Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. In this video, the bankruptcy attorney John Skiba describes what debt consolidation is, talks about debt settlement companies, and provides his opinion on what would be the correct way to do it.
MORE ABOUT JOHN SKIBA
John Skiba is a bankruptcy & consumer protection attorney in the state of Arizona.
John helps clients with chapter 7 bankruptcy & chapter 13 bankruptcy for Arizona residents.
????? ARIZONA RESIDENTS ONLY: If you live in the state of Arizona and need help with a junk debt buyer lawsuit or need to file bankruptcy I can help you directly.
Contact my office at (480) 907-3388 https://www.jacksonwhitelaw.com/bankruptcy/
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John offers informational products and strategies for consumers facing serious debt problems – particularly those being sued by junk debt buyers like Midland Funding, Portfolio Recovery Associates, Cavalry SPV, and many more.
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The United States is in the middle of the biggest debt bubble in history. In the past year, the U.S. national debt has surpassed the 30 trillion dollar mark, and now America has become the most indebted nation on the entire planet. But most people don’t even realize how this gigantic debt load can jeopardize our economic system.
If things don’t go exactly as we plan, and the U.S. loses its dominant position as the world’s wealthiest country, we will be forced to start paying off the enormous debt we accumulated. It goes without saying that we simply do not have that kind of money. This is leaving our country in an extremely fragile position relative to the rest of the world, particularly considering that many other countries hold our debt in the form of Treasury-backed securities.
Thirty years ago, the U.S. was already experiencing a horrific debt crisis, and our monetary decay was getting out of control. If only we had persisted in trying to solve that crisis during that period, then today things wouldn’t be so bad. If we had dealt with it before it became this big, then maybe we could have done things differently. But now, the national debt is 15 times larger than it was a decade ago, and we’re still adding more than a trillion dollars to that pile every single year.
In other words, all of this sense of prosperity we created is based on an illusion. It’s a false prosperity that has been bought by the biggest mountain of debt the world has ever seen. In fact, as if we weren’t in enough trouble already, Congress is planning to pass another 1.4 trillion dollar bill this year. Did you know that if you added up all forms of debt in the United States and divided it up equally every single family in the country would owe nearly $700,000? We must face the fact that we are a part of a nation that is absolutely addicted to debt, and the U.S. debt crisis is threatening to destroy the nation built by our forefathers.
We simply cannot fix this debt bubble under the current monetary system. What we are doing to the future of our children and our grandchildren is completely devastating. We are literally stealing from future generations. Conditions are rapidly shifting in our country, and a massive amount of financial pain is on the horizon. Now, more than ever, it is time for Americans to wake up, and take action while they still can. It is time for Americans to get extremely angry. Our future has been destroyed and the future of the next generations has also been destroyed. Enjoy this false sense of prosperity while you still can, because it is not going to last for much longer. Debt is a very cruel master, and our day of reckoning is right on the corner.
Today, we decided to compile some shocking figures that expose just how alarming the U.S. debt bubble really is.
For more info, find us on: https://www.epiceconomist.com/
And visit: http://theeconomiccollapseblog.com/
More than 43 million Americans owe a collective $1.7 trillion in college debt with experts calling it a student loan crisis. NBC News’ Shaquille Brewster is in Wisconsin speaking with recent graduates about how they feel about President Biden’s initial plan in supporting federal forgiveness of student loans.
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Today’s video is all about How I manifested way out of debt and how I managed to get rid of this debt and fine so that I no longer needed to pay a fine / debt.
This is an interesting story of how I had no money and focused on manifesting my way out of debt so that I did not need to pay. I was unemployed and I did not have any income or a full time job at this point but yet I didn’t let my fear of having no money in my bank account or my fear of not having a job affect me from getting this fined wiped clean.
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This is another explainer video about the things that you need to know about the Debt counselling/review process.
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All about debt funds | Investing for Beginners | Groww Masterclass
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I wish I knew this about Debt Counselling before I applied.
Known as debt review or debt counselling, debt relief measures like debt review offers debt relief to borrowers in South Africa who are over-indebted. To prevent consumers from being blacklisted, the National Credit Act (NCA) introduced this process in 2007.
An income-constrained South African can benefit greatly from the process if they are finding it difficult to make ends meet. Especially for those who cannot keep up with monthly debt payments after falling further into debt. Debt review is safer, cheaper, and more effective than consolidation loans, which tend to be short-term and can end up getting consumers deeper into debt.
Are you having difficulty paying your debts on time and in full? Does it take a lot of effort to pay for your basic needs? Then you need a debt review.
A debt counsellor can help you with the legal process if you are over-indebted. To get help with debt, you need a debt counselor registered with the National Credit Regulator (NCR). Get in touch and I will recommend a few for you.
00:50 The reasons people seek Debt Review
01:24 Reckless Lending Explained
01:43 The biggest mistake people make with Debt Review.
01:59 Debt counseling: All you should know before applying
02:41 How Debt Counselors exploit poor consumers
03.15 In what ways do Debt Counselors help?
02:38 Don’t lose your Assets
03:46 Authors experience in Debt Review
05:34 Who is eligible for Debt Review
06:02 What is Debt Review
06:31 Significance of Interest and Budget in Debt Review
06:56 Reasons to apply for Debt Review
07:52 The purpose of Debt Review
09:22 Wrong reasons to join Debt Counselling
10:53 Clearance Certificate
11:55 What should you do after this advice?
12:53 Payment Distribution Agency (PDA)
15:50 Contact Details.
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Debt Review Awards founder Zak King shares a little about the history of the Awards and the peer review process.
For more info head over to: www.debtreviewawards.co.za
To some people, making a deal for debt is like making a deal with the devil. For others, debt is a necessary evil that must be put to good use. In this video, we shall look at what debt is. Is it good or bad? You’ll learn everything you need to know about debt. Enjoy!
#debt #business #management
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(01:41) Is debt good or bad?
Types of debt
(04:29) Business debt
(05:13) Corporate debt
Types of corporate debt
(06:12) Commercial paper
(06:46) Credit Card debt
(07:42) Car loan
(08:48) Personal loan
(09:31) Medical debt
How Debt Can Make Money
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Debt consolidation can be super tempting when you’re under the unrelenting pressure that being in debt brings. Debt consolidation can appear to be “the answer”.
But the truth is that debt consolidation is wrought with very complex pitfalls that can be so cleverly hidden by the debt consolidation “industrial complex” that it really takes 1) high proactive financial acument OR 2) an unfortunate learning experience to learn how it actually works.
Debt consolidation companies DO NOT have your best interest at heart and today I want to talk about 5 ways that doing a debt consolidation deal and what I think you should do instead.
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