoney.com

*Some affiliate links are used, which means I may receive a commission should you decide to click that link and make a purchase. My content is 100% not influenced by brands, PR products received, usage of affiliate links, or brand partners

Current debates about economic crises typically focus on the role that public debt and debt-fueled public spending play in economic growth. This illuminating and provocative work shows that it is the rapid expansion of private rather than public debt that constrains growth and sparks economic calamities like the financial crisis of 2008.

Relying on the findings of a team of economists, credit expert Richard Vague argues that the Great Depression of the 1930s, the economic collapse of the past decade, and many other sharp downturns around the world were all preceded by a spike in privately held debt. Vague presents an algorithm for predicting crises and argues that China may soon face disaster. Since American debt levels have not declined significantly since 2008, Vague believes that economic growth in the United States will suffer unless banks embrace a policy of debt restructuring.

All informed citizens, but especially those interested in economic policy and history, will want to contend with Vague’s distressing arguments and evidence.