Credit Counselling

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???????? ??????? App ??????? ????:-https://play.google.com/store/apps/details?id=com.esunyl.yrnwsw

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Hi
I am vishal gupta and welcome to my youtube channel diploma classes

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Disclaimer- Some contents are used for education purpose under fair use. copyright
Disclaimer under section 107 of the copyright act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favour of fair use. All credit copyright material used in video goes to respected owner.

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? On Active Duty — My Biggest Financial Regrets ????

???? Watch The Video & Don’t Forget to Like, Comment, Subscribe, & Share

???? My Biggest Financial Regrets While On Active Duty Military
????Watch the full video here: My Biggest Financial Regrets While On Active Duty Military
????https://youtu.be/uV9LUDS8h94

???? Regret #1 – Not Investing Early
•Didn’t start my TSP or IRA soon enough
Thought I “couldn’t afford it”
Missed out on compound interest
Even $50/month would have added up big time

???? Regret #2 – Living Paycheck to Paycheck
•Didn’t stick to a budget
Spent freely knowing payday always came
No money left at the end of the month
Left me unprepared for emergencies

???? Regret #3 – Financing Things I Didn’t Need
•Bought a new car instead of used
Big monthly payment drained my paycheck
Car lost value fast — loan didn’t
Could’ve used that money for savings or travel

???? Regret #4 – Ignoring My Benefits
•Didn’t use tuition assistance early
Didn’t look into VA loans or grants
Skipped free financial counseling
Left “free money” on the table

???? Regret #5 – Getting Into Credit Card Debt
•Used credit for wants, not needs
Interest piled up fast
Paid way more than things were worth
Should’ve stuck to debit or cash for small stuff

???? Regret #6 – No Emergency Fund
•No cash for surprise car repairs, travel, family needs
Had to borrow or use high-interest credit
Even $500–$1,000 emergency fund makes a huge difference

???? Regret #7 – Not Planning for Transition
•Assumed I’d get a good job right away
Didn’t save for the “gap” between leaving and starting civilian work
Transition was stressful — savings would’ve helped

? Lessons Learned
•Start investing now — time is money
Build a budget and stick to it
Spend less than you earn
Know your benefits — ask questions
Plan ahead for civilian life

???? Take Action Today
•Talk to base financial counselor
Open or increase your TSP contribution
Build a simple budget
Save $1,000 for emergencies
Avoid bad debt — live within your means

???? Final Thought
•Small smart moves now = huge freedom later
Don’t repeat my regrets
Take control of your money — your future self will thank you

???? WATCH MORE EPISODES

? My Biggest Financial Regrets While On Active Duty Military
???? This Video Link: https://youtu.be/uV9LUDS8h94

? This Common Investing Mistake Is Costing You—Big Time!
????This Video Link: https://youtu.be/br1qBIx8he8

? 5 Wise Decisions When You Purchase A New Car For Military Members
????This Video Link: https://youtu.be/y2_pm0RKUYo

? Military… Pay Cash For A Car. I Explain Why.
???? This Video Link: https://youtu.be/4GQxcpjzuLk

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Wasanga Mehana speaks with Chris Hattingh the Executive Director at the Centre For Risk Analysis (CRA) about South Africa’s growing debt crisis.

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from Early Breakfast with Africa Melane For more about the show click https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU

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Millennials are more likely to carry debt than other generations.

???? Drowning in debt? Considering credit counselling, but not sure what to expect? On this episode of Moolala: Money Made Simple with Bruce Sellery, we give you a behind-the-scenes look at what really happens when you meet with a non-profit credit counsellor.

????? Certified Credit Counsellor Doris Asiedu from Credit Canada walks us through the entire process—what happens when you call, what questions you’ll be asked, and what support is available to help you get out of debt.

? In this video, you’ll learn:

??What credit counselling is—and what it isn’t
??How to book your first free session (phone or virtual!)
??What to expect during the first conversation
??Common fears clients have—and how counsellors help ease them
??Tools and debt relief solutions available

????More Moolala Episodes: https://www.creditcanada.com/moolala-podcast

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JEE Mains 2025 Result Out ???? | GFTI Cutoff 2025 JEE Mains ???? | Percentile vs Rank Jee Mains 2025

?? Watch IIIT College Review 2025 Playlist ???? https://youtube.com/playlist?list=PL8yY2mf1_GgBvjj3P5EvHdjdxwed9KPuU&si=DTkwXGnVRX0cy5Zb

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ACCC is helping Alice pay off her Credit Card Debt by lowering consolidating the debt into one lump sum, drastically lowering the interest rate, and making the monthly payment affordable (Even on an off month).

Alice found out about American Consumer Credit Counseling (ACCC) online and 24 hours after filling out a form on the website, she was talking to an ACCC financially certified Credit Counselor for a FREE CONSULTATION.

The ACCC Credit Counselor went over all of her finances, created a brand-new budget, and a plan to becoming DEBT-FREE. She was so impressed by the Credit Counselor and ACCC, in general, that she signed up for ACCC’s Debt Management Program (DMP).

In the DMP, ACCC got her creditors to drastically lower her credit card interest rates, consolidate all of her debt into one lump sum, and set up a reasonable payment plan that she could afford.

#ACCC #DebtRelief #CreditCardDebt #DebtFreeJourney.

So, what are you waiting for?

If you have any CREDIT CARD DEBT, contact us for a free consultation today! We could be saving you hundreds of dollars a month and thousands in the long run.

Call us at 866-206-5450

Our financial counselors are standing by to guide you on your journey to financial freedom. ????????

Check out our site for additional info:

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A major investment has been made to improve the financial health and literacy of vulnerable Barbadian families.

The Barbados Public Workers Co-op Credit Union Limited presented sponsorship of $12,000 to the Ministry of People Empowerment and Elder Affairs’ One Family Programme.

The funds will directly support the delivery of comprehensive financial counselling and management sessions to eligible families under the One Family Programme.

Starting from June, the credit union’s trained financial wellness partners will work with the target families, covering topics including budgeting, saving, debt management, and setting achievable financial goals.

Minister of People Empowerment and Elder Affairs, Kirk Humphrey, says the programme welcomes the credit union as a partner in the ongoing effort to promote financial literacy and empower at-risk Barbadian families with essential money management skills.

Meanwhile, the credit union’s Chief Marketing and Customer Experience Officer, Gail Niles-Best, says the sponsorship forms part of the company’s long-standing commitment to strengthening communities through education and financial empowerment.

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