Coerced Debt and Human Trafficking | DFI30 | Ep. 490. Doug Hoyes is joined by guest Richard Dunwoody to unravel the often-overlooked connection between human trafficking and coerced debt. With Ontario facing the second-highest rate of police-reported human trafficking in Canada, the conversation sheds light on how traffickers exploit victims financially. The focus turns to Bill 41, the “Protection from Coerced Debts Incurred in relation to Human Trafficking Act, 2023,” exploring its role in safeguarding victims from crushing debts. From explaining what coerced debt means to tackling potential challenges, the episode breaks down the proposed legislation’s impact on creditors, unlicensed debt consultants, and, most importantly, the victims. Join us for a discussion on how this legislation could be a crucial shield for those affected by human trafficking and coerced debts.

Related Links:

Human Trafficking and Financial Fraud: A Survivor’s Story
https://www.youtube.com/watch?v=9z8kNmVuFpY

A Different View of Credit Counselling & Getting Out of Debt
https://www.youtube.com/watch?v=qLWWNREu4x4

Concord Adex Survivors Fund
https://www.survivorsfund.ca/

#Debt #humantraffickingawareness #Coerced #CoercedDebt #DebtFree #DebtFreeIn30 #NewLaw #NewLaws #Canada #DebtRepayment

Newspaper headlines review and other matters arising in Ghana.

#AMShow
#AMNews
#MyJoyOnline

https://www.myjoyonline.com/ghana-news/

Subscribe for more videos just like this: https://www.youtube.com/channel/UChd1DEecCRlxaa0-hvPACCw/

Follow us on: Facebook: https://www.facebook.com/joy997fm
Twitter: https://twitter.com/Joy997FM
Instagram: https://bit.ly/3J2l57

Click this for more news:
https://www.myjoyonline.com/

What’s the best way to pay off credit card debt if you’re among the millions of Americans who are buckling under the weight of mounting bills and delinquencies? FULL STORY: https://abc7chicago.com/best-way-to-pay-off-credit-card-debt-balance-transfer-cards-consolidation-relief/14326808/

A new report from NerdWallet revealed that one-third of Americans believe they will be in credit card debt indefinitely. NerdWallet Credit Card Expert and Writer Sara Rathner joins Yahoo Finance Live to discuss the steady rise in household debt.
Rathner notes that credit card balances have climbed 16% over the past year while interest rates have spiked an average of 22%. “Incomes are just not keeping up with the cost of goods,” she says, with the cost of consumer goods up 20% even as incomes rose only 12%. This widening gap leaves many Americans vulnerable to accumulating credit card debt they cannot easily pay off.
“A lot of times credit card debt is imagined as the result of frivolous spending,” Rathner tells Yahoo Finance, continuing: “but, we’ve actually found that many Americans take on debt just trying to afford the necessities.”
#youtube #creditcard #stockmarket
About Yahoo Finance:

Yahoo Finance provides free stock ticker data, up-to-date news, portfolio management resources, comprehensive market data, advanced tools, and more information to help you manage your financial life.

– Get the latest news and data at finance.yahoo.com

– Download the Yahoo Finance app on Apple (https://apple.co/3Rten0R) or Android (https://bit.ly/3t8UnXO)

– Follow Yahoo Finance on social:

X: http://twitter.com/YahooFinance
Instagram: https://www.instagram.com/yahoofinance/?hl=en
TikTok: https://www.tiktok.com/@yahoofinance?lang=en
Facebook: https://www.facebook.com/yahoofinance/
LinkedIn: https://www.linkedin.com/company/yahoo-finance

Hello and Happy New Year!! 2023 was a YEAR, a year full of debt. Thank you for joining me as I confess my wayward spending and try to find a way to financial stability and freedom in 2024. I will be reviewing my spending from 2023 today. Some of it was pure ridiculousness!! #debtconfession #debtfreejourney #2024

There are pros and cons of credit counseling vs debt settlement. Take our free credit counseling vs debt settlement: https://tryascend.com/blog/debt-management-vs-debt-settlement/ to help you make the most informed decision.

Also, please feel free to call Ben or me directly at 833-272-3631 and we would love to answer any questions you may have.

For example, credit counseling can be more expensive than debt settlement, but it may preserve your credit score better than debt settlement.

See the chapters below that we will cover in this video.

Chapters:
0:00 Intro
0:25 What is Debt Management and Debt Settlement?
1:30 Debt Management Process
2:30 Debt Settlement Process
3:31 What May Be Best For You?
4:07 Conclusion

#creditcounseling #debtmanagement #debtsetlement #debtsettlementvsdebtmanagement

Music: www.bensound.com

FREE {{Printable}} DEBT PAYOFF CHARTS – https://www.financialcoachjess.com/moneycharts

Want me to run through YOUR numbers?? Submit your case study here: https://www.financialcoachjess.com/casestudy

MORE VELOCITY BANKING VIDEOS –
? https://youtu.be/1VRpVdWAwb0?si=Xf85WvoEEafef_GG
? https://youtu.be/3sUG9x7DKBI?si=h2LS2IZaZldgiaIH

Keywords:
velocity banking, velocity banking vs debt snowball, velocity banking strategy, velocity banking explained, velocity banking with personal line of credit, velocity banking example, velocity banking to pay off debt, velocity banking case study, velocity banking to pay off credit cards, debt snowball journey, debt snowball success stories, debt snowball stories, debt snowball case study, debt free journey, debt free millennials, debt free life, debt free journey 2024

MY FAV PRODUCTS –
?Kajabi: https://app.kajabi.com/r/KW5uiEHc/t/h3y3jswj
?Branch Basics: http://branchbasics.refr.cc/financialcoachjess
?Bookkeeper Launch: https://sk293.isrefer.com/go/BLIP/JW41/

Disclaimer: I may include affiliate links in the description above. If you purchase a product or service with the links that I provide I may receive a small commission with no additional charge. Thank you for supporting me so I can continue to provide you with valuable content!

