[Financial] Videos

Qualified Insolvency Counsellor Bethany Cann of Sands & Associates answers: “How are clients changed by financial counselling?”

To book a free, confidential consultation in an office near you, visit www.sands-trustee.com

On this episode:

Getting financial help in Australia is not the easiest task and for most people, talking openly to someone else about your finances is understandably a daunting process.Thankfully in Australia we have a fantastic solution to this, in our hard-working financial counsellors. They’re the people who can listen to your financial issues, propose solutions and even advocate on your behalf to banks and debt collectors.The role of a financial counsellor isn’t always very well understood, so in this episode, Owen & Kate interview financial counsellor, Nick Georgiou, to break down exactly what they do, how they can help you and where you can go to get in contact with them.

*This episode was recorded remotely due to COVID-19 restrictions, we apologise for any inconsistencies in audio quality.

Show notes: http://bit.ly/Financial-Counselling-Ep |

We’re proudly supported by ETF Securities

Learn more about ETF Securities: https://bit.ly/fundsETFS |

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.

As a CERTIFIED FINANCIAL PLANNER™ and former financial advisor, I offer guidance to Elizabeth in this vid, whose situation is relatable to many others! I asked subscribers to send me their financial details if they wanted a review and it was so fun putting this together!

I was a single mom back when I was first getting my finances sorted out (about 10 years ago) and the process of doing so was life changing. I hope this video helps to set this subscriber and many of you up for a great financial future!

???? Chapters:
00:00 Intro
01:22 Email from Subscriber
04:53 Financial Workbook Intro
05:00 Debt repayment calculations
07:53 My recommendations to pay off debt
10:16 Investing growth after eliminating debt
11:33 Reviewing Investments
17:08 Term vs. Whole Life Insurance
20:41 Final Thoughts + My services

? Resources mentioned:

The Financial Workbook: https://startinvestingwithconfidence.moneywithmaggie.com/offers/JyTbXaWk/checkout

My services: https://bit.ly/financialguidanceservices

Target Date Fund Video: https://youtu.be/U9zxBaNEd7w?si=duxYXvR4fmKNJM4F

Investment growth calculator: https://smartasset.com/investing/investment-calculator

2nd investment growth calc (I used this because the first only goes 30 years out): https://www.calculator.net/investment-calculator.html

???? Watch my free Passive Income training: https://startinvestingwithconfidence.moneywithmaggie.com/passive-income

???? Grab my 4 Steps to Invest, Quick Start Guide: https://bit.ly/4stepstoinvest

???? Catch Daily Tips Instagram: https://www.instagram.com/moneywithmaggie
About draft: Lack of knowledge and confidence shouldn’t be the reason you’re not investing in the stock market

??Watch my Investment Help playlist here: https://youtube.com/playlist?list=PLxkXmnRlyF4i5cXskFfSrpG0pBVQrZNuo

Share this video: https://youtu.be/mKVcd7bNe48

Ready to take control of your finances and say goodbye to debt? ???? Join us in this empowering journey towards financial freedom!

In this game-changing video, we’re spilling the tea on how you can become debt-free in just 6 months. From practical budgeting tips to powerful money-saving hacks, we’ve got your back every step of the way.

???? What to Expect:

Proven Strategies: Discover actionable and realistic steps to tackle your debt head-on.
Budgeting Breakthroughs: Learn how to create a budget that works for you and accelerates your debt payoff.
Side-Hustle Secrets: Explore innovative ways to boost your income and fast-track your financial goals.
Success Stories: Be inspired by real-life stories of millennials who crushed their debt in record time.
Why Watch?
Say goodbye to sleepless nights worrying about bills and debt collectors! ?????? This video is your passport to financial liberation. We believe that every millennial woman deserves to live a life free from the shackles of debt, and we’re here to guide you on that journey.

Join the Community:
Connect with like-minded individuals in the comments section. Share your goals, progress, and tips to inspire and uplift each other. Let’s build a community that celebrates financial victories!

???? Don’t Miss Out!
Hit that subscribe button and turn on notifications so you never miss a future video packed with financial wisdom. Together, let’s make this year we break free from financial stress and reclaim our financial power! ????????

#FinancialFreedom #DebtFreeJourney #MillennialMoney

Seek help from expert debt mediators for your debt issues. Visit http://www.DebtRescue.com.au and let them assess your situation and acquire its perfect solution.

