On this episode:

Getting financial help in Australia is not the easiest task and for most people, talking openly to someone else about your finances is understandably a daunting process.Thankfully in Australia we have a fantastic solution to this, in our hard-working financial counsellors. They’re the people who can listen to your financial issues, propose solutions and even advocate on your behalf to banks and debt collectors.The role of a financial counsellor isn’t always very well understood, so in this episode, Owen & Kate interview financial counsellor, Nick Georgiou, to break down exactly what they do, how they can help you and where you can go to get in contact with them.

*This episode was recorded remotely due to COVID-19 restrictions, we apologise for any inconsistencies in audio quality.

Show notes: http://bit.ly/Financial-Counselling-Ep |

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DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.

As financial stress increases, South Africans are turning to debt counsellors. Unfortunately, this opens them to scams. Bogus debt counsellors are luring vulnerable consumers into debt review by offering them quick solutions. #eNCA #DStv403 #QuestionThinkAct

Key highlights of 2023 mid-year budget review statement by Finance Minister | BizTech
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In this video I go into detail of how you can get removed off the debt review process.

Below is the link to document by NCR with all the withdrawal details :

https://www.ncr.org.za/documents/27%20May%202021-Debt%20Withdrawal%20%20review.pdf

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We’re surrounded by information, content and news. Everywhere, all the time. The human mind can only meaningfully absorb a handful of new facts about the world. mymoneykarma’s insights team selects just the bits of news from the finance world that you should know about, things that you can actually do something about right now. Subscribe to our channel so you don’t miss out on our daily updates.

If you’re interested in learning more about practicing Intelligent Finance in your daily life, why not get started with this video here
https://youtu.be/G_DsZ0s379Q

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This channel is dedicated to simplifying the concepts and best practices of Personal Finance through explainers, FAQs, tips, and educational material. We empower viewers to each become a paragon of Intelligent Finance.

Founded by a group of Stanford alumni with a strong background in banking and technology, MyMoneyKarma has been revolutionizing the Indian Fintech sector and ushering in the future of personal finance. Committed to a social mission of creating a measurable impact on people’s lives, MyMoneyKarma has empowered millions of people to reclaim control over their finances by addressing the 3 biggest issues and barriers in the sector:

Low financial literacy means most people applying for loans, mortgages or credit cards have never checked, nor heard of, their credit scores. By this time, the damage has often been done
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Have you found yourself overwhelmed or struggling to keep up with different debt payments each month? Or perhaps your interest rates are higher than average and costing you a ton of money and you are wondering, “Is debt consolidation a good idea?”

In today’s video, we are going to discuss what debt consolidation is, more importantly how it works and if it’s a good idea for you.

OTHER VIDEOS TO CHECK OUT
Debts to Pay First, Buying a Home, HELOCs, Saving on a Low Income (Q&A)
https://youtu.be/8Jdu_L9DE44

Stressing About Your Debt? Learn How To Manage Debt Stress!
https://youtu.be/Y2CwVnawYD8

9 Money-Saving Challenges To Save More Money!
https://youtu.be/3ZQYBr1_VE4

? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books

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If it’s all about the post-pandemic recovery and if deficits no longer matter… then what about Africa? France welcoming leaders for a summit devoted to finance and relieving the debt owed by a continent that felt the full brunt of a world economy under lockdown. The age-old question more acute than ever: how to be like the US and Europe and earmark huge sums for health care, schools, green energy and infrastructure… instead of using the money to pay interest on old debts?

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Opening a debt consolidation business requires the appropriate training as a liability specialist, registration with the appropriate reporting agencies and ample advertising to build up a clientele. Star a debt management company from the ground up with money advice from a registered financial consultant in this free video on personal finance.

Expert: Patrick Munro
Contact: www.northstarnavigator.com
Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.
Filmmaker: Reel Media LLC

http://financesolutions.org/debt-relief-options/debt-consolidation/ A Debt Consolidation Loan can be an effective way to pay off high interest credit card debt and provide debt relief through lower interest rates. For the millions of Americans who struggle with high debt levels, this can offer a solution where the creditor gets paid in full and you are able to reduce the monthly expenses.

Some debt consolidation loans require a form of security which means you must have equity in your home and transfer the debt to a home equity loan. This can result in a longer payoff period. It also results in moving unsecured debt to a secured debt which has its own set of risks.

The facts are that more that 65% of South Africans have unsecured debt. Things like credit cards, clothing accounts, personal loans and over drafts.

More than half of South African’s with debt are over-indebted or behind on payments towards their debts. (can also say defaulted)

Being over-indebted is when you are not able to pay all your debts every month with the income you have. If you are worried every month that you won’t be able to pay all your accounts.

Visit our website for more: https://www.cyberfinance.co.za
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