April is coming with more pressure for South African households, from rising electricity costs to higher fuel prices. But this episode of Making Sense asks the harder question: what happens when your budget was already breaking before those increases even landed?

Gareth Edwards is joined by Anneline Van Der Poel from Debt Rescue for a practical conversation about debt, pressure and survival. They unpack the growing reality of consumers borrowing not for luxury, but for basics like food, fuel and getting their children through the month. The episode explores the line between financial strain and over-indebtedness, how debt review works under the National Credit Act, and why it can be a structured legal solution rather than a sign of failure.

They also tackle some of the biggest fears around debt review, including whether it stays on your record forever and whether people can recover fully once they complete the process. The result is a grounded, accessible conversation about the cost of living, financial stress, and what South Africans need to understand before panic turns into a deeper spiral. #MakingSense

Catch up on all Making Sense episodes here: https://www.enca.com/making-sense-podcast

#DebtReview #southafricanyoutuber #financialfreedom #momof4 #navigatinglife

Clement Manyathela speaks to Rudolph Geldenhuys, Certified Financial Advisor who shares some insight on the debt review process and how to navigate it. 

See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information.

Debt review clearance South Africa — here are the 5 rules that matter in 2025. This guide to debt review clearance South Africa explains why Form 19 clearance in South Africa is the only legal exit, how to remove the debt review flag fast, and how to avoid delays. Consultations are 100% free; you only pay if we work on your profile.

What you’ll learn:

You can’t “just remove” the flag — you need Form 19 from your debt counsellor.

When you qualify and the docs that speed things up.

Typical bureau timelines (about 7–21 business days after they receive your certificate).

Post-clearance clean-up: paid-up updates and error disputes.

Mistakes that delay debt review removal South Africa.

Helpful links (put after the first paragraph for maximum keyword weight):
• Get your credit report: https://www.myfreecreditreport.co.za/

Debt review clearance South Africa — the 5 things that matter in 2025. This video explains how debt review clearance in South Africa actually works, why the Form 19 clearance is non-negotiable, and what to do to make bureaus update quickly. If you need help with debt review clearance South Africa, our consultations are 100% free.

What you’ll learn (plain English):

You can’t “just remove” the flag — you need Form 19 from your debt counsellor.

When you qualify for Form 19 and which documents speed things up.

Typical bureau timelines (about 7–21 business days after they receive your certificate).

Post-clearance clean-up: paid-up listings and errors to dispute.

Mistakes that delay removal in South Africa.

Simply Put: “Debt review clearance” means getting a Form 19 certificate that proves you completed debt review; the bureaus then lift the flag.

Helpful links:
• Get your credit report: https://www.myfreecreditreport.co.za/

• Email us: help@fixmyscore.co.za / www.fixmyscore.co.za

• Consultations are 100% free. You only pay if we work on your profile.

Stuck in debt review and wondering how to exit? ???? In this short video, we break down the key steps to legally and successfully remove yourself from debt review in South Africa. ?????

???? Watch now to learn:
?? Who qualifies for debt review removal
?? The process to exit debt review
?? Expert tips to regain financial freedom

???? Got questions? Drop them in the comments!
???? Don’t forget to LIKE, SHARE & SUBSCRIBE for more debt-related tips.

Email: jacques@debtwipe.co.za

Website: www.deptwipe.co.za

WhatsApp: 073 285 4196

In this short, Dave Ramsey Breaks The Debt Relief Trap. ???? Think debt relief companies are your ticket to financial freedom? Think again. Dave shares the shocking truth about how these companies take your payments, force defaults, and destroy your credit. Stop falling for debt relief scams. Get real solutions for your credit card debt. Learn why companies offering “easy” payment plans might be your biggest financial nightmare. #DaveRamsey #DebtFree #CreditCardDebt #DebtRelief #MoneyTips #FinancialFreedom #Debt #PersonalFinance #CreditScore #DebtFreeJourney

Buyer’s Guide Ep85 | Part 6
Jeff, under debt review, wants to know if he can trade in his financed 2013 Toyota Corolla Professional. He aims to upgrade to a more powerful car for easier long-distance travel between Cape Town and the Free State.

What is the process for removing debt review from your credit record? How long does it typically take to have debt review removed? What are the potential benefits of having a debt review removed from your credit record?

Sharon Rose of Libertine Consultants joins us to answer these questions and more.

To get a FREE assessment on your credit profile https://www.mycreditrepair.co.za/free-assessment (https://www.mycreditrepair.co.za/free-assessment?fbclid=IwZXh0bgNhZW0CMTAAAR2q_ZBCqZEN6k71EDD3E4FKMYFGdoGlILGUELl_yY5YXSwUbEGUip1_qV4_aem_Cx-h_DeXXWpeBORH3e3oEg) or a FREE affordability assessment https://www.mycreditrepair.co.za/affordability-assessment (https://www.mycreditrepair.co.za/affordability-assessment?fbclid=IwZXh0bgNhZW0CMTAAAR1_9EMEGMQHY7vpTJnGZ7CIlju899iRy8et3lsbSkJVH2ZQO0RATuF6aMc_aem_K4V4iJa8B-PYRfQYmy5hfA)

Tel: 021 949 2211

Cell: 073 011 8208

Email: info@libertineconsultants.co.za (mailto:info@libertineconsultants.co.za)

Website: www.libertineconsultants.co.za (https://www.libertineconsultants.co.za/?fbclid=IwZXh0bgNhZW0CMTAAAR3lnMudGpi2-k3bk59pMub20QxM2OvRUlWfVIyYum-CnwFqAo5I3sCEdkg_aem_ZeUfp67bMBohxsLcHO6zdA)

WhatsApp: https://bit.ly/whatsappldc (https://bit.ly/whatsappldc?fbclid=IwZXh0bgNhZW0CMTAAAR1HT3W2Wp5ydNcSbG16cjxWfWU_0rROFq5BImeyJYlP6MY-IA3ECrPs5ec_aem_DQdONJMwNsu4moxwFp89KA)