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$1 trillion is 1 with 12 zeros, not 9. We were attempting to make a joke that didn’t get edited properly! Oops lol.
Credit cards and financing is more accessible now than ever before with credit cards. However, debt is very expensive if you don’t use it wisely. Here’s what banks don’t want you to know.
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What Banks Don’t Want You To Know About Debt
0:17 – How to get all the nice things you want without paying for it today
0:35 – Financial problems and money issues are real and very serious
1:37 – Banks make money by lending
1:59 – Americans have more debt than ever
3:26 – How to get paid with credit cards
4:58 – The credit score system is one big game
6:08 – How to invest your money when you have credit card debt and get the best return
What Is The Minority Mindset?
The Minority Mindset has nothing to do with the way you look or what kind of family you’re from. It’s a mindset.
Give the majority $200 and they will come back with a pair of shoes. Give the minority $200 they will come back with $2,000.
Think from the mindset of a consumer and be the provider, that’s the Minority Mindset. Don’t be the majority. #MIH #ThinkMinority #FinancialLiteracy
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Based in Detroit. #Punjab
Jaspreet Singh
You’re in deep with credit cards, student loan debt and car loans. Minimum monthly payments aren’t doing the trick to help nix your debt. Something has to change, and you’re considering debt consolidation because of the allure of one easy payment and the promise of lower interest rates.
What Is Debt Consolidation?
Debt consolidation is the combination of several unsecured debts—payday loans, credit cards, medical bills—into one monthly bill with the illusion of a lower interest rate, lower monthly payment and simplified debt relief plan.
Check out this article from Dave Ramsey on Debt Consolidation: https://www.daveramsey.com/blog/debt-consolidation-truth
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I feel so blessed to share with you all here on YouTube. This video may contain links to affiliate programs. If you click on the link and make a purchase I will receive a small percentage of that sale at NO extra charge to you. However, you are under no obligation to buy anything I ever mention in a video. Sometimes I am lucky enough to have products sent to me for review. If I partner with a company I will always disclose it here. All opinions and reviews that I share are and always will be my own I will only share products that I myself would buy.
Thank you for watching!
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Debt Review is a process where a consumer gets assistance from an NCR registered Debt Counsellor. Read more about debt review at http://www.debtcounselling-southafrica.co.za or www.debtcounselingsouthafrica.co.za
Get Credit Counseling Here – http://creditcounseling.debtconsolidation.com
What Is Credit Counseling?
Are you struggling financially and trying to dig out from a mountain of debt? Credit counseling could be just the solution you’re looking for.
Credit counselors work with consumers to educate them about money and debt, and help them develop household budgets a plan to eliminate debt. Credit counseling can offer financial guidance or negotiate with creditors to resolve unsustainable debt. However, counselors cannot offer legal advice. All meetings between a credit counselor and clients are considered confidential.
Accreditation Groups
Credit Counseling agencies typically belong to an accreditation group, such as the National Foundation for Credit Counseling or the Association of Independent Consumer Credit Counseling Agencies. These groups develop standards, provide accountability for its member agencies and set suggest fee schedules. The National Foundation for Credit Counseling suggests fees should be no more than $50 for a set-up and $25 monthly thereafter. Members of the Association of Independent Consumer Credit Counseling Agencies must agree to cap the initial charge at $75 and the monthly maintenance fees at $50.
The Credit Counseling Plan
When you meet with a credit counselor, having an honest discussion of your finances is paramount. You must be prepared to disclose all aspects of your financial life so the counselor will have a clear and complete financial picture of your income, household expenses, existing debt and spending habits. Copies of financial statements – including the debt accounts — will be needed.
The credit counselor helps develop a unique plan that might include a debt management plan, improved budgeting, bankruptcy, or a combination of these. Financial management and educational tools are provided, as well as materials to help clients develop savings and retirement plans.
Finding A Credit Counselor
Finding a credit counselor in your area has never been easier. Start by making a list of member agencies of the National Foundation for Credit Counseling or the Association of Independent Consumer Credit Counseling Agencies. Next, contact either your state attorney general local consumer protection office to find out whether there have been any complaints filed. You can find information on your state’s regulations by visiting the state pages on our site.
Most agencies will offer an initial meeting at no charge. This meeting usually lasts about one hour, and gives you the opportunity to find out if the agency will be a good fit.
About Nonprofit Agencies
Many credit counseling agencies are nonprofit and typically derive their funding from fees paid by clients, grants from the credit/lending industry and a percentage of the payments made by debtors. Up to 15 percent of what is collected can be returned to the agency. Under IRS guidelines, a non-profit credit counseling agency can only collect up to 50 percent of its revenue from these payments.
Ignited about crushing debt takes you through a journey where you learn about the steps to take control of your financial life. Debt has made many individuals its slave, and it’s time to turn a chapter and take control. With a simple step-by-step process Matthew Meyers take you on a journey of self discovery with easy to use tools in taking back your life. You deserve the opportunity to live a more fulfilling life, get ignited and crush the debt that has been holding you back.
Are you getting deeper and deeper into debt while they make bigger and bigger profits? Not after you read…Debt Cure$ They Dont Want You To Know About!In this new book, Kevin Trudeau blows the lid off the banking and credit card industries, exposing the greatest rip off of our citizens in this nations history. The credit card industry is one of the most profitable industries in this country, but they dont want you to know it. You can fight back! You can apply Kevins solutions to your debt problems, and keep more money in your pocket today. You can learn how to use credit to build wealth! Read Debt Cure$ and cure your debt forever. You will learn: * How the credit lending business is rigged against you! * How the financial industry wants to keep you in debt! * How the banks and credit card companies are making obscene profits off of you and how you can change that! * How to reduce or possible totally eliminate your debt! * How you could cut your payments in half! * How to correct your credit with two magic words! * How to improve your credit virtually overnight! * How to get free money that you never have to pay back! * Find out why the financial industry wants to keep you in debt. * Turn bad debt into good credit. * Create wealth through financial health.
Product Features
- ISBN13: 9780979825811
- Condition: Used – Very Good
- Notes: 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!
A New York Times-bestselling author–and one of the most controversial men in corporate America–blows the lid off the banking and credit card industries.
Product Features
- You will learn: How the credit lending business is rigged against youl
- How the financial industry wants to keep you in debt.
- how the banks and credit card companies are making obscene profits off of you and how you can change that.
- How to reduce or possibly totally eliminate your debt.
- How you could cut your payments in half.
In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom.
Inside Dear Debt you will learn to:
– Find the debt repayment strategy most effective for your needs
– Avoid spending temptations by knowing your triggers
– Replace expensive habits with cheaper alternatives
– Become a frugal friend without being rude
– Start a side hustle to boost your current income
– Negotiate your salary to maximize value
– Develop a financial plan for life after debt
A “New York Times”-bestselling author–and one of the most controversial men in corporate America–blows the lid off the banking and credit card industries.
