debt mediation
helping with debt
helping with debt mediation
debt mediation South Africa
helping with debt South Africa
helping with debt mediation South Africa
Debt can be scary but you’re not alone. There is help available and paths you can take. Howie Lim finds out what they are from Tan Huey Min of Credit Counselling Singapore and Seth Wee of Providend.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights of the conversation:
03:48 Cheapest ways to get out of debt
05:14 Are you ready to seek help?
08:50 Things you can do
11:58 Not as difficult as it may seem
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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg (mailto:btpodcasts@sph.com.sg) .
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Written and hosted by: Howie Lim (howielim@sph.com.sg (mailto:howielim@sph.com.sg) )
With Seth Wee, client adviser, Providend and Tan Huey Min, general manager, Credit Counselling Singapore
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
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PLEASE stop paying high interest rates on your debt. https://theyukonproject.com/product-comparison/compare-personal-loans/
We really want to help lighten your debt payments so you can get ahead in such difficult challenging times. Our goal is to help everyone eventually be debt free and a big part of achieving that is lowering the cost of debt.
Shop around to up to 40 lenders at once without negatively affecting your credit score (SOFT CREDIT CHECK) by applying with one of our premium lenders on our marketplace page. Behind the scenes, we will check your rate with 40 other lenders. You will see all the approvals and you will be able to choose the loan that best meets your needs: https://theyukonproject.com/product-comparison/compare-personal-loans/
Comparing up to $100,000 Personal Loans: LightStream Personal Loan versus Truist Personal Loan.
00:00 – What kind of companies are LightStream and Truist?
01:01 – Loan amounts
01:40 – Term lengths
02:15 – Who will they approve?
02:44 – Comparison of APRs
03:21 – Origination fees
03:34 – Will they accept cosigners?
04:07 – Late fees
04:28 – Direct payoff for debt consolidation
04:57 – Available discounts
05:08 – Summary
05:52 – How to get the best deal
06:21 – Easiest way to shop around
Let’s summarize what we’ve learned about personal loans offered by LightStream and Truist.
Interestingly, LightStream has considerably more green cells than Truist does. They have more features and they are a little more clear about their policies. I find it unusual that Truist isn’t more clear than they are. Banks are often the most transparent lenders because they are so closely scrutinized by federal regulators. So, I find it a bit of a yellow flag that Truist doesn’t share easy answers to pretty standard questions about their personal loans. As is often the case, the most important issue is whether you can get the money you need at the lowest possible price. If one of these brands will do that, you should probably go with them. But, here’s the thing: every lender has a different algorithm for whether to accept you and what rate to offer you. Even though LightStream is owned by Truist, they have a different lending algorithm. That’s why we think it is so important that before you accept a loan, you shop around. You should see if you can get 3-4 offers before you decide who to go with. That will ensure you’re getting the best offer you can possibly get.
At The Yukon Project, we’ve tried to make shopping around easy. If you visit our marketplace page, you can apply to any one of our other featured lenders. Behind the scenes, we will check your rate with up to 40 other lenders. Our partners use a soft credit check, so applying won’t hurt your credit score. We will show you all of the approved offers so you can pick the loan that’s best for you.
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Did you know here are some of the top reasons folks use a personal loan for:
– Personal Loan
– Debt Consolidation
– Credit Card Debt Consolidation
– Major Purchase
– Household Expense
– Moving/Relocating Costs
– Business Expenses
– Home Improvement
– Auto Expense
– Special Event Costs
– Medical Dental Debt
– Vacation
– Taxes
– Motorcycle Loan
– Baby/Adoption Loan
– Emergency Loan
– Boat Loan
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Local money coach Lisa Chastain told Abel Garcia that nearly all of her clients are struggling with credit card debt and offers these tips to get those balances paid down.
Meeting Agenda and Packet Link:
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The Complete Guide for how to use the ? particle in all its many different uses in Japanese!
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This contains content from Lesson 3 of the Genki Textbook.
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?Timestamps
00:00 – Intro
00:03 – ? Particle Introduction
01:08 – Means / Place of Action (AT/BY/WITH)
03:29 – Material (made BY)
03:47 – Reason/Cause of Action (DUE TO/BY)
04:36 – Mark Period of Time (BY/AT)
06:40 – Mark Amount of Time (IN)
07:09 – ? vs ? with ??
09:29 – Summary
10:28 – Review Test
12:29 – Outro
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