For more information, visit our website https://geldfiksheid.co.za/

Telephone : 087 655 0510

Email: martin@geldfiksheid.co.za

Debt counseling is a regulated process whereby a Debt Counselor negotiates, on your behalf, with all your creditors, to have the term of each credit agreement extended and the installments reduced. Your Debt Counselor may also appeal to your creditors to reduce the interest rate/s on your credit agreements so that you can afford to pay off all your debt as soon as possible.

Since 2007 when debt counseling was introduced by the National Credit act (NCA) about 402 000 consumers have applied for debt counseling, over R10 billion has been paid to credit providers by consumers in debt counseling, and every month about R255 million is collected from consumers in counseling and paid over to their creditors. It is estimated that 110 000 consumers are in debt counseling.

The DCC is designed to provide over-indebted consumers with an alternative to the traditional remedies for defaulting on your debt: administration and sequestration. It is our heart of debt counseling to rehabilitate and empower the over-indebted consumer.

Our process includes protecting you from harassment from your creditors and the loss of crucial assets. Unlike sequestration whereby you must apply to a high court for a rehabilitation order, you can be rehabilitated as soon as the debt counseling process is terminated – with no negative listing remaining on your credit record.

The Video and Information is the property and copyright of its rightful owner.

Copyright under the Copyright Act 98 of 1978, the Companies Act, 2008 No 71 of 2008 and the Intellectual Property Act.

http://www.cipc.co.za

No allowance is made for “Fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, or research.

Explore our top picks for the best debt consolidation loans. Compare lenders, rates, and options to save money and pay off debt faster.

Want to lower interest payments and get out of debt faster?
?? Soft credit check only (no impact to your score)
?? Compare up to 40 loan offers with one application
?? Find the right personal loan or debt consolidation loan for you
???? Apply today and take the first step toward debt freedom!
https://theyukonproject.com/product-comparison/compare-personal-loans/?swcfpc=1

Website: https://theyukonproject.com

Pay Off Credit Card Debt Faster | Our Free Payoff Calculator
https://theyukonproject.com/debt-payoff-calculator/

00:00 – Benefits of consolidating your debt
00:45 – Best for Fair Credit
01:16 – Best for Approval Options
01:42 – Best for Securing the Loan
02:11 – Best Bank Consolidation Loan
02:49 – Best for Good Credit
03:20 – Best for High Debt
03:52 – Best for Consolidation Options
04:23 – Honorable Mention
04:55 – A secret about consolidating your debt
05:15 – Join our effort to save Americans $100 million a month
06:03 – Like and subscribe

Our Picks for Best Debt Consolidation Loans
Consolidating debt can be one of the smartest financial moves you make—if done correctly. By rolling multiple high-interest debts like credit cards, medical bills, or personal loans into a single loan with a lower interest rate, you can save money, simplify payments, and pay off debt faster. While it may feel like “trading one debt for another,” the key benefits are securing a lower APR, choosing a manageable repayment term, and staying disciplined with your payoff strategy.
Not all lenders are equal, and not every debt consolidation company delivers on its promises. We’ve researched nearly 100 lenders to find the best consolidation loan providers across different borrower needs.

Best Debt Consolidation Loan Providers

Best for Fair Credit: LendingClub
LendingClub is a trusted name in the personal loan industry. With APRs starting as low as 7.04%, they may approve borrowers with credit scores as low as 600. Lending amounts start at $1,000, making them ideal for tackling smaller credit card balances before they spiral out of control.

Best for Approval Options: Achieve
Achieve is a strong choice for borrowers with less-than-perfect credit. They focus on loans above $5,000 and provide flexible approval tools, such as adding a co-borrower or using home equity as collateral. These options can significantly improve your chances of approval.

Best for Secured Options: Best Egg
Best Egg offers APRs from 6.99% to 35.99% with loans between $2,000 and $50,000. Unique to Best Egg, you can secure a loan with fixtures in your home rather than the home itself, offering a balance between unsecured and fully secured lending.

Best Bank Option: Citi
Unlike many banks, Citi will pay creditors directly, ensuring your consolidation is seamless. With no origination, late, or NSF fees and APRs from 7.99% to 19.49%, they’re one of the most competitive bank lenders. Expect to need a credit score above 670 for approval.

Best for Good Credit: Happy Money
Happy Money partners with credit unions to offer their “Payoff Loan,” designed specifically for credit card debt. With APRs ranging 7.85% to 29.99% and loan amounts from $5,000 to $40,000, they provide strong offers to borrowers with Good to Excellent credit.

Best for Large Balances: SoFi
If you’re consolidating a heavy debt load, SoFi is an excellent pick. They lend from $5,000 to $100,000 and provide multiple repayment options, often with no origination fees. For maximum savings, choose the shortest loan term you can comfortably afford.

Best for Flexible Consolidation: Discover
Known for credit cards, Discover also offers personal loans and a 0% balance transfer APR for 15 months. If you aggressively pay off your debt during the promotional window, this option can save you thousands in interest.

Honorable Mention: Upgrade
Upgrade lends from $1,000 to $50,000 with APRs between 8.49% and 35.99%. They accept credit scores as low as 620 and offer secured loan options, making them a flexible choice for average borrowers.

