Hey girls! Today i am opening up about my journey to becoming debt free in 2024. let me know if you’d like to see more vlogs in a series on how i get to financial freedom.

?GYMSHARK DISCOUNT CODE ? LASHAE for 10% off! https://bit.ly/Shop_GS_Kayla
?EHPLABS | DISCOUNT CODE ? KAY10 for 10% off!: https://www.ehplabs.com/discount/kay10
?AMAZON STOREFRONT: https://www.amazon.com/shop/kaylalashae
?Instagram: http://instagram.com/akaydoll
?Fitness Channel: https://www.youtube.com/@kaylalashaefit
?Lifestyle Channel: http://www.youtube.com/akaydoll

Music by B Free – Kirby – https://thmatc.co/?l=972C8645
Music by Brentin Davis – Lofi Blue Clouds – https://thmatc.co/?l=F6106F26
Music by The Lip Service – Ride With Me – https://thmatc.co/?l=EBB60317

In the 10 years since “UK’s Scariest Debt Collector” first went live on Vice, it’s participants came to a range of different fates. Some ended up in jail, some turned their life around completely whilst others died unexpectedly. So, what happened to Shaun Smith and the crew involved in the video?

This is, What Happened To “The UK’s Scariest Debt Collector”?

Thank you guys for watching, like and sub if you enjoyed, SunnyV2

Also, the idea for this video was inspired by “Vice” who posted the original documentary in September 2013 titled “UK’s Scariest Debt Collector (Full Length)” You can watch it here – https://www.youtube.com/watch?v=TUzlmWWdjEQ

A new report from NerdWallet revealed that one-third of Americans believe they will be in credit card debt indefinitely. NerdWallet Credit Card Expert and Writer Sara Rathner joins Yahoo Finance Live to discuss the steady rise in household debt.
Rathner notes that credit card balances have climbed 16% over the past year while interest rates have spiked an average of 22%. “Incomes are just not keeping up with the cost of goods,” she says, with the cost of consumer goods up 20% even as incomes rose only 12%. This widening gap leaves many Americans vulnerable to accumulating credit card debt they cannot easily pay off.
“A lot of times credit card debt is imagined as the result of frivolous spending,” Rathner tells Yahoo Finance, continuing: “but, we’ve actually found that many Americans take on debt just trying to afford the necessities.”
#youtube #creditcard #stockmarket
About Yahoo Finance:

Yahoo Finance provides free stock ticker data, up-to-date news, portfolio management resources, comprehensive market data, advanced tools, and more information to help you manage your financial life.

– Get the latest news and data at finance.yahoo.com

– Download the Yahoo Finance app on Apple (https://apple.co/3Rten0R) or Android (https://bit.ly/3t8UnXO)

– Follow Yahoo Finance on social:

X: http://twitter.com/YahooFinance
Instagram: https://www.instagram.com/yahoofinance/?hl=en
TikTok: https://www.tiktok.com/@yahoofinance?lang=en
Facebook: https://www.facebook.com/yahoofinance/
LinkedIn: https://www.linkedin.com/company/yahoo-finance

— Caller points out credit card debt as a sign that the economy isn’t so good
—
Become a Member: https://www.davidpakman.com/membership
Become a Patron: https://www.patreon.com/davidpakmanshow
Book David Pakman: https://www.cameo.com/davidpakman
—
David on Instagram: http://www.instagram.com/david.pakman
David on Threads: https://www.threads.net/@david.pakman
TDPS Subreddit: http://www.reddit.com/r/thedavidpakmanshow/
Pakman Discord: https://www.davidpakman.com/discord
Facebook: http://www.facebook.com/davidpakmanshow
Leave a Voicemail Line: (219)-2DAVIDP
—
David’s tech:
– Camera: Sony PXW-X70 https://amzn.to/3emv1v1
– Microphone: Shure SM7B: https://amzn.to/3hEVtSH
– Voice Processor: dbx 266xs https://amzn.to/3B1SV8N
– Stream Controller: Elgato Stream Deck https://amzn.to/3B4jPNq
– Microphone Cloudlifter: https://amzn.to/2T9bhne

-Timely news is important! We upload new clips every day! Make sure to subscribe!

Broadcast on January 5, 2024

#davidpakmanshow #economy #creditcarddebt

Experts are sounding the alarm: the world is caught in a debt trap. The global mountain of debt has increased to more than 300 trillion US dollars. To cancel it out, the Earth’s population would have to work for nothing for three years. Is this a cause for concern?

Will private individuals, companies and even entire nations at some point collapse under the weight of this debt mountain? The film looks for the stories behind the debts to discover what can be done to address the problem. In Argentina, for example: Over the past 200 years, the country has faced bankruptcy eight times.

In the United States, people are punished for their poverty. Annita Husband was detained for months in a debtors’ prison in the state of Mississippi. Her fate is just one extreme example from a society in which more and more people in debt find themselves in a hopeless situation and lose their freedom.

