Debt can overwhelm families and disrupt lives.

When financial difficulties go unresolved, they can affect more than finances — straining mental well-being, relationships and a person’s sense of hope and control.

For more than 20 years, Credit Counselling Singapore (CCS) has supported individuals facing debt distress through credit counselling, facilitated repayment arrangements and established working relationships with institutional lenders in Singapore. We have helped more than 30,000 individuals work towards sustainable repayment and greater financial stability.

Your support helps turn financial difficulty into a pathway forward – restoring financial well-being, building financial capability and strengthening long-term financial resilience.

Help someone take the next step towards financial resilience.

Every gift helps CCS continue providing support to people seeking a way forward — helping them find clarity, practical support and hope instead of facing debt distress alone.

Give today — and be part of someone’s fresh start.

CCS is a registered charity with Institution of a Public Character (IPC) status and a full member of the National Council of Social Service (NCSS).

Struggling to make a dent in your debt? In this video, Sebastian Alexanderson, CEO of National Debt Advisors, breaks down what debt review actually involves — the upsides, the trade-offs, and how to know whether it’s the right move for you.

Using a real-world example (meet “Debbie” — three credit cards, a store card, a loan and an overdraft), Sebastian walks through why minimum payments can trap you for over a decade, and how a registered debt counsellor can negotiate reduced interest rates and restructured repayments with your creditors on your behalf.

What you’ll learn:
– When your balances “not moving” is the signal to act
– How debt review can negotiate lower interest and creditor protection
– The main trade-off: no new credit while you’re on the programme
– Who debt review is and isn’t for

If your balances aren’t shifting, you’re living month to month, and taking on more credit isn’t an option, debt review with a qualified debt counsellor may be worth exploring.

Learn more: www.nda.co.za

National Debt Advisors is a registered debt counsellor with the National Credit Regulator NCRDC2351. Debt review outcomes, including interest rate reductions and repayment timeframes, depend on individual circumstances and creditor agreement. This video is general information, not financial advice.

#DebtReview #DebtCounselling #NationalDebtAdvisors #DebtFreeSA #FinancialWellness

So, what happens once you enroll in our Debt Mediation Program?

First, we assess total debt and income to determine what program fits best — anywhere from 1 to 5 years, depending on how much is owed.

Fees are spread out across the length of the program, so it’s manageable, not a lump sum.

Once there’s enough funds in the settlement account, negotiation begins — with the goal of helping settle for significantly less than what was originally owed.

Once the program is complete, an official receipt is issued, along with a letter from each creditor confirming the debt is paid.

????Curious if this could work for your situation? Fill out our free Debt Assessment on our website to find out.

#debtaid #debtfreejourney #creditcarddebt #debtsettlement #debtmanagement

A brief explanation of how a Debt Management plan works and how it compares to for-profit debt settlement.

#ewkenyon #biblicalprosperity #spiritualauthority
#christianteaching #spiritualwarfare #identityinchrist #ewkenyon

Debt Is a Spirit—And It Responds to ONE Command (Not More Prayer) | Kenyon’s Hidden Wisdom

You have been praying about debt for years. Fasting. Believing. And the debt is still there. Here is why. Debt is not just a financial problem. It is a spirit. And spirits do not respond to petition. They respond to command.
In this powerful teaching rooted in E.W. Kenyon’s revelatory theology, you will discover the spiritual nature of financial bondage, why most born-again believers remain trapped in debt despite their faith, and the one thing that actually breaks it.

In this video you will learn the difference between petition and command and why it changes everything, the legal authority you received at the new birth through the blood covenant, how to identify and directly confront the spirit of debt in the name of Jesus, the truth about sense knowledge versus revelation knowledge in your finances, and the five practical steps to move from begging to commanding.
This is not motivational content. This is revelation. Grounded in Scripture. Rooted in covenant. Built to set you free.

Every scripture referenced in this video is listed below for your daily confession and meditation.

Philippians 4:19. Galatians 3:13. Mark 11:23. Luke 10:19. Romans 8:37. Colossians 2:14. Ephesians 1:3. Deuteronomy 28:13. Romans 5:17. Second Corinthians 5:17 and 5:21.

Type in the comments: The blood of Jesus has paid my debt in full.
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#christianfinances #spiritualauthority #ewkenyon #BreakingDebt #faithandmoney #newcreationreality #biblicalprosperity #covenantrights #debtfree

What Happens in Debt Mediation? What the Court Wants You to Understand

If the court sends you to mediation in a debt lawsuit, understand what it really means. Mediation is not a trial, the mediator does not decide who wins, and you should understand every term before agreeing to a settlement with a creditor or debt buyer.

#DebtMediation #DebtLawsuit #DebtBuyer #CourtMediation #DebtDefense

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This content is provided for general educational and informational purposes only and is not legal advice. We are not attorneys and do not provide legal representation. No attorney-client relationship is created by viewing or using this information. Laws, court procedures, evidentiary rules, and individual circumstances vary by jurisdiction. No particular outcome or result is promised or guaranteed. Anyone needing legal advice regarding a specific matter should consult a licensed attorney in their jurisdiction.

If you were sent to mediation in a debt lawsuit, would you know what you should—and should not—agree to?

There are probably few people reading this who are not carrying some form debt. Debt is common and in some circumstances, may even be unavoidable. But how does God want us to handle debt? In this final message of this series Pastor Philip share an eye-opening message about debt management and cancellation with practical life-changes principles.

This video explains why sound public debt management is important.

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What if the US government could never pay down its debt again, because the entire financial system depends on it? We reveal why the old tricks for shrinking the national debt have vanished and why most of the federal budget is now locked in for good.

This episode unpacks what really happens when America tries to cut debt, and how today’s global economy would react. If you want to know why the US debt keeps rising and why that affects your future. Watch now.

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~ TIMESTAMPS ~

00:00 The Only Time America Had Zero Debt
01:24 The Greatest Debt “Reduction” Wasn’t Real
03:15 Why America Can’t Repeat the Past
05:19 The Demographic Crisis Nobody Can Stop
07:30 The Budget America Can’t Cut
09:45 Why Government Shutdowns Barely Matter
11:47 What Happens If the US Actually Pays Off Its Debt?
13:52 The Hidden Role of Treasuries in Every Market
15:56 Why the World Needs America to Keep Borrowing
17:27 The Shocking Truth: US Debt May Never Go Down Again

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???? Disclaimer ????

The information contained herein is for informational purposes only. Nothing herein shall be construed to be financial legal or tax advice. The content of this video is solely the opinions of the speaker who is not a licensed financial advisor or registered investment advisor. Trading stocks poses considerable risk of loss. The speaker does not guarantee any particular outcome.

#usdebt #debt #uscrisis