I’m so excited to be sharing a new series where I actually review your budget! In this specific video, I’ll be outlining how I would budget a 2k monthly income whilst trying to pay off debt and build savings.

** 1:1 MONEY COACHING WITH ME **
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**WANT ME TO REVIEW YOUR BUDGET?**
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WANT TO WATCH MORE?

How I budget my money: https://youtu.be/BGRMq1LcRFU
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How to get better with your finances: https://youtu.be/ngSdTMzgfU8
10 things to do with your money this week: https://youtu.be/Ze5cS8dTndk

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**BOOKS I WOULD RECOMMEND:**
The Price of Money (UK Based): https://amzn.to/3RB10by
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Rich Dad Poor Dad (US Based): https://amzn.to/2RhzxPF
Rich Dad’s CashFlow Quadrant (US Based): https://amzn.to/3kbBedU
The Richest Man in Babylon (US Based): https://amzn.to/3iBgb3K
Property Investment for Beginners (UK Based): https://amzn.to/2ZsMLgH
100 Property Investment Tips (UK Based): https://amzn.to/3bQH3uc
Self Discipline: A How-To Guide to Stop Procrastination (UK Based): https://amzn.to/3mizh0T

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DISCLAIMER PT. 1: Some links included in this description are affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for supporting my channel so I can continue to provide as much content as possible!

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ABOUT ME

I’m the typical Millennial who previously spent everything she made (though it wasn’t much), but decided to pursue financial freedom – something the schools should’ve taught us!

I believe everyone has the capability to be financially free, whether you’re an Entrepreneur or an Employee. My goal is to help you realise that you can achieve anything you put your mind to!

Videos will go live every SUNDAY so make sure you subscribe!

DISCLAIMER PT 2: Please note I am not a Financial Advisor or Employment Lawyer. The content presented in this video are personal opinions and for entertainment purposes only. You are responsible for the financial decisions you make!

**TIME STAMPS**

00:00 Intro
00:49 Net worth review
09:15 Budget review
15:33 More support & summary

Hello and Happy New Year!! 2023 was a YEAR, a year full of debt. Thank you for joining me as I confess my wayward spending and try to find a way to financial stability and freedom in 2024. I will be reviewing my spending from 2023 today. Some of it was pure ridiculousness!! #debtconfession #debtfreejourney #2024

Is debt consolidation a good idea? [Reasons to Refinance Part 2]

Firstly, what is debt consolidation?

Debt consolidation is basically the act of combining your current debt obligations (such as credit cards and personal loans) into a single payment, either through one comprehensive debt consolidation loan or an increase in your home mortgage to clear out existing debts.

So, when is debt consolidation a good idea?

Consolidating your debt may be an excellent option to save money and reduce what you owe rapidly, provided that the interest rate on the new loan is lower than those of your existing debts. Yet, it’s essential to make sure that when considering overall fees, charges and interest rates combined together, this solution is more cost-effective than any other options out there.

Watch full video to see what are Good Reasons to Refinance your Home Loan — https://youtu.be/3lBxSSE2naE

Visit our YT channel for more videos on economy, personal finance and home loans! – https://www.youtube.com/@willbellmortgagebroker

WILL BELL MORTGAGE BROKER
Suite 1, 13-15 Thompson St., Frankston, VIC 3199
0448 111 046
wbell@belllendingservices.com.au

?Is it ever a good idea to refinance?
?What are the benefits and risks of refinancing?
?What are the risks of refinancing?
?What will happen if I refinance my house?
?What are the reasons not to refinance your home?
?Is debt consolidation a good idea?
?What are the pros and cons of debt consolidation?

#refinancing #refinance #homeloans #debtconsolidation #consolidatingdebt #mortgagebroker #mortgageprofessional #MortgageBrokerFrankston #MortgageBrokerMelbourne

Hey loves,

Compliments compliments and welcome back to my channel! It’s still a new year mos right? ?? And I hope the year has started on a good note for everyone so far.

