Consolidate all those MCAs and short-term loans requiring a weekly or daily payment into ONE MANAGEBLE PAYMENT, saving 50-75%!

To get started, visit http://www.BusinessDebtConsolidationLoans.com

This program provides IMMEDIATE FINANCIAL RELIEF to small businesses IN ALL INDUSTRIES! To qualify, your company must:

–Be headquartered in the United States
–Be a currently operating company
–Have AT LEAST 2 current short-term (MCA) loans with DAILY or WEEKLY payments

#businessloan #businesstips #hardmoneyloan #hardmoney #hardmoneylender #debtconsolidation #smallbusinesstips #entrepreneur #refinance #refinancing #businessbanker #businesshelp #mca #merchantcashadvance #businessfunding #boss #blackbusiness #reverseconsolidation #businesstips #businesshelp #loan #lowerpayments #ppp #consolidate #mcaconsolidation #ertc #erc #buyout #ertcbuyout #ercbuyout #bridgeloan

If you’re struggling to pay off debt, credit counseling could be a good first step.

For more personal financial guidance please visit us at: https://www.consumercredit.com/debt-help/?ODSource=YouTube or call us at 866-206-5450
Get a free credit counseling session, reduce your interest rates, prevent late fees, and more. Call ACCC to get debt help today!

Hello to all our friends!
This is Joel and Christy and it is our goal to help you save money, especially when it comes to your groceries. It is our hope that as we share and apply what we have learned throughout our debt free journey, you will be able to save money in The Long Run. Go ahead and subscribe so that you don’t miss these important tips.

Thanks for your support!

Today we will cover: We will be sharing our review of a new set of lavalier microphones that we purchased from Amazon. They are Rythflo wireless lavalier microphones. In this video, we decided testing our new mics in a Sam’s Club walkthrough would be a great way to make sure that the noise reduction worked.
We do have a section of the video that was recorded without noise reduction so that we could make sure you could tell the difference. I did not add noise reduction in the edit stage either to make sure that it was the microphone and not the editing software. If you would rather not here the static in the video, forward to 3:37:23

If you would like to check out the microphone for yourself, click here https://amzn.to/4cCmCPF

** Some links above may be affiliate or referral links in which we do receive a small percentage for any purchases made through my links. This comes at NO additional cost to you! Thank you for supporting our channel!

Please let us know if you are looking for tips to live a healthy life without breaking the bank. Let us know if you have any video requests and we will try to provide a video as soon as possible.

Channel Lineup
Monday – Grocery Hauls, Meal Plan videos, Recipe Videos
Wednesday – Frugal Living Tips

??Check out our grocery haul playlist ?
https://www.youtube.com/playlist?list=PLisMmCmTQU1qXkJDZMGfA2FAvHXp03lQp

??Check out our budget/saving tips playlist ?
https://www.youtube.com/playlist?list=PLisMmCmTQU1rmFBnI-az60cqx8yz_mBaf

??Check out our debt-free journey playlist ?
https://www.youtube.com/playlist?list=PLisMmCmTQU1q4ikkmV0cZQkh_MkJznTzB

??Check out our who are we playlist ?
https://www.youtube.com/playlist?list=PLisMmCmTQU1roTBomi5V-2M-Vo2Rc3oi-

?? EARN & SAVE MONEY (SURVEYS & MORE!) ????

? FETCH REWARDS: (Receipt Scans) ? ????USE CODE: YF3GK ? ($2 BONUS) https://fetchrewards.onelink.me/vvv3/referraltext?code=YF3GK
? IBOTTA: (Cash Back, Receipt Scans) ? ????USE CODE: jafdror ? https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=jafdror

?? BUDGETING TOOLS WE USE ????

? Referral link for YNAB – if you choose to use this link, you will be able to get a 34-day trial and we will get one month free. https://ynab.com/referral/?ref=lOWNtfeT0epgZn0-&utm_source=customer_referral

?? SUPPORT OUR CHANNEL ????????

