SPOTIFY : https://open.spotify.com/album/3kIUmStYlCKTlM9eZmN1Nb?si=p53-ttS4S16U1PujS4tI1Q

ITUNES : https://music.apple.com/us/album/nevers-road/1477708731
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Witt Lowry :

SPOTIFY: https://open.spotify.com/artist/5ghnxpW47ojtLHHyTLdxdY?si=Mx9C4votRE67jc5KfrGzTQ

FACEBOOK: https://www.facebook.com/WittLowry
TWITTER: https://twitter.com/WittLowry
INSTAGRAM: https://instagram.com/WittLowry
SOUNDCLOUD: https://soundcloud.com/WittLowry

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Song produced by Dan Haynes & Dwilly :

Dan Haynes
TWITTER: https://www.twitter.com/danhaynesprod
SOUNDCLOUD: https://www.soundcloud.com/danhaynesprod
INSTAGRAM: https://www.instagram.com/danhaynesprod

Dwilly
SPOTIFY: https://open.spotify.com/artist/3XyvBNwsPBVhCXoYLNNQ84?si=v2ClCS9qTbe5Cc3q10U72A
INSTAGRAM: https://instagram.com/itsdwilly

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Dia Frampton :

SPOTIFY: https://open.spotify.com/artist/3ppkM4QtM781APpaX7H9t7?si=twGJ4dyrTiS04x08uAdjaQ
INSTAGRAM: https://instagram.com/diaframpton

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Mixed & Mastered by John Will : @iamjohnwill

Political Advocate, Angela Rye discusses the student loan debt crisis and how African American students are disproportionately impacted by schools, government aid and more. Watch as Rye is joined by guests in this BET News Town Hall, “Young, Gifted And Broke” #StudentLoanDebt #AngelaRye #IlhanOmar

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? HOW TO MAKE MONEY ON AMAZON – FREE eCOURSE: ?
? http://TheAmazonGPS.com ?

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SUPPORT MY WORK: https://www.patreon.com/themoneygps
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David Quintieri, author of The Money GPS book series, is here on the most active, most informative channel in the financial world. Day after day, breaking down the data and making it easy to understand.
#money #debt #invest

$100,000 Student Loan Debt And Driving Uber

Get a FREE customized plan for your money. It only takes 3 minutes!
http://bit.ly/2YTMuQM

Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj

Become a Channel Member today: https://www.youtube.com/channel/UC7eBNeDW1GQf2NJQ6G6gAxw/join

Welcome to The Dave Ramsey Show like you’ve never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

Best known as the author of Rich Dad Poor Dad—the #1 personal finance book of all time—Robert Kiyosaki has challenged and changed the way tens of millions of people around the world think about money. He is an entrepreneur, educator, and investor who believes that each of us has the power to makes changes in our lives, take control of our financial future, and live the rich life we deserve.

With perspectives on money and investing that often contradict conventional wisdom, Robert has earned an international reputation for straight talk, irreverence, and courage and has become a passionate and outspoken advocate for financial education.

Robert’s most recent books—Why the Rich Are Getting Richer and More Important Than Money—were published in the spring of this year to mark the 20th Anniversary of the 1997 release of Rich Dad Poor Dad. That book and its messages, viewed around the world as a classic in the personal finance arena, have stood the test of time. Why the Rich Are Getting Richer, released two decades after the international blockbuster bestseller Rich Dad Poor Dad, is positioned as Rich Dad Graduate School. Robert has also co-authored two books with Donald Trump, prior to his successful bid for the White House and election as President of the United States.

http://www.richdad.com

Facebook: @RobertKiyosaki
https://www.facebook.com/RobertKiyosaki/

Twitter: @TheRealKiyosaki
https://twitter.com/theRealKiyosaki

Instagram: @TheRealKiyosaki
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What would your life look like if you didn’t have any credit card payments? If you had a pile of money saved up in the bank? If you owned your stuff instead of it owning you?

You guys—that life is possible!

So, in the latest episode of The Rachel Cruze Show, I’m going to show you how to live debt free. You’ll learn:

• The number one proven method for getting out of debt
• How one couple dug their way out of almost $40,000 in credit card debt
• 10 ways to stay super motivated while getting out of debt

Resources (everything mentioned in this episode):

Show page: https://www.rachelcruze.com/show/how-to-pay-off-your-credit-card-debt-fast

Zander Insurance: http://bit.ly/2Pd6Nss

Churchill: http://bit.ly/2CiIJft

Financial Peace University: https://www.rachelcruze.com/store/product/financial-peace-university-class#in-progress=1

Contentment Journal: https://www.rachelcruze.com/store/product/the-contentment-journal

Documentary: Millennials & Debt – No Room to Maneuver. Canadian consumer debt has been a popular topic in the News over the past few years. Because of this we know Canadians are carrying more debt than ever, driving up the debt-to-income ratio. But what else is happening that we aren’t seeing?
At Hoyes Michalos & Associates, one of Canada’s largest personal insolvency firms, we focus solely on helping individuals restructure their debt through personal bankruptcy or a consumer proposal. As required by law, we gather a significant amount of information about each person who files with us. We examine this data to develop a profile of the average person who files for relief from their debt, we call this person “Joe Debtor.” We use this information to gain insight and knowledge as to why consumer insolvencies occur. In our 2018 study, we reviewed the details of more than 4,200 personal insolvencies in Ontario. This documentary focuses on what we believe to be the biggest, most interesting story that our study revealed; Millennials – The making of their debt and why they have no room to maneuver.