If you’re experiencing financial difficulties, a free service is available to help you get your life back on track. Confidential financial counselling is offered by a group of not-for-profit community service providers.

The goal of the Financial Counselling Network is to help people develop an actionable plan to address current financial difficulties and create an environment for sound financial decision-making. Your counsellor will work with you to identify options and develop strategies to assist you in making decisions to improve your financial situation. All member organisations are not-for-profit and our financial counsellors do not benefit from the support provided to you.

Read more: http://financialcounsellingnetwork.org.au

Do you have money worries related to #gambling?

95% of people felt more in control of their finances after working with Gambler’s Help.*

Find out more about our free & confidential financial counselling available in partnership with Latrobe Community Health Service: https://gamblershelp.com.au/get-help/find-support/#financial-counselling

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NEED HELP?
If you feel uneasy about your own or someone else’s gambling, you can find free and confidential support at https://gamblershelp.com.au

Hear the story of Ashley and Chantal, a married South African couple who overcame financial struggles through the power of debt counselling. In this video, we share their journey from relationship strain caused by finances to a harmonious and debt-free life.

#Debtcounselling #marriageadvice #relationshipstruggles #financialtransformation #debtmanagement #loveandfinance #debt-freejourney #relationshipcounselling #financialsuccess #overcomingdebt #couplegoals #counsellingimpact #debtrelief #buildingastrongermarriage #debtcounsellingbenefits #marriedinCOP #marriedincommunityofproperty

Did you know you can leverage non-profit financial counseling for hands-on support to improve your finances?

If you’re struggling with your finances and high-interest debt then financial counseling is something that could help. It could be that you are starting over, getting through a rough patch, or perhaps need someone to work with you on creating an actionable plan to adjust your habits….sometimes you just need a little support to get back on track financially without the shame or judgment.

Tune into this session with Bola and Yazmir from team CGF to learn exactly what financial counseling entails and learn how to find a reputable non-profit company to support you!

? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books

? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/

? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog

? Follow us on Instagram: http://instagram.com/clevergirlfinance

???? Using affirmations effectively involves more than just repeating positive statements. Here are some effective ways to make the most out of your affirmations:
????Be Specific: Craft affirmations that are specific to your goals or the areas of your life that you want to improve. Specific affirmations have a stronger impact on your subconscious mind.
????Use Positive Language: Frame your affirmations in positive language. Instead of saying, “I am not anxious,” say, “I am calm and relaxed.” Focus on what you want to experience, not what you want to avoid.
????Believe in the Affirmations: The more you believe in the affirmations you repeat, the more effective they will be. Cultivate a sense of faith and trust in the power of positive affirmations.
????Repetition is Key: Practice your affirmations consistently. Repetition helps reinforce the positive beliefs and slowly replaces any negative thought patterns.
????Visualize: Combine visualization with your affirmations. Imagine yourself already experiencing the positive outcomes you desire. This adds more emotional intensity to your affirmations.
????Embrace the Present Tense: Phrase your affirmations in the present tense, as if you are already experiencing the desired outcome. This helps your mind accept the affirmation as a current reality.
????Use Affirmations Daily: Make it a habit to practice your affirmations daily. Morning and evening are excellent times to reinforce positive thoughts.
????Add Feeling and Emotion: As you repeat your affirmations, try to evoke positive emotions and feelings associated with the desired outcomes. The more emotion you put into it, the more powerful it becomes.
????Write Them Down: Write your affirmations in a journal or on sticky notes. Seeing your affirmations written down can strengthen their impact.
????Say Them Aloud: Speak your affirmations out loud. Hearing your own voice saying the positive statements adds an extra layer of reinforcement.
????Remove Resistance: If you notice resistance or doubts arising while affirming, address them gently. Acknowledge any negative thoughts but consciously choose to replace them with positive affirmations.
????Stay Patient and Persistent: Changing thought patterns takes time. Be patient and persistent with your affirmations, even if you don’t see immediate results.
????Customize Your Affirmations: Tailor your affirmations to your specific needs and desires. Personalization enhances their relevance and effectiveness.
????Use Affirmations for Different Areas: Create affirmations for different aspects of your life, such as relationships, career, health, and personal growth.
????Remember, affirmations work best when accompanied by action. While affirmations can shift your mindset and boost confidence, taking steps towards your goals is equally important. Combine the power of affirmations with consistent action, and you’ll see positive changes in your life.
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