In this hilarious account of a debt collection agency, the reader is introduced to five categories of excuses debtor’s use to escape paying their bills. Phone dialogue and excerpts from letters are included. Gould describes a possible scenario how the collection industry began with the cave men. A brief history from antiquity through Irish Brehon Law to modern practices culminates with the Federal Fair Debt Collection Practices Act. In 1988, Gerry Gould was named Instructor of the Year by the Association for Credit and Collection Professionals (ACA) International. The rich history of the ACA is highlighted throughout the book. Having an entertaining way of telling a story and teaching that enamored him to his students and fellow professional debt collectors, Gerry’s book is a must read for anyone touched by this industry — collectors, doctors, whom his Royal Collection Agency represented, and yes, even debtors. This is the second book B.B. Gould wrote based on Gerry’s motivational writings. GG’s Principle: Three Steps to Empower You in Any Situation was published in 2011.
Live, laugh, learn….This is the workbook to complement the audio and text of Good Debt, Bad Debt (Penguin 2005, 2007). It is also used at SFLToday.org Workshops and in our video classes and as the starter courses for those personally coached by Jon Hanson. The workbook contains approximately 80 pages. Several original cartoons and slightly sarcastic expanded explanations on Houses, Spouses, and Cars! Oh my! Here is a breakdown of topics (aside from an overall understanding of debt and time). Table of Contents Preface: It’s about time and money! 4 Positive Thinking Isn’t Enough 6 Habit 7 The Daily Practice 7 Most Everything Good Happens in the First Six Feet 7 The Picture of Good Stewardship 9 The Practice of Good Stewardship 10 The Promise of Good Stewardship 12 I Know, You’re Different, Snowflake… 12 Good Debt, Bad Debt Workbook 17 Q&A Chapter 1- The Debt Effects, the Invisible Hand of Debt 18 Q&A Chapter 2- Emotional Hostage: How Do I Get Free From Me? 19 Q&A Chapter 3- Burn Rate: Spending. Not Income, Determines Wealth 21 Q&A Chapter 4- Delayed Gratification Don’t Wait to Get It! 23 Q&A Chapter 5 – I Don’t Know About My Past, But My Future is Spotless. 26 Q&A Chapter 6 – What if You Live? 29 Q&A Chapter 7- Real Estate 34 Real estate rant: 35 Q&A Chapter 8 – Driving My Life Away 40 Car Salesman: 42 Q&A Chapter 9 – Do I Have Records? 43 Tax rant: 46 Q&A Chapter 10 -You Married Who? 46 Q&A Chapter 11 – Debt Warfare: When Push Comes to Shove 51 Negligent Spendicide?: 54 Teach your children well… 55 References 55 10 Year Guarantee 57 (Test Only 16 pages) Stewardship for Life’s Financial Literacy Basics 58 Test Answer Key Only 123 questions 74
“Life is great when you spend less than you make!” SFLToday.org “Emotional spending is the ‘drunk driving’ of financial stewardship.” Jon Hanson, March 5, 2014
In Africa’s Odious Debts, Boyce and Ndikumana reveal the shocking fact that, contrary to the popular perception of Africa being a drain on the financial resources of the West, the continent is actually a net creditor to the rest of the world. The extent of capital flight from sub-Saharan Africa is remarkable: more than $700 billion in the past four decades. But Africa’s foreign assets remain private and hidden, while its foreign debts are public, owed by the people of Africa through their governments.
Léonce Ndikumana and James K. Boyce reveal the intimate links between foreign loans and capital flight. More than half of the money borrowed by African governments in recent decades departed in the same year, with a significant portion of it winding up in private accounts at the very banks that provided the loans in the first place. Meanwhile, debt-service payments continue to drain scarce resources from Africa, cutting into funds available for public health and other needs. Controversially, the authors argue that African governments should repudiate these “odious debts” from which their people derived no benefit, and that the international community should assist in this effort.
A vital book for anyone interested in Africa, its future, and its relationship with the West.
