What are the advantages of debt counseling
debt counseling is a credit restructuring process instituted by the National Credit Act and is enforced by the NCR
We are registered debt counselors in Pretoria and give free debt counseling advice and information to all clients in
Our debt counseling services include providing you with as much possible information on the process so that you can make an educated decision as to the fact that debt counseling might be the answer to your credit problems
The debt counseling process include that you first of all complete the informal application form so that we can assess your current financial situation. When we determine that you are over indebted we can launch a formal debt counseling application
what is debt counseling:
Debt counseling allows registered debt counselors in Pretoria, like Help with Debt, to restructure your monthly debt repayments and reduce those payments by up to 60% without increasing your total debt amount
credit and debt counseling works for consumers that struggle to pay their loans but want to pay. We get a lot of consumers in Pretoria that tell us they make debt repayments and in the process don’t keep any money for living expenses
Our debt counseling services include negotiating with your creditors to reduce your monthly debt repayments on a formal restructuring process
debt consolidation counseling is another way of looking at debt review and debt counseling. You will only pay one amount into the Payment distribution agency (PDA) towards all your creditors. The PDA ensures that no one handles your money and this eliminates any malpractice in our industry
debt counseling fees are calculated according to your budget and prescribed by the NCR as well as the Act. You do not pay any upfront fees and your debt review application pays for itself.,
credit debt counseling will reduce your monthly debt repayments giving you a better future from day one
You can include credit card debt counseling, home loans, vehicle finance and any other credit agreement you have
debt review will prevent any further legal action against you and can prevent repossession of your vehicle and house
Contact Help with Debt today so that we can explain the debt review process to you in full.
Many consumers ask us how to get out of debt review. This is very simple. You can exit debt review at any time but need to be aware of the fact that you will not enjoy the protection the Act gives you once you exit debt review
loans for people on debt review is illegal. If you are under debt review, you cannot apply for any more credit as it will be declined because of your status.
Please contact us today for debt review and debt counseling applications in Pretoria
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What is Credit Counselling? Lets take a look at that and compare debt settlement to credit counselling with a former non-profit credit counsellor.
Watch the video now and learn about credit counselling from a insider that formerly worked at a non-profit credit counsellor in the Toronto area
Debt consolidation is controversial but I’ve used it twice and it’s saved me thousands. https://www.youtube.com/watch?v=Io1JV53oOlA&index=4&list=PLjsZ3KrTlZozfKrkG8uKVUa_yoC6xUVvn
I was flat broke in 2009. I destroyed my credit score and owed over $15,000 in credit card debt and other loans. I knew what everyone said about debt consolidation loans. I knew the risks but I was paying hundreds a month in interest and I needed a way out.
By lowering my interest rate just 5% with a debt consolidation loan, I was able to immediately save $40 a month on payments. By putting that money back into my debt payoff plan, I was able to save thousands and pay off the consolidation loan years early.
I’m not alone. The average credit card debt is over $15,000 and Americans pay hundreds in just interest every month. Most debt experts will tell you to avoid consolidation loans but the fact is, they work.
I’ll walk you through the process of getting a debt consolidation loan on bad credit. I’ll reveal the risks and pitfalls to avoid before showing you how to get a better rate and some debt payoff strategies to get out from under the loan.
I’ll be using the PersonalLoans site in the video, a lender I’ve used twice before https://peerfinance101.com/personalloans
Here’s the list of debt consolidation sites I’ve used or have reviewed: https://peerfinance101.com/list-peer-to-peer-online-loans-sites/
Debt consolidation isn’t the best place to be but you can use it to your advantage. Know the risks. Know how to do it right and get your finances back on track.
– The risks of debt consolidation and how to avoid the traps
– Step by step to getting the best rate on your debt consolidation loan
– How to do debt consolidation right and pay off your debt early
– The hidden benefit to debt consolidation that nobody talks about
Don’t forget to click through to the debt payoff playlist above and follow the entire series. I may eventually turn this series into a paid course but you can watch it all free right now. I start out by revealing the debt payoff strategies that will work with any budget, even on low income, and finish by showing you how to get a perfect credit score.
SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos
Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
#debt #loans #debtconsolidation
Alberta was once the economic envy of the country, now it’s seeing a business boom for credit counsellors.
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This is the first of four short videos that explain key features of the Farm Debt Mediation Act 1994 (NSW). In NSW a lender has to offer confidential mediation before taking possession or other enforcement action for a farm mortgage. Farmers may ask for mediation at any time. This video explains the main steps in a mediation process, the benefits of mediating, and that farmers can seek help to prepare for mediation from Rural Financial Counsellors, accountants or lawyers. More information is available from the NSW Rural Assistance Authority’s website (https://www.raa.nsw.gov.au/) or a NSW Rural Financial Counsellor.
What is the difference between debt settlement and debt consolidation? Find out from San Diego debt relief attorney Daniel Gamez. Find out what debt relief option for credit card debt, student loan debt, medical debt, small business debt and second mortgage debt is right for you. A debt settlement strategy does not seek to replace existing debt with a new loan, as with consolidation. Instead, debt settlement is a series of negotiations between your creditors and you (or a credit counselor) to make payments – usually lump-sum payments – for amounts less than you currently owe. Visit http://www.gamezlawfirm.com/debt-settlement/ for a free debt consultation to begin your path to a debt free life!
Does BSCC offer any money-back guarantee if they cannot obtain the results I am looking for? The answer is in the video. Avineet Kalsey – Recent interview …