But debts per se aren’t a bad thing, insists economist Christoph Trebesch. Particularly when the borrowed capital is used for sensible investments, debts make sense. But there are plenty of negative stories. One standout example of the credit-fueled hubris is the project “The World”, artificial islands off the coast of Dubai that, seen from the air, resemble a map of the world. Luxury properties built on the islands were designed as resorts for the super-rich. But the project ground to a halt in the financial crisis of 2008. Since then, the wind and the sea have blurred the outlines of some of the islands.

The film explores the question: what are the consequences of debts – for both debtors and creditors? And what sort of solutions might be on hand to deal with the gigantic volume of debt taken on by nations, companies and private households?

#documentary #dwdocumentary
______

DW Documentary gives you knowledge beyond the headlines. Watch top documentaries from German broadcasters and international production companies. Meet intriguing people, travel to distant lands, get a look behind the complexities of daily life and build a deeper understanding of current affairs and global events. Subscribe and explore the world around you with DW Documentary.

Subscribe to:
? DW Documentary (English): https://www.youtube.com/dwdocumentary
? DW Documental (Spanish): https://www.youtube.com/dwdocumental
? DW Documentary ??????? ?? ????? (Arabic): https://www.youtube.com/dwdocarabia
? DW Doku (German): https://www.youtube.com/dwdoku
? DW Documentary ?????? (Hindi): https://www.youtube.com/dwdochindi

For more visit: http://www.dw.com/en/tv/docfilm/s-3610
Follow DW Documentary on Instagram: https://www.instagram.com/dwdocumentary/
Follow DW Documental on Facebook: https://www.facebook.com/dwdocumental

We kindly ask viewers to read and stick to the DW netiquette policy on our channel: https://p.dw.com/p/MF1G

Looking to learn more? Check out this related article from Ramsey: How to Stop Spending Money – https://www.ramseysolutions.com/budgeting/the-cure-for-excessive-spending?utm_source=youtube_dave_ramsey&utm_medium=social_organic&utm_content=youtube_highlight_notes&utm_term=network_bu&utm_campaign=trs

Create your free account and start budgeting today: https://www.ramseysolutions.com/ramseyplus/everydollar?utm_source=ramsey-network&utm_medium=show-notes&utm_campaign=the-ramsey-show

Subscribe and never miss a new highlight from The Ramsey Show: https://www.youtube.com/c/TheRamseyShow?sub_confirmation=1

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more!

Watch and subscribe to all The Ramsey Network shows here: https://www.youtube.com/c/TheRamseyShow/channels?view=49&shelf_id=5

Ramsey Solutions Privacy Policy
https://www.ramseysolutions.com/company/policies/privacy-policy

#federalreserve #economy #fomc

Federal Reserve’s $8.5 Trillion Debt Bomb That’s Shaping Interest Rate Policy Behind the Scenes

*********** Video Breakdown ***********

As we approach the next FOMC meeting, the market’s pricing in a Fed pivot, sooner than later. With betting market’s putting the odd’s the Fed cuts rates in early 2024. However when you ask Jerome Powell, he says the opposite, that they aren’t even considering a change in policy anytime soon, not until they are sufficiently convinced inflation is firmly back down to 2%.

Well it turns out the Federal Reserve may have another reason why pivoting on the current monetary policy may not only be possible, but required. We often discuss the wall of corporate and commercial real estate loan maturities coming in 2024, well it turns out the U.S. Government also has a wave of loan maturities scheduled in 2024, $8.5 trillion worth!

We look at what this means for the possibility of interest rate policy, how it can impact the U.S. economy in 2024, what it could mean for the U.S. housing market, and what happens when these loans mature.

What do you think will happen? How much in renewed interest expense do you think the U.S. will face if the Fed keeps interest rates this high? Well make sure to watch to find out!

*********** Snapforce CRM – Real Estate Insights ***********

Want access to the housing market maps I use in my videos? You can access here: https://www.snapforce.com/real-estate-insights/

Want access to the research database I use in my videos? You can access here: https://www.rjtalks.com/

*********** ABOUT RJ ***********

In 2012 I built Snapforce CRM, a software as a service application to compete with Salesforce, which was very expensive at the time. Since then, our user base has expanded to over 65,000 users in 12 countries. Our largest customer’s are mortgage companies and debt shops, who use our software for their sales process, and to check customer’s credit in real time.

With the type of clients we cater to, I decided to launch Snapforce Real Estate Insights last year, a peripheral software as a service product. It integrates directly with the big 3 real estate brokerages, to present their housing data in a digestible way, using our interactive maps and reports.

