Buying a home in South Africa is already tough — but what if you’re on debt review or struggling with a poor credit score?
Most banks will decline your bond application immediately, but that doesn’t mean your dream of owning a home is over.
In this video, we give you a clear roadmap to buying a property while on debt review or after completing debt review.
? What you’ll learn in this video:
Why debt review stops you from getting a home loan today
How long debt review usually lasts and what happens after
Steps to rebuild your credit profile after clearance
Why paying off a single outstanding account can make all the difference
How to plan now so you can qualify for a bond in the future
How the First Home Finance subsidy can boost your affordability when you’re ready
???? At The Property Guys, we help South Africans navigate the challenges of bond applications, credit scores, and government subsidies. Our goal is simple: to help you get the keys to your first home.
???? Related Links:
???? Subsidy Calculator: https://www.thepropertyguys.org/subsidy-calculators
???? Contact Us: https://www.thepropertyguys.org/contact-us
???? Have you (or someone you know) been through debt review? Share your story in the comments — it could help someone else on their journey.
#DebtReview #CreditScore #HomeLoansSA #FirstHomeFinance #SouthAfrica #ThePropertyGuys
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?? Disclaimer
Disclaimer: This video is for educational purposes only and is based on factual information. It should not be considered financial advice. Always consult a registered financial advisor or credit consultant before making financial decisions.
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?? CONFRONT HER- her attraction to me is… weird, so I have to fully address everything. Watch the post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
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?EDUCATION:
1. Get your own free Hammer Financial Score: https://www.calebhammer.com
2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/
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Chapters:
00:00 Intro
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?More Content
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?EXTRA
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?*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.
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Clearing debts can be difficult, which is when you may find yourself resorting to a debt management plan. But the trouble is that a debt management plan can also affect your mortgage choices. Read on to learn all about getting a mortgage with the debt management plan and what to consider when applying for one.
???? Link in bio
Please reach out to our mortgage advisors for any more queries.
“As a mortgage is secured against your home/property, it could be repossessed if you do not keep up the mortgage repayments”.
#dmpmortgage #debtmanagementplan #badcredit #badcreditmortgage #mortgage #lendingline #uk #fyp
Debt consolidation loans can sound like the perfect solution to clear your debt quickly — one simple monthly payment instead of juggling multiple bills.
But here’s the truth: consolidating your debt won’t solve the underlying problem if you don’t change your spending habits. In some cases, debt consolidation can even leave you worse off by extending your repayment term or adding extra interest over time.
In this video, I’ll break down how debt consolidation loans work, the risks you need to be aware of, and what to consider before taking one out. This isn’t about scaring you, it’s about making sure you have all the information so you don’t end up in a deeper financial hole.
I know how tempting quick fixes can feel when you’re overwhelmed with debt — I’ve been there. But if you take the time to understand your options, you can make the right choice for your financial future.
???? Start your journey here:
https://pensight.com/x/thefreedomfinancecoach
???? Have you ever considered a debt consolidation loan, or do you think it’s too risky? Comment below ????
#debtconsolidation #debtfreejourney #budgetingtips #ukmoneycoach #thefreedomfinancecoach
I break down 6 life changing benefits of debt review in South Africa — how it can protect your assets, stop creditor harassment, and help you regain control of your finances with just one affordable monthly payment.
If you’re over-indebted, struggling to pay your loans, or worried about repossession — this could be the lifeline you’ve been searching for.
???? In this video, you’ll learn:
How debt review gives you legal protection
Why it helps you avoid repossession of your car or house
How we negotiate lower interest rates
How you can pay all your debt with one affordable payment
The step-by-step process to become debt-free
???? Need help or want to know if you qualify?
???? WhatsApp me directly: 073 285 4196
???? Visit my website: https://www.debtwipe.co.za or jacques@debtwipe.co.za
???? Don’t wait until it’s too late.
Debt review can stop legal action — but only if you act before summons are issued.
Let’s work together to fix your finances, protect your future, and give you peace of mind.
???? Subscribe for more tips on debt, credit, and financial freedom in South Africa.
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