00:00 – VB vs Snowball
00:48 – Case Study: Lydia
01:24 – Debt Snowball Numbers
02:00 – Velocity Banking Numbers
03:13 – Month Breakdown
04:19 – How to increase your credit score
05:30 – Federal Student Loan
06:24 – Check your student loan relief
06:50 – Other case study videos

— Caller points out credit card debt as a sign that the economy isn’t so good
—
Become a Member: https://www.davidpakman.com/membership
Become a Patron: https://www.patreon.com/davidpakmanshow
Book David Pakman: https://www.cameo.com/davidpakman
—
David on Instagram: http://www.instagram.com/david.pakman
David on Threads: https://www.threads.net/@david.pakman
TDPS Subreddit: http://www.reddit.com/r/thedavidpakmanshow/
Pakman Discord: https://www.davidpakman.com/discord
Facebook: http://www.facebook.com/davidpakmanshow
Leave a Voicemail Line: (219)-2DAVIDP
—
David’s tech:
– Camera: Sony PXW-X70 https://amzn.to/3emv1v1
– Microphone: Shure SM7B: https://amzn.to/3hEVtSH
– Voice Processor: dbx 266xs https://amzn.to/3B1SV8N
– Stream Controller: Elgato Stream Deck https://amzn.to/3B4jPNq
– Microphone Cloudlifter: https://amzn.to/2T9bhne

-Timely news is important! We upload new clips every day! Make sure to subscribe!

Broadcast on January 5, 2024

#davidpakmanshow #economy #creditcarddebt

April had an amazing 2023 even though she had some major pitfalls, this video is her review and debt confession.

Don’t forget to get your free “No Spend” tracker for January by following the link:
https://www.facebook.com/groups/thebudgetingsisters/permalink/734661838174699

Bill shock post December festive season and January you see the credit card bill ????????????.
Here’s the tip how to resolve this issue.
Debt consolidation!

• The video discusses how people tend to overspend on their credit cards during the festive season, leading to credit card bill shock.
• It highlights the convenience of tap and go payments but warns about the lack of awareness of spending.
• The video suggests two solutions: doing a credit card transfer to a no-interest account and closing the current credit card, or consolidating debt into a home loan facility to improve cash flow.
• It advises creating a separate savings account to budget for future expenses during December.
• The video emphasizes the importance of avoiding financial mess and planning ahead to prevent credit card bill shock.

0:00 Intro

0.01 We do get a little bit carried away and 
statistically speaking in December people  

00:13 tend to spend 25% more on their credit cards it’s 
because of the festive season you get carried awayit’s a little bit silly and the big one is the tap and go it gets you all the time. If you’re not used to having cash in your wallet, I think cash hurts more emotionally to hand over and you can physically see what is being left and back in my time I’m a little bit older um I used to  

0:36 find that handing over $100 bill or $50 or $20 or whatever your note currency was at the time it used to be a little bit more physical HEY I’m letting go of this money and you could see it whereas now you tap and goes it’s on your mobile phones on the credit card tap tap tap

0:52.get a little bit carried away and you forget to check and by the time you do check it’s a little bit like holy **** whatever what’s happened so if this is a situation that you’re in you can either a try to do a credit card transfer into something that is no interest for a

01:15 certain period of time clear off the credit card. Start off fresh make sure that you close down your current credit card and you’re not getting two credit cards recycling because then it it’ll you know basically will have a financial mess and it’s a little bit harder to get out of.

01:33 that one the other thing that you could do is if you’ve got a home loan facility try and debt consolidate that all into the one facility so it just improves your cash flow and then for next time around make sure that you put a little bit of savings um in a separate account so then when December does come along you’ve got a clear budget of what you’re actually wanting to spend.

01:58 It doesn’t catch you out again January 2025 with another what we call it Bill shock round two so hopefully you found that useful if you got any questions feel free to give me a call happy to have a chat Laura Moya 

02:16 Local Mortgage Broker Melbourne

Laura Moya Local Mortgage Broker based in Melbourne covers the issue head on.

#Localmortgagebroker
#localmortgagebrokermelbourne
#RefinanceCreditcardaustralia
#debtconsolidation
#debtconsolidationloan
#billshock
#costoflivingcrisisaustralia
#howtogetoutofdebt
#mortgagebrokertip
#mortgagebrokertricksanstips
#melbourne
#refinance
#refinancing
#Debtconsolidationtips

subscribe to our channel for more mortgage tips and tricks in easy to follow ways.

https://youtube.com/@LauraMoyaLocalMortgageBroker