[Payoff] Videos

Hey Y’all! Thanks for tuning into today’s video. Your support means alot! Please stay tuned for monthly updates on how much I’ve paid off!

#budgetwithme #cashstuffing #budgetwithme #daveramsey #debtconfession #debtpayoff #debtavalanche #debtsnowball

Google Budget Worksheet: My Productive Life Co
https://rb.gy/p42jvu
https://rb.gy/m897xy

Capital One Savor Rewards Card: https://i.capitalone.com/JvaRJteRZ
AMEX Blue Cash Preferred Card: http://tinyurl.com/bdf6n6y7
High Yield Savings Account I use: https://shorturl.at/bouT1

Links to budgeting items I use: http://tinyurl.com/mry7fdnn

Disclaimer: Please note that I am not a financial advisor, just sharing my journey and things I’ve learned along the way. What works for me may not work for you. Let’s learn together!

Business Inquiries: lonestarchicplans@yahoo.com

Getting to the right headspace to tackle your debt is half the battle. Learning the techniques you might need to get into the right mindset is an important part of getting out of debt; otherwise, your determination and motivation will be tough to come by. It’s more than frugal living, saving money, or embracing minimalism – it’s about a money mindset, too!

Debt Snowball Video: https://www.youtube.com/watch?v=e2NybrChrVc&t=15s

How To Stop Overspending eBook: https://frozenpennies.lpages.co/overspending-list-reg-price/

Meal Planning Toolkit (FREE): https://frozenpennies.lpages.co/dmt-freebie-youtube/

Budget Planner (FREE): https://frozenpennies.lpages.co/budget-planner-freebie/

{NEW} Christmas Bliss Spreadsheet and Planner: https://frozenpennies.lpages.co/christmas-spreadsheet/

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Links included in this description might be affiliate links. I may receive a small commission if you purchase a product or service with the links I provide at no additional charge to you.

As an Amazon Associate, I earn from qualifying purchases.

Favorite Money Saving Things:

https://frozenpennies.lpages.co/favorite-money-saving-things

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I’m so very happy to have you here. We are all about saving money at Frozen Pennies. Whether you have a goal like debt freedom, purchasing a home, retiring, or just making ends meet, we are all about making that happen. Here you’ll find tips on saving money on groceries, ways to tweak your budget, and living an overall frugal life (all while having more fun)! Thank you for supporting my channel.

About Sara:
Sara is a wife, mother, and creator of Frozen Pennies. With a degree in English, a former teacher, and a Certified Financial Coach, there is no better place to learn about debt freedom, budgeting, and overall frugal living.

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DISCLAIMERS:

– Links included in this description might be affiliate links. I may receive a small commission if you purchase a product or service with the links I provide at no additional charge to you.
– Information on this channel (Sara Conklin, Frozen Pennies) only represents my thoughts and opinions. I am not a medical doctor, medical professional, or financial advisor. However, I am a certified financial coach. All content on this channel is intended for entertainment, informational & inspirational purposes only. Don’t hesitate to contact a professional with any questions. This video and all videos on this channel are a means of social support.

• Take back control of your money with Financial Peace University: https://bit.ly/3ROsewY

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In this video, I share one of the best debt consolidation loans which is Payoff Debt Consolidation Loans!

Payoff Loans
https://www.payoff.com/loan/

? LET’S CONNECT ON SOCIAL MEDIA:

?PRIVATE FACEBOOK GROUP? https://www.facebook.com/groups/956751105144859/

?Instagram?: http://instagram.com/radikalhughes

FINANCIAL DISCLAIMER: I am not a lawyer and I am not a financial advisor! Any advice I give is solely based on MY OWN EXPERIENCE and MY OWN RESEARCH and is my views and opinions for ENTERTAINMENT PURPOSES ONLY! There is no guarantee as there are many variables that will impact your success. Everything stated on my videos and on my channel is for ENTERTAINMENT PURPOSES ONLY and should be taken as OPINON and NOT FINANCIAL ADVICE!

Hello! Welcome to April’s debt review. For those of you who are new, I make 8 payments a month towards my student loan, no matter how small those payments might be. They all add up at the end of the day and push the numbers in the right direction.

Connect with me at hjs.small.decisions@gmail.com

My Etsy Shop:
https://www.etsy.com/shop/SmallDecisions?ref=seller-platform-mcnav

My Ebay Shop:
https://www.ebay.com/str/smalldecisions

My Poshmark:
https://poshmark.com/closet/smalldecisions

My Goodreads:
https://www.goodreads.com/user/show/13212812-small-decisions

Referral Links: (I may make a commission or receive credit if you use my referral links)

thredUP (we both get $10 credit):
https://www.thredup.com/r/JJBIBL

Misfits Market (we both get $10 off our next order if you use my link)
https://www.misfitsmarket.com/?promo=COOKWME-GZ8BEJ

Grove Collaborative (You get a free gift and I get $10 if your first order uses my referral code):
https://www.grove.co/referrer/97756717/

Scribie (transcription service):
https://scribie.com/freelance-transcription?rc=0d66900966c143b5ad3531c89eafffea98ccbfb2#intro

Paperback Swap (trade books with people – I get a free trade if you use my link):
https://www.paperbackswap.com/index.php?n=14&r_by=

Rakuten:
https://www.rakuten.com/r/HANNAH33231?eeid=28187

Thank you so much for watching! If you enjoy my videos, please give this a like and subscribe. I appreciate you all SO much!