? Subscribe To Our Channel: https://www.youtube.com/c/TheLongRunwithJoelandChristy

We moved our health goals and Nerdy Runner videos to another channel. Please go over and subscribe if you are looking for health or running motivation.
https://www.youtube.com/channel/UC0JihMIdDrQXWhgd4yJYytw

Also if you are interested in our travel content, you can find us at Joel’s channel
https://www.youtube.com/channel/UCkd5VrCC2dIA25AC1w_kCwg

?? ABOUT US

We are on a journey to learn to live healthy on a budget. Be sure to follow us as we share our frugal debt-free journeys. We will be sharing the tips, tricks, and strategies that we have learned to eat healthy without breaking the bank.

?? FIND US HERE
???? Email: joelandchristy1@gmail.com
???? Instagram: https://www.instagram.com/thelongrunwithjoelandchristy/.
???? Pinterest: https://www.pinterest.com/joelandchristy1/

#thelongrunwithjoelandchristy #budgetmic #notsponsored

DISCLAIMER: We are NOT financial advisors or health experts. All views and opinions on this channel are our personal opinions. PLEASE seek advice from a professional before making financial or health decisions.

#debtcollection #debtcollector #debtcollectionagency
https://www.advancedebtcollection.com.au/debt-collection-articles/mediation-in-debt-collection/

Mediation in Debt Collection

Mediation is a great way to resolve debt disputes if you having issues with a particular debtor relating to an unpaid debt or other issues, and are looking for a way to solve the issue while maintaining business relationships?

You may be feeling the weight of managing your customer relations and the need to collect debts, which can put a lot of pressure on you as a business owner.

After all, both of these elements are extremely important to managing your business and keeping it functioning. So, how can I effectively fulfil both of these duties to have a healthy and thriving business?

Mediation; that’s how!

Mediation is a great tactic that you can use to manage your issues with your clients without damaging your relationship with them too harshly.

It involves a third party, who is neutral to the arrangement, and who comes into the dispute to help guide towards a mutually acceptable solution.

In this video, our debt collectors we will discuss just some of the benefits of mediation and how you can use it with your clients to resolve your debt disputes amicably.

Why Use Advance Debt Collection?

As one of Australia’s leading debt collection agencies, the success of Advance Debt Collection relies on our ability to recover outstanding debts for our clients.

With over 20 years experience in the industry, Advance Debt Collection have honed our skills and developed effective strategies to recoup owed funds.

Our professional debt collectors at Advance Debt Collection understand the importance of collecting outstanding payments for businesses. With considerable training, we are able to collect on delinquent bills promptly and efficiently.

In order to preserve favourable relationships with creditors, our professionals also prioritise ethical and courteous methods. We have the competence to handle outstanding debts for businesses of all sizes, with a focus on both personal and commercial debt collection. Allow our skilled staff to assist you in resolving your outstanding bills right now.

The Debt Collection Process:

STEP 1 – Contact us with your debt enquiry
STEP 2 – We act within 24 Hours
STEP 3 – We get fast results
STEP 4 – You receive cash

You can submit your debt online here – https://www.advancedebtcollection.com.au/submit-your-debt-online/

Thank you for watching and don’t forget to like, comment, and subscribe for more debt collection-related content.

https://www.advancedebtcollection.com.au/
https://www.facebook.com/advancedebtcollection/
https://twitter.com/AdvanceDebt
https://www.linkedin.com/company/advance-debt-collection/
https://www.instagram.com/advancedebtcollection/

https://australiandebtcollection.blogspot.com/
https://debtcollectionagencyau.wordpress.com/

Our Legal Partner

https://www.youtube.com/@stonegatelegal
https://stonegatelegal.com.au/services/debt-disputes/

Disclaimer: The content on this video and on our website is intended only to provide a general summary of information of interest. It is not intended to be comprehensive nor does it constitute legal advice. We attempt to ensure that the content is current but we do not guarantee its accuracy. You should seek legal or other professional advice before acting or relying on any of the content of this video or on our website. Your use of this video/website or the receipt of any information on this video/website is not intended to create nor does it create a client relationship. As a general rule, never get your legal advice from the Internet or YouTube.

