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Consolidation is great when organizing a drawer of tangled wires, but not so much with debt. In this episode, get the deets on debt consolidation, plus the key to avoid it completely.
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ACCC is helping Alice pay off her Credit Card Debt by lowering consolidating the debt into one lump sum, drastically lowering the interest rate, and making the monthly payment affordable (Even on an off month).
Alice found out about American Consumer Credit Counseling (ACCC) online and 24 hours after filling out a form on the website, she was talking to an ACCC financially certified Credit Counselor for a FREE CONSULTATION.
The ACCC Credit Counselor went over all of her finances, created a brand-new budget, and a plan to becoming DEBT-FREE. She was so impressed by the Credit Counselor and ACCC, in general, that she signed up for ACCC’s Debt Management Program (DMP).
In the DMP, ACCC got her creditors to drastically lower her credit card interest rates, consolidate all of her debt into one lump sum, and set up a reasonable payment plan that she could afford.
#ACCC #DebtRelief #CreditCardDebt #DebtFreeJourney.
So, what are you waiting for?
If you have any CREDIT CARD DEBT, contact us for a free consultation today! We could be saving you hundreds of dollars a month and thousands in the long run.
Call us at 866-206-5450
Our financial counselors are standing by to guide you on your journey to financial freedom. ????????
Check out our site for additional info:
https://bit.ly/3Vc8O93
#accc #creditcarddebt #creditcard #debtmanagement #payingoffdebt #payoffcreditcards #DebtManagementPlan #credit #creditscore
Happy FlexiSpot Brand Day & Memorial Day Sale, up to 65% OFF —on May 26th at 9:00 AM, the first 20 customers to place an order will have a chance to get it 100% free. If you are on a budget, FlexiSpot premium E7 will be a great option. Shop now and if you liked it, leave a note saying “Patrick Boyle” at checkout and use my code ”YTE7P50” to get EXTRA $50 off on the E7 Plus/E7 Pro/E7L standing desk or “YTE730” to get EXTRA $30 off on the E7 standing desk!
FlexiSpot E7Plus standing desk:
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Developed economies around the world have been growing their debts over the last twenty-five years. This was less of a problem when interest rates were close to zero but in the era of trade wars, lower credit ratings and higher interest rates, debt is more expensive to issue and service. Bond investors have worried that governments are addicted to debt for quite some time, and recent drama in the Japanese bond market along with the deficit spending of Trump’s “one big beautiful bill” lead many to question the ability of governments to cover massive budget deficits. This video looks at the drivers of growing government debt, what the money is spent on, can Elon Musk’s DOGE cut spending and analyze the role of the ‘bond vigilantes’, to understand if huge budget deficits and government borrowing could spiral out of control.
Patrick’s Books:
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ACCC got Patricia’s Credit Score up from 515 to 715!
A friend told Patricia about American Consumer Credit Counseling (ACCC) and she gave them a call. Within 24 hours, she was talking to an ACCC financially certified Credit Counselor for a FREE CONSULTATION.
Her ACCC Credit Counselor spent hours with her over the phone. They looked over every bill, piece of debt, what she owned, and what exactly she was making. From that, they created a brand-new budget, and a plan to becoming DEBT-FREE. The next step? She signed up for ACCC’s Debt Management Program (DMP)
In the DMP, ACCC got her creditors to drastically lower her credit card interest rates, consolidate all of her debt into one lump sum, and set up a reasonable payment plan that she could afford. Not only was she crushing $18k of debt, but her Credit Card Score went up 200 points. She made it happen and all she had to do was call ACCC.
#ACCC #DebtRelief #CreditCardDebt #DebtFreeJourney.
So, what are you waiting for?
If you have any CREDIT CARD DEBT, contact us for a free consultation today! We could be saving you hundreds of dollars a month and thousands in the long run.
Call us at 866-206-5450
Our financial counselors are standing by to guide you on your journey to financial freedom. ????????
Check out our site for additional info:
https://bit.ly/3Vc8O93
#accc #creditcarddebt #creditcard #debtmanagement #payingoffdebt #payoffcreditcards #DebtManagementPlan #credit #creditscore
Why does the USA borrow if it can print the world’s money? Take a deep dive into the history of Monetary Theory.