The financial crisis is destroying wealth but is also a remarkable opportunity to uncover the ways by which debt can be used to regulate the economic system. This book usesfour case studies of cooperatives to give an in-depth analysis on how they have braved the crisis and continued to generate wealth.
Most books on this subject will teach you to first pay off your debt before doing anything else. In this book, Curt Whipple explains how FOCUSING on paying off your debt can be the key to your downfall and total frustration.
Curt Whipple teaches you the keys to becoming FINANCIALLY FREE and in the process you will also become debt free.
-How to become Financially Free, on your current income, without changing jobs,and regardless of your debt.
-Why focusing on debt can keep you broke forever!
-What Financially Free people do, that Broke people do not.
-How to find $300-$600 of extra cash each month. (money you never knew you had!)
-How $8,000 invested can secure a comfortable retirement.
-How to generate over $105,000 with pocket change.
The balance sheet is the key to everything–from efficient business operation to accurate assessment of a company’s worth. It’s a critical business resource–but do you know how to read it? How to Read a Balance Sheet breaks down the subject into easy-to-understand components.
If you’re a business owner or manager, this book helps you . . . Manage working capital Generate higher returns on assets Maximize your inventory dollars Evaluate investment opportunities
If you’re an investor, this book helps you . . . Determine the market value of a company’s assets and operations Predict future earnings and trends Assess the impact of capital expenditures Identify potential “red flags” before the crowd
How to Read a Balance Sheet gives you the bottom line of what you need to know about:
Cash Flow * Assets * Debt * Equity * Profit and how it all comes together.
The credit crisis has pushed the whole world so far into the red that the gigantic sums involved defy understanding. On a human level, what does such an enormous degree of debt and insolvency mean? In this timely book, cultural critic Richard Dienst considers the financial crisis, global poverty, media politics and radical theory to parse the various implications of a world where man is born free but everywhere is in debt.
Written with humor and verve, Bonds of Debt ranges across subjects—such as Obama’s national security strategy, the architecture of Prada stores, press photos of Bono, and a fairy tale told by Karl Marx—to capture a modern condition founded on fiscal imprudence. Moving beyond the dominant pieties and widespread anxieties surrounding the topic, Dienst re-conceives the world’s massive financial obligations as a social, economic, and political bond, where the crushing weight of objectified wealth comes face to face with new demands for equality and solidarity. For this inspired analysis, we are indebted to him.
Do you want to build weath and…
Change your family tree?
Provide some security for your retirement years?
Give a large portion of your wealth to charity?
Well, it’s time to dump your debt and make this a reality!
In this 106-minute Financial Peace University lesson, Dave shows you how to become debt free as he walks you through the necessary steps and details of dumping debt with the Debt Snowball method.
DVD Region1 DVD Playable in Bermuda, Canada, United States and U.S. territories. Please check if your equipment can play DVDs coded for this region.
Learning how to handle Money Too many people do not know how to handle their money. From budgeting to savings to investing people just do not know what to do. They let their money control them instead of them controlling their money. Do you see yourself living from paycheck to paycheck? Have you let investment opportunities pass you by? Why has this happened to you? It has happened and will continue to happen until you learn how to handle money. If you are ready to take control of your financial life and take charge of your money, then now is the time to read this book and change your financial life forever. Welcome to the road of financial freedom and independence.
The easy way to avoid early pitfalls on the road to financial success
A little money and a little time is all that’s needed to lay a strong financial foundation for today and the future. And starting sooner rather than later is the smartest thing you can do when it comes to protecting your financial future.
If you’re in college or enjoying your twenties, Personal Finance in Your 20s For Dummies cuts to the chase, providing you with the targeted financial advice you need to establish a firm financial footing as you work your way through school and the post-graduation years.Advice on paying off student loans, managing debt, and creating a solid pathway to financial successInvesting strategies for young investorsOther titles by Tyson: Personal Finance For Dummies, Investing For Dummies, and Mutual Funds For Dummies
If you’re looking for sound, reliable advice on how to make smart financial choices in the real world, Personal Finance in Your 20s For Dummies has you covered.