In this eye-opening clip from The Iced Coffee Hour podcast, financial expert and author of Rich Dad Poor Dad, Robert Kiyosaki, reveals a fundamental difference between how the wealthy and the average person view and use debt.

Kiyosaki argues that not all debt is bad. He explains the crucial distinction between “good debt” (which puts money in your pocket, like real estate mortgages) and “bad debt” (which takes money out, like credit card balances). Discover why the rich leverage debt as a tool for accelerated wealth creation and how you can adopt this mindset to secure your own financial future.

Financial educator Ross Mac breaks down record credit card debt levels and outlines a simple fix for overspending on ‘The Bottom Line.’ #fox #media #breakingnews #us #usa #new #news #breaking #foxbusiness #thebottomline #economy #finance #debt #credit #money #inflation #interestrates #spending #consumer #america #financialeducation #budget #markets #business #economicnews #personalfinance

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Americans are going into debt just to relax. Vacation debt is quietly becoming the newest financial crisis, with families putting flights, hotels, cruises, and even theme park tickets on credit cards at record levels. Buy now, pay later plans, travel loans, and 25% APR credit cards are turning memories into monthly payments.

In this video, we break down how vacation debt is skyrocketing in 2026, why so many Americans feel pressure to “live their best life” even if they can’t afford it, and how banks, airlines, and travel companies profit from your impulse to escape. We’ll look at rising credit card balances, buy now pay later travel financing, and what this trend says about the state of the economy.

1. Why are Americans willing to finance a vacation but not build an emergency fund?
2. Has social media pressure made going into debt for travel feel normal?
3. What happens when the trip is over but the payments are just beginning?

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#vacationdebt #creditcarddebt #traveldebt #2026economy

additional tags: vacation debt crisis, travel debt 2026, credit card vacation debt, financing a vacation, buy now pay later travel, bnpl travel, travel loans 2026, americans in debt 2026, personal finance 2026, debt crisis 2026, living beyond your means, broke after vacation, vacation on credit card, travel financing options, debt free living, cost of living crisis 2026, financial mistakes 2026, economic breakdown 2026, middle class debt crisis, how to avoid vacation debt

Other TTT videos related to debt:
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https://youtu.be/vwNOFeI6sXA
https://youtu.be/HEJ2z04mqUU

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Apparently, 58% of people with consumer debt have had trouble paying their bills over the last three months. And that’s no bueno. In this video, I ask everyday people in Nashville exactly how much debt they have. Pray for me.

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When you learn NOTHING after filing bankruptcy, this is how you end up $92,000 in debt all over again. In this video, we break down one of the wildest post-bankruptcy debt stories on the internet: $92,589 in total debt just six years after bankruptcy, nearly $3,976 in monthly minimum payments, and roughly $1,800 every single month going straight to interest.

From new car loans to high-interest credit cards, Klarna, Affirm and Bread furniture financing, Upstart, Upgrade, and Avant personal loans, and lifestyle spending that never actually stopped, this is a real-world example of how debt cycles repeat when the root problem isn’t fixed. Bankruptcy wiped the slate clean, but the spending behavior stayed exactly the same.

We walk through the real math behind credit card APRs, why minimum payments keep people trapped for years, how debt consolidation loans often make the situation worse, and why “building credit” means nothing if spending is out of control. This video also breaks down debt-to-income reality, convenience spending, instant gratification, and how small financial decisions compound into overwhelming debt over time.

This is personal finance commentary meant to help you avoid the same mistakes, because the future version of you always pays the price. If you’re trying to pay off debt, rebuild after bankruptcy, stop overspending, or finally escape the minimum payment trap, this breakdown will hit hard — but it’s necessary.

????????????????????????
Comment below: Do you think bankruptcy actually helps people, or does it just delay the consequences when spending habits don’t change?

Chapters:
00:00 Filed bankruptcy… back in debt again
00:27 Two car loans total $41,216
00:56 Affirm/Bread + Upstart/Upgrade/Avant loans
01:21 Comments roast: “You learned nothing”
02:24 $3,900 minimum payments… $1,800 interest
03:01 Minimum payments vs principal explained
03:43 She considered filing bankruptcy AGAIN
04:18 “Used credit to buy a house” reality check
06:14 Breakdown of monthly minimum payments
07:20 The true cost of staying on minimums
07:40 Root cause: instant gratification spending
08:14 Eating out is the real problem
09:36 Bankruptcy should require rehab/classes
11:03 Viral backlash + debt snowball plan
11:40 Tax refund + side hustles to fix it
12:51 Future-you working overtime for past spending
14:31 “Affirm will handle it” is NOT a budget
16:19 Income isn’t the problem—expenses are
18:19 Debt snowball: dozens of small balances
19:52 Waffle House pay breakdown
21:04 Bills + rent + phone costs
23:44 79 accounts after bankruptcy
24:25 “Bankruptcy was a get out of jail free card”
26:10 Spending first, bills later = debt cycle
27:19 Loans to pay cards ? run cards up again
28:23 New cars after bankruptcy explained
31:28 Grocery delivery while 90K in debt
34:29 28–35% credit card APR after bankruptcy
35:26 “Instacart costs too much” + gift card plan
36:01 Final takeaways + reality check

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Chapters
0:00 Subscribe!
1:06 Interest
4:04 Comment
5:04 “Not Paying”
6:17 Can’t Get An Apartment
10:17 Comment
11:113 Insanely High Debt
12:17 Student & Car Debt
13:24 Grandma Cosigned
15:10 Doctor
16:17 Go To School Forever
16:55 Comment
17:36 $170,000 Debt
18:32 Comment
18:55 College Is Over
20:35 Comment
21:15 $100k Degree
22:39 Changing Careers
24:15 Not Knowing Price?
25:12 $20
25:40 Changing Lenders
27:00 Late Payment
28:21 Update

#money #finance #debt

In a shocking financial move, Japan has sold its entire holdings of US debt in direct response to Trump’s economic crisis. This unprecedented action has sent ripples through global markets, raising concerns about the stability of the US dollar and the broader economy.

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Other video’s:
1 MIN AGO: Japan BREAKS “US Biggest Military Deal” After Trump Tariffs Escalation:
https://www.youtube.com/watch?v=KBx-l8SpyL4&t=76s
JAPAN’S BIGGEST NIGHTMARE: China Buys Toyota, Honda & Nissan as Auto Market Collapses:
https://www.youtube.com/watch?v=xSqouF1Qlfk&t=66s

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#Japan #USA #Debt

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In 2025, credit card debt has hit record highs, leaving millions of Americans struggling to keep up. With inflation still squeezing household budgets and interest rates hovering near 23%, people are turning to credit cards just to cover basic expenses. Groceries, gas, and rent are being charged more often than paid in cash, and balances are growing faster than people can pay them off. What used to be a tool for convenience has turned into a lifeline — and for many, a financial trap that keeps tightening every month.

The pressure is overwhelming. Minimum payments barely make a dent, and late fees only push people deeper into debt. Younger adults are getting hit especially hard, carrying thousands of dollars in balances before they’ve even built real savings. Many are watching their credit scores fall and their stress rise as they struggle to stay afloat. In 2025, credit card debt isn’t just about overspending — it’s about survival in an economy where everything costs more and paychecks simply don’t go far enough.