Snapforce CRM, try risk free for your property management, lending/mortgage company, or for individual realtors: https://www.snapforce.com/crm-software/

WE DO NOT OFFER PERSONAL ADVICE

*********** Social Media ***********

Follow me on Twitter to get more real time updates on the markets: https://twitter.com/realRJTalks

*********** My ENTIRE Camera and Recording Equipment ***********

Camera: https://amzn.to/456n1GO
Lights: https://amzn.to/3qrH17S
Mic: https://amzn.to/3sd14Hu

*********** DISCLAIMER ***********

I am NOT a financial adviser. I only express my opinion based on my experience. Your experience may be different. These videos are for educational and entertainment purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. There is no guarantee of gains or losses on investments.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion. We recommend them because they are helpful and useful, not because of the small commissions we make if you decide to make a purchase.

?? Find more content here:
??Substack – https://lenapetrova.substack.com/
??Lena Petrova – Finance/ Economics:
Rumble: https://rumble.com/c/LenaPetrova
YouTube: https://www.youtube.com/@lenapetrova
Rokfin: https://rokfin.com/lenapetrova
Odysee: https://odysee.com/@LenaPetrova:7
??Lena Petrova, CPA – Business/ Tax/ Finance:
Rumble: https://rumble.com/c/LenaPetrovaCPA
Youtube https://www.youtube.com/@lenapetrovaCPA

?? Let’s connect:
??Locals – https://lenapetrova.locals.com/
??X – https://twitter.com/_lenapetrova
??Instagram – https://www.instagram.com/lenapetrovacpa
??Facebook – https://www.facebook.com/lenapetrovacpa
??Telegram – https://t.me/reallenapetrova

?? I self-produce all content. If you’d like to support my channel, you are welcome to do so via:
??PayPal: https://paypal.me/LenaPetrovaChannel
??Buy me a coffee: https://ko-fi.com/lenapetrova
??Shop: https://lenapetrovacpa.myspreadshop.com/

?? Promos & Recommendations:
??ExpressVPN – Protect your internet privacy & get 3 months FREE: https://www.expressvpn.com/lena
??IncFile – Register your business & Receive 1 year of FREE registered agent service: https://shareasale.com/r.cfm?b=1739443&u=2891491&m=53954&urllink=&afftrack=
??Starting a business? You need a virtual address with IncFile: https://shareasale.com/r.cfm?b=2317452&u=2891491&m=53954&urllink=&afftrack=
??Birch Gold – Diversify with precious metals: https://bitira.go2cloud.org/SH3n
??BitIRA – Set up a new Gold IRA with Birch Gold: https://bitira.go2cloud.org/SH3o
??Gusto – Get $100 by signing up for THE BEST payroll provider: https://gusto.com/r/olena157
??Novo Free Business Banking – novo.pxf.io/rnWWJQ
??Canva – Easy & free graphic design: https://partner.canva.com/c/3288101/647168/10068
??Melio – Small business vendor/ expense payment automation: https://melio.grsm.io/lenapetrova
??BlueInk – 50% less expensive than DocuSign: https://blueink.grsm.io/9qkta0np39kt
??1Password – World’s top rated password manager: https://1password.grsm.io/on8io7ytm8o8

Disclamer:
The information provided on this channel should not be construed or relied on as professional advice for any specific fact or circumstance. This channel and its content are designed for entertainment and information purposes only. The content available is created to provide a general overview of a topic and is not a substitute for professional services. Always seek the advice of a finance or a legal professional that would take into account your specific circumstances. Opinions expressed are solely my own. Only publicly available information has been used.

Here is my response to @CalebHammer during his Financial Audit – Student Loan Debt!

NEW BANKROLL COFFEE NOW FOR SALE: http://www.bankrollcoffee.com

GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: http://grahamstephan.com/newsletter

The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF – $100 OFF WITH CODE 100OFF

My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB

U.S. credit card debt hit a record $930 billion, with younger Americans having the highest delinquency rate. Editor-in-Chief at Investopedia, Caleb Silver, explains why credit debt is at an all-time high and breaks down tips on how to pay off your debt.

» Subscribe to NBC News: http://nbcnews.to/SubscribeToNBC
» Watch more NBC video: http://bit.ly/MoreNBCNews

NBC News Digital is a collection of innovative and powerful news brands that deliver compelling, diverse and engaging news stories. NBC News Digital features NBCNews.com, MSNBC.com, TODAY.com, Nightly News, Meet the Press, Dateline, and the existing apps and digital extensions of these respective properties. We deliver the best in breaking news, live video coverage, original journalism and segments from your favorite NBC News Shows.

Connect with NBC News Online!
NBC News App: https://smart.link/5d0cd9df61b80
Breaking News Alerts: https://link.nbcnews.com/join/5cj/breaking-news-signup?cid=sm_npd_nn_yt_bn-clip_190621
Visit NBCNews.Com: http://nbcnews.to/ReadNBC
Find NBC News on Facebook: http://nbcnews.to/LikeNBC
Follow NBC News on Twitter: http://nbcnews.to/FollowNBC
Get more of NBC News delivered to your inbox: nbcnews.com/newsletters

#CreditCards #PersonalFinance #Debt