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In 1971, Nixon dropped a financial bomb more powerful than any nuke – ending the gold standard forever. This video explores how money evolved from rice to gold to pure debt, why the US debt is unique compared to other countries and how the dollar became the world’s game money. Why does the US government need to borrow money if it can create it? Is USA $36 trillion debt heading for collapse or is this just how modern money works? I explore both perspectives through a simple board game analogy anyone can understand..
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Time Stamps:
0:00 – Intro
1:00 – The US becomes the Monopoly banker
2:00 – The $36 trillion debt paradox
3:00 – Money origins: Rice as the first currency
4:00 – Labor theory of value and food wealth
5:30 – Problems with rice money and rise of gold
7:00 – How natural prices emerge (two-tank analogy)
8:30 – Inflation/deflation: winners and losers
11:30 – Wörgl’s experiment and MV=PQ
13:00 – Venice’s crisis and forced loans
14:30 – Birth of debt-based money
16:00 – Goldsmiths and fractional reserve banking
18:00 – Credit collapse and chains of debt
19:30 – Central banking and financial stability
21:00 – Wartime monetary expansion
22:30 – Bretton Woods and dollar dominance
24:00 – Nixon’s decision and the fiat era
25:30 – The three-tier monetary world
27:00 – Modern implications: debt vs. growth
28:30 – Conclusion: The future of money
keywords:
How do Treasury bond yields and Federal Reserve policies impact the debt crisis?
What does this mean for inflation and global trade in 2025?
Can the U.S. sustain this debt, or are we on the brink of a financial reset?
Economics 101 – ECON101
Bond Crisis
Concerns linger about the rising national debt, with 22 cents of every rand servicing interest payments. While the infrastructure allocation in Budget 3.0 has been praised, many are questioning whether the promised projects will ever be delivered. CEO of the Black Business Council, Kganki Matabane, spoke to #eNCA #DStv403
Featuring:
Chris Goodman, University of South Carolina (Moderator)
Fred Blavin, Urban Institute
Kelsey Chalmers, Lown Institute
Noam Levey, KFF Health News
Matthew Rae, KFF
On May 15, 2025, the Lown Institute convened policymakers, hospitals, patient advocates, researchers, and other experts on medical debt for a one-day, in-person conference. The discussion focused on the scope of the problem, key drivers, and emerging challenges and opportunities to address medical debt with a new administration.
Learn more about the event: https://lowninstitute.org/register-the-state-of-medical-debt-in-the-u-s/
Download our dataset: https://lowninstitute.org/projects/hospital-billing-and-collection-practices-a-national-data-set/#
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Your ex just filed for bankruptcy. Here’s how to protect yourself if you still own property together.
#reesebaker #debtconsolidation #debtconsolidationlawyer #lawyer #debtpayoff #attorney #bankruptcy #personalfinance
Join us for “Pioneering Tomorrow: AI Applications in Life Sciences—Transforming Healthcare, Counselling, and ESG for a Smarter, Healthier and Sustainable Future,” a groundbreaking talk by Paul Fraley. This session will delve into the cutting-edge applications of Artificial Intelligence in healthcare, counselling, and Environmental, Social, and Governance (ESG) sectors. Paul Fraley, with his extensive experience in digital healthcare and AI, will explore how AI technologies are revolutionizing patient care, enhancing decision-making in healthcare settings, and fostering sustainable practices across these critical fields. Through real-world examples and insights, attendees will gain a deeper understanding of AI’s transformative potential and its role in shaping a more sustainable future.
Speaker: Mr Paul Fraley, AI Expert and Technology Innovator
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Disclaimer:
This channel’s information should not be construed or relied on as professional advice for any specific fact or circumstance. This channel and its content are designed for entertainment and information purposes only. The content available is created to provide a general overview of a topic and is not a substitute for professional services. Always seek the advice of a finance or legal professional who will consider your circumstances. Opinions expressed are solely my own. Only publicly available information has been used.