Full study at: https://www.hoyes.com/press/joe-debtor/

Find us on Facebook: https://www.facebook.com/310plan/

Find us on Instagram: https://www.instagram.com/hoyes_michalos/

Find us on Twitter: https://twitter.com/HoyesMichalos

Find us on Pinterest: https://www.pinterest.ca/debtfreein30/

Co-founders podcast: https://www.youtube.com/c/debtfreein30

What if all of this debt was canceled? This is what that would look like.

Become a Video Lab member! http://bit.ly/video-lab

Student loan debt has increased exponentially in the past few decades. So now, some Democratic presidential candidates propose canceling those debts — all $1.6 trillion of it. But is this a good idea? Who exactly does it benefit?

For more on student loan debt, read this Vox explainer on Elizabeth Warren’s plan: https://www.vox.com/2019/4/22/18509196/elizabeth-warren-debt-free-college

And this explainer on Bernie Sanders’s plan: https://www.vox.com/policy-and-politics/2019/6/23/18714615/bernie-sanders-free-college-for-all-2020-student-loan-debt

This piece explains why wonks don’t like Sanders’s plan: https://www.vox.com/policy-and-politics/2019/6/26/18760296/bernie-sanders-college-for-all-cancel-student-debt-warren

And to get a wider perspective on the whole debate, Matt Yglesias breaks it down: https://www.vox.com/2019/6/24/18677785/democrats-free-college-sanders-warren-biden

Subscribe to our channel! http://goo.gl/0bsAjO

Vox.com is a news website that helps you cut through the noise and understand what’s really driving the events in the headlines. Check out http://www.vox.com.

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Here is exactly how you can pay off debt fast, and how to save money as easily as possible – Enjoy! Add me on Instagram: GPStephan

Second Channel: https://www.youtube.com/channel/UCa-ckhlKL98F8YXKQ-BALiw

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We’re going to start this video off with some very scary statistics…you’ve been warned, I hope you’re sitting down…because this is getting out of hand:

FIRST: Understand EXACTLY what debt you have.
Make a list and write down ALL of your debt, and include the remaining balance owed and the current interest rate that your paying.

SECOND: Track all of your spending over the next 30 days
You need to figure out, DOWN TO THE PENNY, how much money is going IN your account each month – and then, how much is LEAVING IT

1. The first is Mint.com
2. My second recommendation that I’ve used is PersonalCapital.com
3. And third, you could also use a software called YouNeedABudget

The whole point of this is just to be aware of where your money is going, and from that, you can better figure out how to put best use to where it’s going.

THIRD: Make a NEED TO SPEND vs WANT TO SPEND LIST

Your “NEED TO SPEND” list might be the bare minimum food budget, your housing payment, your insurance payment, or anything else that’s absolutely ESSENTIAL.

Then, the other expense column will be your WANT TO SPEND…this could be anything else.

FOURTH: You need to REMOVE EVERYTHING you possibly can from your “WANT TO SPEND” category.
I also recommend, when doing this, that you consider SELLING some of the things you don’t need, or are costing you a ridiculous amount of money.

FIFTH: Look into debt consolidation
In addition to this, you could also look into getting a 0% interest credit card – and transferring the credit card balance to THAT card to save on the interest.

SIX: PAY OFF DEBT
The first method is called the SNOWBALL METHOD, popularized by the one and only…DAVE RAMSEY.
This method suggests that you pay off your smallest balance first, then slowly work up to your way up to the largest balance until it’s all paid off.

The next is called the avalanche method. Instead of arranging your debts by total balance, you arrange them from the highest interest rate first, to the lowest interest rate last. This ensures that you’re putting your money towards its best use, which will cost you the LEAST amount of money in the long term if you stick with it.

My recommendation is to check out the Vertex calculator…
https://www.vertex42.com/Calculators/debt-reduction-calculator.html

SEVENTH: Pick up a side hustle
Sorry to be super obvious here, but if you literally don’t make enough – it doesn’t matter how much you save, you need to make more money.

And with all of this, YOU MUST DO ALL OF THIS CONSISTENTLY!

For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com

Student debt has reached an all-time high in the U.S., and it’s not just millennials who are struggling.

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Trevor Noah and The World’s Fakest News Team tackle the biggest stories in news, politics and pop culture.

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