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Watch this video on www.MoneyAcademy.co.za, complete a fun quiz, and you could be in the running to win R2 000!
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Debt is money you’ve borrowed and must pay back later, and most people will have debt at some point in their lives. There’s also a difference between taking on good debt compared to bad debt. Borrowing money to pay for things you don’t need counts as bad debt.
In this video, we will look at debt in more detail.
Two mediation companies are offering 90 minute sessions for $600. It can usually cost more than $6,000 per session.
Hello! Welcome to April’s debt review. For those of you who are new, I make 8 payments a month towards my student loan, no matter how small those payments might be. They all add up at the end of the day and push the numbers in the right direction.
Connect with me at hjs.small.decisions@gmail.com
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How to compile and lodge a Debt Review Application befor ethe National Consumer Tribunal
When Courtney and Chad had beautiful twin girls, they weren’t ready for the not-so-beautiful reality of incurring double the costs to provide for their children, or the almost $70,000 in debt they would accumulate over Courtney’s maternity leave. Between Courtney’s penchant for adorable baby clothes and Chad’s smoking habit, and without an emergency fund to cover unexpected costs, their financial future is looking grim. It’s up to Gail Vaz-Oxlade to help these two to break their bad habits so the twins won’t have to grow up doing without. If Courtney and Chad are up for the challenge, they could earn up to $5,000 to put toward their family’s future. If they aren’t, their hopes and dreams for the twins could go up in smoke. –
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How to survive the debt review process | Debt counseling in South Africa.
We are bookkeepers in Pretoria and we service clients across South Africa. Our focus is on preparing documents for business funding, tax preparation, and clean up of your business books, as well as monthly bookkeeping services.
To find out more about our bookkeeping services go to: https://profitandbooks.com/
I am Olivia Sambo, co-owner of Profits and Bookkeeping Services and Online Marketing Services. I am a qualified Bookkeeper who has studied with the Institute of Certified Bookkeepers, the ICB. My goal with every client is to understand their vision for their company so we can implement systems that will improve their cash flow, money management, and profitability.
Most clients come to me when they want their documents to be prepared for tax or when they want to apply for funding from a bank or a financial institution. In most cases, they’ve never had a bookkeeper, and all those years of neglecting their books take time and knowledge to untangle.
What skills do you need to be a bookkeeper?
You need to be someone who’s meticulous and pays attention to details because one digit in the wrong place can lead to the books not balancing. You need to be patient and focused to capture the information accurately because sometimes these numbers can be very overwhelming. You must be honest and have integrity because you deal with very confidential information about clients. You must honour the trust that your clients put in by safeguarding the trust and protecting their privacy.
As a bookkeeper, you must understand the accounting system and make sense of the debit and credit entries. You must also have a basic understanding of Mathematics.
What does a bookkeeper do?
Bookkeepers capture information from the source documents that a client provides. Different types of accounts then get created to reflect the assets, liabilities, income, expenses, and equity accounts. These accounts will be a reflection of the income and expenses of the business and will be used to prepare management reports for the management of the business or a financial institution.
What are source documents?
Source documents are any proof of the transactions that take place within a business. It could be invoices, receipts, debit notes, credit notes, till slips, etc. It shows the source of the transactions that are reflected on the bank statement. Source documents are also called supporting documents
Why are the source documents so important?
When you look at your bank statements you will mostly see POS purchases when you swipe your debit or credit card to buy goods. When a client pays you it will only show as a deposit.
The source documents will show exactly whether you’ve spent money on fuel, stationery, or printing. It will enable the bookkeeper to put the entry under the right category.
Why do you need a bookkeeper when you apply for funding?
The bank wants to see how well you manage your money, what is your income, what is are your expenses, what part of your business makes the most money, etc. Your bookkeeper will be able to prepare this information when you provide her with your bank statements and source documents. The banks and financial institutions want documents that will give them an overview of your business all in one place. A bookkeeper will know how to use your monthly bank statements to create the right accounts that are needed to prepare the financial reports for the bank. If you don’t have these reports prepared the bank will advise you to find a bookkeeper who can do that for you. If you are a business owner or self-employed the bank will not consider your application for funding without these reports because that is the proof of income they need to see if you qualify for the business loan.
For more information about we what we offer go to:
https://za.pinterest.com/profitsandbooks
https://www.linkedin.com/in/profitsandbooksbookkeepingservices
https://www.facebook.com/profitsandbooksbookkeeping/
https://twitter.com/profitsandbooks
https://anchor.fm/olivia-sambo
https://podcasts.apple.com/us/podcast/rose-tinted-glasses-with-olivia-sambo/id1522074736?uo=4
https://open.spotify.com/show/7JABIEU33PfULlam27sOyY
https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy8xOTUxMTA1OC9wb2RjYXN0L3Jzcw==
https://profitsandbooks.blogspot.com/
https://news.google.com/publications/CAAqBwgKMObWnAsw8uC0Aw?hl=en-ZA&gl=ZA&ceid=ZA%3Aen
https://g.page/r/CQEpG0p7PPdiEAE
To find out more about funding go to:
https//:www.Nedbank.co.za
https//:www.FNB.co.za
https//:www.Capitec.co.za
https//:www.Absa.co.za
https//:www.Standardbank.co.za
https//:www.Tymebank.co.za
https//:www.Bankzero.co.za
https//:www.Dti.co.za
https//:www.Nyda.co.za
https//:www.Investec.co.za
https//:www.Bidvest.co.za
https//:www.Sab.co.za
https//:www.Discoverybank.co.za
If you want to become a bookkeeper in South Africa go to:
www.icb.org.za
President Joe Biden and US congressional leaders are planning to meet on Tuesday to resume debt limit negotiations as the clock ticks down to the crunch point when the US will be forced to default. Kathleen Hays reports on Bloomberg Television.
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Film critic Chris Stuckmann reviews The Debt, starring Helen Mirren, Jessica Chastain, Sam Worthington, Marton Csokas, Tom Wilkinson, Ciarán Hinds and Jesper Christensen. Directed by John Madden.
South Africa’s top rated debt counselling system to manage over-indebted clients.