Apps Mentioned:
Join PACELINE to get free gift cards for connecting a smart watch. Use my referral code to join: 52XQYZ and get $5 free!
https://pacelinefit.app.link/ctGPHlOGzeb

Achievement: http://tinyurl.com/ybbrwmze

Debt free Friday Background: I make weekly debt payments. I do this for a variety of reasons, like: saving money on interest, being motivated by seeing progress weekly and being less tempted to spend that excess money we have at the end of the week.

If you want to join, please tag me in your posts or videos so I can watch them! ???

??CONNECT ??
Follow me on Instagram: @dear.debt
My Etsy Shop: https://etsy.me/33Yf4pO

??FREQUENTLY REQUESTED LINKS??
Shop my Amazon favorites: https://www.Amazon.com/shop/dear.debt

??MY FAVORITE PERSONAL FINANCE READS??
Simple Path to Wealth: https://amzn.to/3bJzo1T
Total Money Makeover: https://amzn.to/3v8DgRU
The Psychology of Money: https://amzn.to/3ysk43G
I Will Teach You to Be Rich: https://amzn.to/2Sa6l0A

??FAVORITE APPS/DISCOUNTS??
?M1 Finance is offering $30 free when you set up and fund your account. I have loved using M1 for investing! https://m1.finance1b2jaYglxlOj

? Travel Hack CC we use:
Earn 40,000 points with any Southwest(R) personal Credit Card: https://www.referyourchasecard.com/m/226/6L5/GDF8/1533528583

?Cash Reward CC we use for sinking fund expenses:
Earn $200 cash back with the Chase Freedom Unlimited or Chase Freedom Flex credit card: https://www.referyourchasecard.com/m/18/6L5/GBH6/1550189032

?Enjoy $10 off your first order from Walmart Grocery: http://r.wmt.co/v/amy_8636

??FAQS??
What’s your name? Amy
How old are you? I am 29, my husband is 34
What degrees do you have? BBA and Masters of Science in HR&Labor Relations
What was your starting debt? $132,404

Please note: I am not a finance professional and just want to share my journey openly and honestly. This is only my experience and not intended to give financial or legal advice.

FTC: this video is not sponsored. Some links I provide are affiliate links that help support my channel. If you’d like to support me, I appreciate it so much! Thank you!

#debtfreefriday #studentloandebt #debtsnowball #budget #budgetmom #debtsnowballupdate #debtfreecommunity
#debtfreejourney #debtfree #financialpeace #budgetlife #zerobasedbudget #llnoe #gazelleintense #totalmoneymakeover #financialpeace #frugalmom #realnumbers #babystep2 #debtprogress #debtfreefuture #studentloanpayoff #studentloans #firejourney #financialindependence #daveramseybabysteps #daveramseybabystepsexplained #budgetwithme2021 #debtfreedomjourney #studentloansexplained

What is considered as good debt? Is buying clothes with a clothing account a good debt?

The covid-19 pandemic led to a lot of job losses and many people failed to pay off their debt, that drew a lot of attention to the topic of debt and whether it was really beneficial to ones livelihood.

Debt can negatively impact your credit score and this can ruin your chances of qualifying for any credit going forward but at the same time if used well, can help you to buy assets that will increase your source of income.

I hope that you will enjoy this episode, please do not forget to like, comment and subscribe !!

Meet the team:
Shot and edited- EasyShots & Straightcap Media
Management- Manana Molokomme (Manana.Molokomme@icloud.com

My Social Media:
Facebook – https://www.facebook.com/I.k.oCollections/
Twitter – twitter.com/tinyikongobenii?s=11
Instagram – ?https://instagram.com/tinyiko_ngobeni?igshid=1lsj6f5zp1fzd

New videos every second week to help you to sharpen your financial literacy. Feel free to leave a comment about your personal financial journey.

There are so many reasons why you should download the Debt Payoff Planner App, and this video outlines all of them, as well as what all of the features are.

*SUBSCRIBE:* https://www.youtube.com/channel/UC32FCO7lUQi9mg4b9KjBNYQ?sub_confirmation=1

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Editing Software: Final Cut Pro X

*CONTACT ME:*
Business Inquiries – daniellelashawnbiz@gmail.com
Instagram: @danielle_lashawn

Subs: 4,329

The numbers are in for the month of January!

My Etsy Shop:
https://www.etsy.com/shop/TheUrbanScavenger?ref=search_shop_redirect

The numbers are in for the month of November.

My Etsy Shop:
https://www.etsy.com/shop/TheUrbanScavenger?ref=search_shop_redirect