Anyways, so in this video I dive into details about Debt Review/ Counselling in South Africa. I hope it will be educational and helpful but please feel free to engage and ask questions.

If you need any advise or help with your debt, feel free to inbox me on Facebook and we’ll take it from there. To qualify for Debt Review you must at least owe a total debt of R 20 000 and above.
The link to my Facebook is below:

https://www.facebook.com/unathi.mdingi.31?mibextid=ZbWKwL

Please share the video. Don’t forget to do the most important thing which is to subscribe ke niyeva, thank you… Until part 2 ??

You can also try debt consolidation as your debt paydown strategy. See the two previous videos we posted for the debt snowball and debt avalanche methods. #Shorts

Dental hygienist Liz and truck driver Will are engaged in a destructive spending game. Control freak Liz handles all the finances while keeping Will on a tight leash, yet still spends a lavish amount on clothes for herself, their baby and their dog. In retaliation, Will takes out costly cash advances. They’ve refinanced their home several times to hide debt in their mortgage to the point they now owe more than the house is worth. Getting this couple back on track means reigning in the spending, finding ways to re-build equity in their home and getting rid of the resentment between them. Gail finds way to get them fighting their debt rather than each other. –
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Watch more from Weddings and Beyond – https://youtube.com/c/WeddingsAndBeyondTV/videos

Explore our family of YouTube channels with Free movies, tv series and documentaries.
? TOP BOX is where you’ll find an eclectic mix of mind-bending documentaries, cult classic films and investigative television documentaries. https://youtube.com/topboxtv
?? I Love Docs for documentaries: https://youtube.com/ILOVEDOCS
?? North of Main for Independent movies: https://youtube.com/NORTHOFMAIN

#weddings #gettingmarried #realitytv

After a year of unsuccessfully trying to conceive naturally, Jaclyn and Richard racked up thousands in fertility treatment costs on credit before becoming pregnant with their son Mac. Their debt piled up when Jaclyn’s maternity leave reduced her regular monthly take-home pay by 55%, but Richard still plans to become a stay at home Dad. Neither Jaclyn or Richard are willing to give anything up to make ends meet. Host Gail Vaz-Oxlade breaks the difficult truth: if they don’t stop encouraging each others’ reckless spending and instead start working together to manage their finances, this couple’s future may be filled with a big debt instead of the big family they’ve always wanted. –
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Watch more from Weddings and Beyond – https://youtube.com/c/WeddingsAndBeyondTV/videos

Explore our family of YouTube channels with Free movies, tv series and documentaries.
? TOP BOX is where you’ll find an eclectic mix of mind-bending documentaries, cult classic films and investigative television documentaries. https://youtube.com/topboxtv
?? I Love Docs for documentaries: https://youtube.com/ILOVEDOCS
?? North of Main for Independent movies: https://youtube.com/NORTHOFMAIN

#weddings #gettingmarried #realitytv

Leanne hid bills and purchases in cupboards and closets around the house to keep the truth about her spending addiction concealed from her husband Adam. These spending secrets were not only damaging their finances but they were also detrimental to their relationship.  Gail puts this family back in touch with reality by opening their eyes to the $141,000 of debt they’ve accumulated, cutting their spending, and prioritizing honesty.  When Gail challenges Leanne and Adam to reveal their undisclosed secrets to each other will it strengthen their relationship or cause them to split up –
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Watch more from Weddings and Beyond – https://youtube.com/c/WeddingsAndBeyondTV/videos

Explore our family of YouTube channels with Free movies, tv series and documentaries.
? TOP BOX is where you’ll find an eclectic mix of mind-bending documentaries, cult classic films and investigative television documentaries. https://youtube.com/topboxtv
?? I Love Docs for documentaries: https://youtube.com/ILOVEDOCS
?? North of Main for Independent movies: https://youtube.com/NORTHOFMAIN

#weddings #gettingmarried #realitytv