The Secret to Smart Debt Consolidation
Debt consolidation is only worth it if you secure a lower interest rate, a shorter repayment term, or both. Otherwise, you’re just shuffling debt around.

At The Yukon Project, our mission is to help Americans save $100 million a month on loan interest. Our marketplace makes comparison easy: apply once, and we’ll check rates with up to 40 lenders using a soft credit check—meaning no impact on your score. You’ll see approved offers side by side so you can pick the best fit.

#DebtConsolidation #PersonalLoans #PayOffDebt #CreditCardDebt #LoanOptions #SoFi #LendingClub #Discover #FinancialFreedom #HappyMoney #BestEgg #DebtFreeJourney

Are you feeling overwhelmed by debt and unsure where to start? In this video, we break down how a debt review assessment works, guiding you step-by-step through the process. Learn what happens during your free assessment, what documents you’ll need, and how debt counselling can help you regain financial control.

As discussed in our recent Link FM interview, we’ll share why early intervention is key, especially before major life milestones like retirement. Discover how an assessment isn’t just about numbers—it’s about finding personalized solutions to reduce financial stress and pave the way for a debt-free future.

If you’re considering debt review or want to learn more, this video has all the answers! Don’t forget to like, share, and subscribe for more content about financial wellness and practical solutions to managing debt.

???? Visit our website for a FREE debt assessment: www.dcgsa.co.za
???? Contact us directly for assistance: 0861001047
???? Have questions? Drop them in the comments below!

Attorney Katie Larson explains why debt consolidation might not be the best solution. Bankruptcy can protect assets and stop creditor harassment, unlike debt consolidation, which often leads to lawsuits and higher fees. #bankruptcy #debtconsolidation #lawyer #finance #debthelps

Attorney Katie Larsen 256-970-4217
“No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.”

#ASSIMALHAKEEM #JAL #ASKZAD

00:00 Intro
00: Ques
00: Answer
1: Counseling Ad

Facebook: / AssimAlhakeemAr
Twitter: / assimalhakeemJAL
__________________________________________
???????????????????????????????????? ????????????????:
??https://assimalhakeem.freshdesk.com
__________________________________________
???????????????? ???????????????? ???????????????????????????????????????? ???????????????? ???????????????????????? ?????????????????????:
??https://assimalhakeem.online/counselling-session/
??https://www.paypal.com/paypalme/assimalhakeem/100USD
___________________________________________
???????????? ???????? ???????????? ???????????????????????? ???? ????????????????????????????????:
??https://assimalhakeem.online/ask-a-question-5/
??https://www.youtube.com/watch?v=Q1TtJ6Wzm30
___________________________________________
???????????????????????? ???????? ???????? ???????????????????????????????? & WhatsApp:
??https://www.facebook.com/AssimAlhakeemAr
??https://whatsapp.com/channel/0029VaCTNJ10wajrt80FNQ0R
___________________________________________
???????????? ???????????? ???????????????? ???????????????? (???????????? ???????????????????? ???????????????????????????? & ???????????? ???????????????????? ????????????):
??https://bit.ly/3fqWKKI
___________________________________________

Can you be sued by a debt collector? Unfortunately, the answer is ???? yes.

Some debt collectors can get quite aggressive…AND there are few things worse than being sued by anyone—especially being sued by a debt collector! I know you don’t need that negativity in your life! If you’ve been served with a debt collection lawsuit, you’ll want to know exactly how to respond to a debt collector lawsuit.

Surprisingly, just responding to the lawsuit dramatically increases your chances of not having to pay the debt—I mean ZERO! That’s because debt collectors are great at initiating lawsuits, but they suck at actually winning. They rarely have the evidence or resources to follow through with a successful case.

In fact, most debt collectors file lawsuits expecting you to just not show in court — because that’s often what happens. When a consumer fails to respond to a lawsuit, they automatically lose the case, and the debt collector wins by default. Don’t let this happen to you!

Push back against a debt collector’s lawsuit.

Get your credit right with Mike.????

???????? Download Letters From My Dispute Library: https://cutt.ly/dispute-library

???????? Book a FREE 1:1 consultation: https://go.frdmlink.com/widget/appointment/lcg/thetiktokcreditguy

???? My Website (And ALL the links I talk about in my videos): https://cutt.ly/MUmhRYU

???????? FOLLOW ME ON TIKTOK: https://www.tiktok.com/@limitlessculture

???????? YOUR CREDIT SCORES: A Complete View of Your Credit File in Seconds ?? https://cutt.ly/my-score-iq-youtube

???????? Don’t forget to subscribe and hit the bell for notifications!

collection lawsuit, credit card debt, court summons, debt collection lawsuit california, debt collection lawsuit in texas, debt collection lawsuit arizona, fair debt collection, credit repair

how to win a debt collection lawsuit, how to answer a debt collection lawsuit, debt settlement, portfolio recovery, credit card lawsuit, fair debt collection practices act, portfolio recovery associates, fair credit reporting act, credit repair letters, credit repair secrets, credit repair services, debt collection judgment, bad credit, debt lawsuit

#debtcollectors #lawsuit #credit