Ever wondered what debt collectors can’t do when trying to collect money from you? This video will help you understand your rights and protect yourself from unfair practices by debt collectors. Learn about debt collection laws, debt validation, and how to stop debt collector harassment. You’ll find out what debt collectors are not allowed to do under the Fair Debt Collection Practices Act and other UK laws.

In this video, we discuss important topics such as debt collector rights and what debt collectors can’t do in the UK. We explain how to deal with debt collectors, including requesting debt validation and reporting illegal debt collection practices. With this knowledge, you can stop debt collector calls and threats effectively.

We also cover debt collection rules and the process of disputing a debt. Find out how to protect yourself from debt collector violations and harassment. Learn the steps to take if a debt collector is using illegal practices to collect a debt. This video provides valuable advice for anyone dealing with debt collection in the UK.

Understanding debt collection practices is crucial for managing your financial health. This video gives you a clear picture of what debt collectors are restricted from doing. Knowing these restrictions can help you handle debt collectors confidently and report any unfair practices.

We also share real-life examples of how people have successfully dealt with debt collectors in the UK. These case studies will give you practical tips and strategies for handling debt collectors. Learn how to keep records, dispute debts, and report violations.

If you are struggling with debt collection issues, this video is for you. It is packed with information on debt collector laws, consumer rights, and how to protect yourself from harassment. Watch the video to gain a better understanding of your rights and take control of your financial situation.

Steps to Safeguard Yourself from Debt Collectors
Keep Detailed Records: Document all communications with debt collectors. Note the time, date, and nature of each contact. This will help you if you need to dispute any claims.

Verify the Debt: Request a written validation notice to confirm the debt is legitimate. The notice should include the debt amount, creditor’s name, and how to dispute it.

Dispute Incorrect Debts: If you believe the debt is incorrect, send a written dispute within 30 days. The debt collector must stop all collection activities until they provide verification.

Consider Repayment Options: Explore options such as setting up a payment plan. Seek help from a credit counselling service if needed. Ensure any agreement is in writing.

Request Cease Communication: If you feel overwhelmed, you can request that the debt collector stop contacting you. Send a written request for them to cease communication.

Report Violations: If a debt collector breaks the rules, file a complaint with the Financial Conduct Authority. Provide any detailed records you have kept.

Know Your Rights: Familiarise yourself with the Fair Debt Collection Practices Act and other relevant laws. This knowledge will empower you to handle debt collectors confidently.

For more information, visit the UK Care Guide at www.ukcareguide.co.uk

Follow Us On Social Media
You can follow us for more actionable tips and advice on our social media channels:
Facebook – https://www.facebook.com/UKCareGuide
Instagram – https://www.instagram.com/ukcareguide
X/Twitter – https://twitter.com/ukcareguide

You can also subscribe to this channel by clicking this link – https://shorturl.at/noQX4

Copyright Notice – This video is the property of UK Care Guide Channel. You are authorised to share the video link and channel and embed this video in your website or others as long as a link back to our YouTube channel is provided. © UK Care Guide

#DebtCollectors #DebtCollection #UKDebtCollectors #WhatDebtCollectorsCantDo #DebtCollectionRules #DebtCollectorHarassment #DebtCollectorRights #DebtValidation #StoppingDebtCollectors #DealingWithDebtCollectors #DebtCollectionLaws #FairDebtCollectionPracticesAct #DebtCollectionUK #DebtCollectorThreats #DebtCollectorCalls #DebtCollectorHarassmentUK #DebtCollectionPractices #DebtCollectorRestrictions #IllegalDebtCollection #DebtCollectorComplaints #DebtCollectionProcess #DebtCollectorLaws #DebtCollectionLimits #ConsumerRights #DebtCollectionHelp #DebtDisputes #DebtCollectorViolations #DebtCollectionHarassment #DebtCollectionAdvice #DebtCollectorGuidelines #DebtCollectorLawUK

???? Create a free budget. Sign up for EveryDollar today! https://ter.li/wgjk2h

About this episode:
Does money really make you happy? In this episode, I’m joined by the brilliant Arthur Brooks, who is helping me answer this age-old question and offering insights into the complicated relationship between wealth and well-being that might surprise you.

