https://KCLau.com/refinancing-aia

I spoke to Daniel who specialises in helping his clients to refinance their home loans. What are the main reasons people consider when refinancing to cash out the equity? The most common cause —

DEBT CONSOLIDATION… instead of paying 18% for credit cards and many other debts, the home loan offer the lowest interest rate of all! You can lower your commitment while enjoying lower interest rate.

Credit Card Debt is the worst debt to be in. Often it is debt that we have used to buy depreciating stuff, like clothes, shoes and lifestyle habits…leaving us with not much to show for. So if you have reached a point where you have had enough with credit card debt holding you back in life and are thinking about using a personal loan to get back on top of your finances again, well I strongly recommend watching this.

ALSO, PLEASE FEEL FREE TO FORWARD THIS VIDEO OR PASTE THIS VIDEO FOR ANY FAMILY OR FRIENDS TO WATCH WHO ARE DROWNING IN CREDIT CARD DEBT.

xCC

SugarMamma.TV is all about educating, inspiring and empowering everyday people to create financial harmony, freedom and independence in your life. Bite sized videos, with quick and easy to understand tips, that you can apply straight away and see the results. SugarMamma.TV is a powerful movement making money and finance more approachable, energetic and enlightening.

This video is going to help anyone who has credit card debt and wants to pay them off quickly. Credit cards typically have very high interest rates, so what can you do to lower your interest rate. Watch and find out!

WANT TO SUPPORT THE CHANNEL? HERE’S HOW!
-Buying something on Amazon soon? Support this channel by using our link! https://www.amazon.com/?tag=commoncentsmi-20 It gives the channel a commission without any extra charge! Bookmark it for future uses too!

-BECOME A PATREON SUPPORTER! https://www.patreon.com/bePatron?c=1106118 Even $1 means the world!

-By giving a THUMBS UP and SHARING, you can really help the channel GROW! Doesn’t cost a penny but still makes a difference!

EMAIL: COMMONCENTSMIKE@GMAIL.COM

Here’s the cold hard truth about trying to consolidate credit card debt into one simple payment. The truth is most people just don’t qualify for help

It’s time to take a question from one of you! Rachel from Facebook asks, “Is the debt snowball method better than the debt consolidation method?”. Watch as I answer this question and let me know in the comments section below what you think about today’s video!

Start budgeting your money with the FREE EveryDollar budgeting app: https://goo.gl/TzGsSE

Subscribe to my YouTube Channel to stay up to date with my latest videos! http://www.youtube.com/user/RachelCruze?

Suze Orman gives excellent tips on how to settle up with credit card companies. Ms. Orman is NOT affiliated with Eltman, Eltman and Cooper – she works as a financial broadcaster for CNBC (and as a best-selling author) – but we thought her advice here was helpful, so we uploaded the video to our channel. For more tips on how to get out of debt, check out our Eltman Eltman and Cooper main site, http://www.eltmanlaw.com. Thanks!

You’re in deep with credit cards, student loan debt and car loans. Minimum monthly payments aren’t doing the trick to help nix your debt. Something has to change, and you’re considering debt consolidation because of the allure of one easy payment and the promise of lower interest rates.

What Is Debt Consolidation?
Debt consolidation is the combination of several unsecured debts—payday loans, credit cards, medical bills—into one monthly bill with the illusion of a lower interest rate, lower monthly payment and simplified debt relief plan.

Check out this article from Dave Ramsey on Debt Consolidation: https://www.daveramsey.com/blog/debt-consolidation-truth

Check out my personal Amazon shop: https://www.amazon.com/shop/freedominabudget

TEAMI Blends Tea: I have recently fallen in LOVE with this weight loss tea check out their website and you can use my code! BUDGET18 for 18% off!
http://www.teamiblends.com

Save money on Razors and join the Dollar Shave Club: http://shaved.by/g4r5S

SUBSCRIBE! https://www.youtube.com/channel/UCc9pO6FH1caEvKazMiEN03Q?sub_confirmation=1

Earn $25 by signing up for Capital One 360: https://captl1.co/2t6lqzl

Snail Mail:
Kelly – Freedom In A Budget
PO Box 123
Deerfield Beach, FL 33443

Products and services I love and recommend:
Capital One 360 Earn $25 by signing up: https://captl1.co/2t6lqzl
Ebates: https://www.ebates.com/r/KAS417?eeid=28187
Ibotta: https://ibotta.com/r/suwetiv
Try Amazon Music Unlimited 30-Day Free Trial: https://www.amazon.com/gp/dmusic/promotions/AmazonMusicUnlimited?ref_=assoc_tag_ph_1483579440886&_encoding=UTF8&camp=1789&creative=9325&linkCode=pf4&tag=freedominabud-20&linkId=cdd177a48ed3f1d9445439a7d92f0493
SavvyCents Wallet: http://amzn.to/2dImsdt

Email: freedominabudget@gmail.com
Facebook: facebook.com/freedominabudget
Instagram: @freedominabudget
Twitter: @FreedomInABdgt
Pinterest: @FreedomInABdgt

I feel so blessed to share with you all here on YouTube. This video may contain links to affiliate programs. If you click on the link and make a purchase I will receive a small percentage of that sale at NO extra charge to you. However, you are under no obligation to buy anything I ever mention in a video. Sometimes I am lucky enough to have products sent to me for review. If I partner with a company I will always disclose it here. All opinions and reviews that I share are and always will be my own I will only share products that I myself would buy.

Thank you for watching!

Freedom In A Budget

Getting a debt consolidation loan isn’t that hard. If you know where to look. There are two kinds of debt consolidation loan lenders. Prime, and high risk.

Whenever you are looking for a debt consolidation loan to consolidate credit card debt, always start and end with your bank. Otherwise you could end up in a situation where you are paying 30-39% interest to a high risk lender.

Watch the video to learn how to get a debt consolidation loan.

Visit: http://www.totaldebtfreedom.ca/ for more info

Your $100 Sofi Referral link: sofi.com/share/247558 Hopefully you can save some money!

-By giving a THUMBS UP and SHARING, you can really help the channel GROW! Doesn’t cost a penny but still makes a difference!

MORE FROM COMMON CENTS MIKE:
HOW TO INVEST with Wealthfront https://youtu.be/ScV2xk3O_gY
HOW TO REFINANCE YOUR CAR with RateGenius https://youtu.be/PreeQ9izAJY

Like and subscribe! https://www.youtube.com/channel/UCbVBKfppJ5W56pRkf4EM6XA
Email: commoncentsmike@gmail.com
Twitter: https://twitter.com/Commoncentsmike

This is not a paid promotion by Sofi. I have never used Sofi, this is just a video of my thoughts and opinions. Sofi does compensate for approved referrals.

What Is Debt Consolidation?

Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj

Welcome to The Dave Ramsey Show like you’ve never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!