Debt Counselling
In this video we discuss the benefits of debt counselling and how it can benefit you!
Visit www.nationaldebtadvisors.co.za to find out more information or call us on 021 003 8733
Libertine Consultants in South Africa provide advice and professional services to help you clear your credit record and get a fresh financial start.
Don’t go into 2020 with a bad credit record and financial stress. Contact us to get the advice and support you need.
Connect with us:
Website: https://www.libertineconsultants.co.za/
Facebook: https://www.facebook.com/libertineconsultants/
Twitter: https://twitter.com/libertinec
https://www.g.page/killenscarboroughwest This video recording offers a quick overview of debt counselling in Scarborough West and bordering areas as to what credit and debt counselling is as well as your alternate options to personal debt counselling in Ontario.
Credit Counselling in Scarborough West
So many people are experiencing a difficult time paying their debt, whether it’s credit cards or any similar kinds of debt.
Are you one of them?
Are you likewise struggling getting rid of your debts for a few months or perhaps many years?
Are you one of the many people today who disregard the issue or wait and allow it to accumulate, or maybe stubbornly hang on in worry about filing for bankruptcy?
The easiest way to find the very best option is going to be receiving advice through a personal debt professional, although not every one of them can provide all the options that may be the most beneficial remedy for you.
Financial debt counselling is an excellent option versus personal bankruptcy, wherein quite a lot of individuals who usually do not want bankruptcy as a solution to their money problems.
Speaking with a Licensed Insolvency Trustee will help you through all of the choices which might be right for you personally so that you can make the most effective choice for your circumstance.
Consulting with a trustee doesn’t signify you are filing for bankruptcy, instead, they will review your circumstances and give you all your options to discover the right option to your debt worries, such as credit and debt management, a consolidation loan, a consumer proposal and individual bankruptcy.
Richard Killen and Associates have been offering financial debt and credit counselling for more than 25 years. We use a variety of tools to ensure you get out of debt but not just that, we also provide basic credit education about budgeting and money management skills that will help you to reach your financial goals.
“This Could Be The Most Stress Relieving Phone call You’ll Ever Make!”
We have offices over the GTA. Visit https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ for more information.
Richard Killen & Associates Ltd Scarborough West
2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada
Tel: +1 416-285-9511
Follow us on Social Media:
https://www.instagram.com/killen_trustee/
https://twitter.com/Killen_Trustee
https://www.facebook.com/rkillenassociates
https://www.linkedin.com/company/richard-killen-&-associates/
https://www.linkedin.com/in/richard-killen-020aaaba/
Follow our Podcast at https://rkillen.ca/podcasts/
Debt Reduction vs Debt Counselling companies:
Sue Davey is a credit counsellor with the Family Counselling Centre of Brant, a full service not-for-profit agency that celebrated its 100th anniversary in 2014. As a full service agency the Family Counselling Centre of Brant can help people with money problems, but can also help with the causes of those problems, and can provide counselling for addiction, family and other issues.
Debt counselors are warning against lavish spending on Black Friday.
Courtesy #DStv403
According to a debt counselling facility’s quarterly report, more South Africans are turning to debt counsellors to help them manage their loans.
DebtBusters, one of the biggest debt counselling facilities in the country has found that in the past four years more consumers with assets such as vehicles and homes are seeking debt counselling.
Joining us now from our studio in Sea Point in Cape Town is Benay Sager, the Chief Operating Officer of DebtBusters
For more news, visit sabcnews.com and also #SABCNews on Social Media.
Original Publish Date: || Thu, 18 Jun 2015 14:03:47 GMT || There has been a growing demand for debt counselling for lower income-earning consumers. CNBC Africa is joined by Benay Segar COO of the IDM Group for more on this trend.
We often get the following scenarios that can have the result that debt counseling and debt review actually outs you off much worse than your current situation. What happens if consumers wait too long after they realize that they are in financial distress before they apply for debt counseling and debt review. The answer is very simple yet there is a complex reasoning behind the answer.
If you leave your accounts to get so far in arrears and then apply for debt counseling, Help with debt, debt counselors cannot guarantee that we will be able to lower that specific repayment. The reason being is that your creditors are forced to first bring your arrears amount up to date before they can start paying off your capital. Furthermore, the National Credit Act only allows consumers under debt counseling and debt review to extend certain agreements for a maximum period. This is also dependant on the age of the agreement. For instance, if you have only a few months left on your original contract term but you are in arrears with almost half the agreed amount, the period cannot be extended so much that you will benefit from debt counseling. I had a new client today that was more that 22 months in arrears with a finance agreement that only had 8 months (original) contract term left. The result was that the restructured payment for that account was almost R200 more than his original installment.
This brings me to my next example. Normally if I get clients that are not in arrears with accounts but foresee a difficult financial future, I am almost guaranteed to more than halve their payments.
Bottom line. The sooner you make a plan to sort out a dismal financial situation, the better. Banks and other credit providers respect clients that are precaution and make arrangements throughdebt counselling and debt review sooner than later. If the credit providers have to phone trace and keep on asking you for money they will view you as a risk.
If you feel that you need some more info please contact Help with Debt today