Next Steps:
?? Watch “Agree To Disagree | The @MinorityMindset & Humphrey Yang (@humphrey)”: https://www.youtube.com/watch?v=xx3_Hcyks38
???? Pick up a copy of Build the Life You Want: The Art and Science of Getting Happier co-written by Arthur Brooks and Oprah Winfrey: https://www.amazon.com/Build-Life-You-Want-Science/dp/0593545400
????? Read Arthur’s article in The Atlantic, “Why You’re Better Off Not Borrowing”: https://www.theatlantic.com/ideas/archive/2024/02/debt-borrowing-happiness/677303/
???? Order George Kamel’s new book, Breaking Free From Broke: https://ter.li/fghj

Offers From Today’s Sponsors:
This episode is sponsored by Tello, a mobile service plan designed to save you money. Go to https://www.tello.com/George for $5 off your first month of Tello’s unlimited data plan.

Listen to more from Ramsey Network:
????? The Ramsey Show ? https://ter.li/nrgexc
???? The Rachel Cruze Show ? https://ter.li/gyh9k6
???? Smart Money Happy Hour ? https://ter.li/ruezqk
???? The Ramsey Show Highlights ? https://ter.li/yc3i4v
???? The Dr. John Delony Show ? https://ter.li/sii4ha
???? The Ken Coleman Show – Highlights ? https://ter.li/nbekmn
????EntreLeadership ? https://ter.li/81tcjn

Ramsey Solutions Privacy Policy
https://www.ramseysolutions.com/company/policies/privacy-policy

#divorcelawyer #divorcehelp

Ever wondered how payday loans work? Discover their hidden costs and impact on your finances. Stay informed! #FinanceTips #DebtAwareness #MoneyManagement #Loans #FinancialLiteracy
Remember this is for entertainment only. I am not a financial advisor.

Payday loans might seem like a quick fix for financial emergencies, but they often come with hidden costs that can trap you in a cycle of debt. In this video, we dive deep into the world of payday loans, uncovering the true costs and risks associated with these high-interest loans. Whether you’re considering a payday loan or looking for better financial alternatives, this video is a must-watch.

In this video, we cover:

What are Payday Loans?: Get a clear explanation of how payday loans work and why they are so popular.
Hidden Costs: Discover the high-interest rates and fees that make payday loans so expensive.
Impact on Credit Score: Learn how payday loans can affect your credit score and financial health.
Predatory Lending: Understand the tactics used by lenders to trap borrowers in a cycle of debt.
Alternatives to Payday Loans: Explore safer and more affordable financial options.
Real-Life Stories: Hear from individuals who have experienced the pitfalls of payday loans.
Expert Advice: Get tips on managing your finances and avoiding high-interest loans.
Why You Should Watch This Video:

Money Management: Improve your personal finance skills and make informed decisions about borrowing.
Awareness: Recognize the dangers of payday loans and how to avoid predatory lending practices.
Empowerment: Gain the knowledge to break free from the debt trap and secure your financial future.
Don’t miss out! Subscribe to our channel for more valuable insights on personal finance, money management, and debt solutions. Like, comment, and share this video to help others understand the hidden costs of payday loans.

Free Debt Options Calculator: https://tryascend.com/qualify/calculator/quick/ytdcbadcredit
Best Debt Consolidation Loan Options: https://tryascend.com/consolidate

How do you qualify for Debt Consolidation if you have bad credit? Are you looking at a Consolidation Loan? Or are you more so looking at a Debt Consolidation Program?

Music by: https://www.bensound.com/free-music-for-videos
License code: P1TS2DECAG5LEIWZ

Economic analysts say while the idea of a government of national unity brings hope for broader consensus, there are risks.

This is said to weigh on consumers facing reduced access to services if the government struggles to implement cohesive economic strategies.

National Debt Advisors’ Dehan Scherman discusses this with Tumisang Ndlovu.

Tune into Newzroom Afrika DStv channel 405 for more.