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How to consolidate credit card debt using three different methods.
LightStream Loans:
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If you want to know how to get rid of credit card debt, then you’re watching the right video. I’ll be covering why you’d want to consolidate credit card debt, which has to do with your credit utilization score and credit card interest.

I’ll also be covering 3 unique ways to consolidate credit card debt that I believe work the best. Getting a personal loan, balance transfer offers and cash-out refinancing are the three ways to consolidate credit card debt that I’ll be covering.


— Resources and Recommendations —

DISCLAIMER: This video description contains affiliate links, which means if you click through the links, I can receive a small commission (at no cost to you). This helps support the channel and allows me to continue making in-depth content for you. Thanks for the support.

– How to Grow and Rank on YouTube:

– Get 2 Free Audiobooks from Audible: (Because leaders are readers 🙂

– The $3 Book that Changed my Life:

– Best Book on Time Management:
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– Best Book on Budgeting/Debt:
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– Check out Betterment for automated, low-fee investing:

– Get a Free Stock for trying Robinhood:

– Lightstream loans is who I recommend for any auto loans, personal loans or debt consolidation. They have the best rates and don’t charge any fees or pre-payment penalties.




Welcome to the Honest Finance Channel!

I’ll give you the honest truth about a variety of financial topics in a way that actually makes sense. I’m not a financial advisor and I’m not here to advertise a bunch of products. I simply want to share my financial advice with anyone who will listen.

Help me translate my videos:

Hear what employees of the Credit Counselling Society think of where they work. We have been recognized by the Great Place to Work® Institute Canada as one of the “Best Workplaces in Canada” for 2012. Call us today. 1-888-527-8999

Visit us online @

We have been assisting consumers in South Africa for quite a few years now and with our dedicated staff members, we will be able to make the debt review process as streamlined as possible.

You can contact us to speak to any of our debt counsellors and we will provide you our best advice and assistance, to get your debt review application started.

Debt Review, Debt Review success stories, Debt Review pros and cons, Debt Review explained, Debt Review South Africa.

The Conservative Party’s Victorian Senate candidate,  finance expert Kevin Bailey, says the Banking Royal Commission report isn’t all bad news.

Professional debt advice is free from Licensed Insolvency Trustees. They will explain all your options so you can decide the best solution for your situation.

For more information about debt help services in Ontario, please call 519-310-JOHN (5646) or contact us via:


I am $28,000 in debt and here’s what I’m doing about it.

Where you can find me:
FB group

Where I get my music from:

Musicbed is great for youtubers and creatives as it provides a HUGE selection of music free from copyright so that you can still monetize your videos.

Things I mentioned:
Pocketbook app
The Total Money Makeover
The Barefoot Investor
The Seven Spiritual Laws of Success
You’re a Badass
You’re a Badass at Making Money
Jim Rohns Ultimate Library
The 70% Rule
OHIO Method
Ground Up with Ryan Bowles

This video isn’t sponsored.

This is video three in a four part series that explains farm debt mediation in NSW. This video focuses on the role of the mediator and others attending a farm debt mediation under the Farm Debt Mediation Act 1994. In NSW, a panel of nationally accredited mediators help lenders and farmers to have effective conversations about farm business issues. The video also discusses how others can provide support and assistance during a farm debt mediation. It notes that mediators are neutral facilitators who do not provide legal or financial advice.

TV interview highlights high cost of credit counselling as a debt relief option

Paying off debt? In this video I give you ten common mistakes people make while paying off debt. Don’t fret if you’ve made them. We’ve all made some money mistakes. So long as you don’t repeat them, they’re considered “learning experiences”. Which mistakes have you made?

#DebtFreeDana #FrugalLiving

How We Stopped Living Paycheck to Paycheck

Pregnant? We cloth diapered 3 of our 4 kids, and estimate we saved THOUSANDS of dollars. In fact I started my YouTube channel as “MsDiaperD”, sharing over 80 cloth diaper video tutorials.

Build Your Cloth Diaper Stash Here:

? S U B S C R I B E (it’s FREE)

Hey there! I’m Dana. I’m a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.

Follow Me on Instagram @DebtFreeDana

*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t – no worries. We’re still buds. HUGS!

“Marty Gots a Plan”
Kevin MacLeod (
Licensed under Creative Commons: By Attribution 3.0