Hey Guys!

In today’s video, I am setting up my 2019 #DebtSnowball in my 2019 Budget Happy Planner. I’m excited that we have paid off over $25,000 in credit card debt but since then I’ve gotten pretty relaxed. it’s time to get the ball rolling again!

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In this video, I share 6 things I gave up to get out of debt. DISCLAIMER: I am NOT debt free yet. This video shares the choices I’ve made to stay focused on getting out of debt. These are things I don’t buy to save money and get rid of debt.

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If you have any questions or requests please leave them in the comment section. I hope you all enjoyed this talk through budget report card. Please Subscribe and Like!!

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WATCH MY FINANCIAL PEACE JOURNEY FROM THE BEGINNING

How I Fell Back into $208,453.27 Debt (Part 1) // https://youtu.be/XSgBkYc7egw

How I Fell Back into $208,453.27 Debt (Part 2) // https://youtu.be/T5i8XOg9oz8

My First Budget OCT. 2017// https://youtu.be/6j17gNRXtxo

My 2018 Financial Goals // https://youtu.be/kYzxM1DroKw

My Debt Snowball Update – March 2018 // https://youtu.be/FBA0uLCca_I

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Disclaimer: Honesty is awesome, so I share numbers and dollars in this post. I trust you’ll honor my honesty. Just so we’re clear, everything filmed here is based on my personal experiences + opinions. Not everything I say here will work for you, but I have faith that you’ll take the information presented and apply some of it to your own finances in a new and creative way.

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BAKU – America’s national debt is the largest binding obligation of the federal government. At an outstanding sum of 21,4 trillion USD, it’s also the largest sovereign debt in the world and greater than what the country produces in a whole year. No single event facilitated this amount, and even though debt has been a part of American history since its foundation, nearly the entire net sum was only accumulated in the last three decades.

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This week marks a decade since the collapse of the US investment bank Lehman Brothers triggered the worst global financial crisis since the Great Depression.
What became known as the Global Financial Crisis saw banks collapse and even whole countries teeter on the brink of insolvency.
While much of the world fell into prolonged recession, Australia’s economy narrowly avoided that fate – but 10 years on, many individual Australians are still paying the price.
Now, there are new warnings from financial insiders that the global economy could be even more vulnerable to a repeat meltdown.

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What would happen to the US if it paid off its debt?

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Canadians are positively swimming in debt. More than $2 trillion, in fact, according to the latest numbers from the Bank of Canada. That’s up by almost four per cent in the past year, despite repeated dire warnings from economists, policy-makers and central bankers.

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Christmas is in TWO MONTHS! Get our FREE guide and we’ll show you how to save $1,000 https://bit.ly/2CHz2tu

How about you see what coverage you need for your life stage and then shop it all at once? Do it here: https://goo.gl/kQGT5B

Our rental house got trashed! https://www.youtube.com/watch?v=m6ETbjLqIps

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In this video I share some extreme money saving tips that helped us to pay off debt and maintain a debt-free lifestyle that brings us so much freedom!

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?FRUGAL HAUL?https://www.youtube.com/watch?v=ISMCHoSnNmE&t=5s
?KITCHEN TOUR?https://www.youtube.com/watch?v=WBb0OqMLZe0&t=2s
?LIVING ROOM?https://www.youtube.com/watch?v=hc6umRe-Km0&t=263s
?SAVE MONEY ON GROCERIES?https://www.youtube.com/watch?v=d3n_OgqwyGI&t=25s
?SAVE MONEY FREEZING FOOD? https://www.youtube.com/watch?v=KAXMA6TZLrA&t=1s
?FRUGAL HOUSEHOLD HACKS ?https://www.youtube.com/watch?v=7lHTIipFdzQ&t=1s
?COSTCO HAUL + TIPS?https://www.youtube.com/watch?v=sdSwuuIO_io&t=3s
?COSTCO HAUL + TIPS?https://www.youtube.com/watch?v=hYHmNPFVpa4

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STORYTIME ON MY DEBT JOURNEY: How I got into it and how I got myself out of it. I talk a lot on here about luxury fashion and lifestyle including brands we all love here – from Chanel to Dior. But with such things comes the need to be able to pay for them. Social media has so many amazing positives, but it also encourages us all to put our best face forward! To show the fruits of our labor and not the labor itself! Debt is a real cause for concern and SO often it’s a taboo subject, one that no one wants to admit to or talk about. My debt started when I enrolled in university. Combination of me being very immature and inexperienced in terms of managing a budget that needed to cover rent/food/books…. AND, the need to still hold-down a social life at university, which meant joining peers when everyone went out in the evenings, to the cinema, shopping etc.
I didn’t tell anyone about my debt because I was frightened, I didn’t want a lecture (I already knew I was a fool for getting myself into it!) and I was embarrassed. Debt affects most of us at some point in our lives; whether it’s credit cards or a mortgage – but the debt spiral can be a hole that is near impossible to get out of. In this I tell you how my debt started with me wanting a packet of free coloring pencils (don’t ask), it then got so big that my salary wouldn’t cover the minimum payments. BUT, I dug my way out of it!! I want to share with you how I did that and let you know, you’re not alone and there is light at the end of the tunnel!

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Please check out my friend Saima’s website & Instagram, she can do amazing things with crystals!! 😀
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———// WHAT I WORE //——–

PINK TWEED JACKET
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LASHES (Designed for subtle day wear, up to 3 months wear)
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// DISCLAIMER
This is not a sponsored video.

Some links to products are affiliate, I try and link to the exact item where possible but if it’s sold out, I will link to the closest similar item.

Thank you to my lovely subscribers for watching and for your support, it is valued and appreciated more than you can imagine.

Climbing out of debt can feel overwhelming and costly. That’s why it’s important to understand your options and choose a debt payoff plan that’s right for you.