Debt Free: How to Get Out of Debt Fast

If you are tired of the stress and financial pressure of being in debt, then this book is for you.

When you start applying the strategies outlined in this life-changing e-book, you will literaly the power* that comes from being in charge of your financial life!

You can get out of debt FAST…once you know how:

Step by step plan to get out of debt fastThe secrets about interest rates the banks don’t what you to nowHow to decrease interest rates!Developing a wealthy money minsetGreat resources to keep you organized, on track and accountable!

Your debt is holding you hostage..You NEED to become DEBT FREE. Get out of debt fast using this step by step system!

Life & Debt is not your typical “get debt free” book. It’s about learning to love and embrace your debt because in today’s world, it is practically impossible to be debt free. Life & Debt is not about teaching life without debt, or to be free of debt, but learning to live with debt and embracing it to the extent that you manage it and take on debt that makes sense for your life. The key lesson from the book is learning to love your debt is one of the first steps of being able to properly manage it. For anyone who wants to live their life with debt happily – college students, grads, parents, grandparents, and those on fixed incomes, business owners and heads of households – the concepts can be fit into any lifestyle on different levels from basic income to complicated budgets. Also suitable for people going through life transitions (marriage, divorce, widow, retirement), as well as most of the middle class who are struggling to keep up with the Joneses.

Win the IRS Game: A Step by Step guide to negotiating your IRS tax debt is a comprehensive step by step guide through the minefield that is tax debt. Amanda takes you by the hand and leads you the whole way. From the smallest debt to even those that seem impossible to manage. This book is for the every day person that finds themselves owing the IRS money and is determined to handle it on their own. Amanda breaks the whole process down from the beginning with common IRS notices, to the end of the negotiating process. She completely explains the IRS jargon and what each form is that you will need.

The papers included in this volume represent the most current research and knowledge available about student loans and repayment. It serves as a valuable reference for researchers and policymakers who seek a deeper understanding of how, why, and which students borrow for their postsecondary education; how this borrowing may affect later decisions; and what measures can help borrowers repay their loans successfully.

I was happy in my small town. In my life as a single, thirty-two year old woman. I had a good job, wonderful friends, my independence. I also hadn’t got laid in three years. Hadn’t been on a date in two. Had stopped counting calories and wearing makeup… a while ago. Then Brett Jacobs waltzed in. Caressed my thigh, dug rough fingers into my hair, lowered his soft mouth to my skin, took sexual control of my mind and stirred it all around with what he packed in his pants. He flipped my quiet life upside down and crawled into a place in my heart I thought was dead. The issue is his secret. The issue is her. The issue is that I don’t even know she exists, and he thinks she’s dead. The issue is that shit is about to hit the fan and I can’t hold on to him tight enough.

Are you ready for a plan that really works? Let Debt-Free & Wealthy change YOUR life With down to earth ideas and steps for living a Debt-Free life one dollar at a time. Regardless of age or income, whether you have debt or no debt, this book provides the financial answers that you have been looking for. Kelly Brantley knows what it is like to be swamped by debt – and how freeing it is to live debt-free. The plan she developed has helped thousands of people pay off millions in debt, and she shares it here. This book will: • Help you stop drowning in debt and start building wealth. • Show you how to pay off student loans and credit card debt. • Remind you of God’s love and guidance as you work your way through the challenges of money, relationships and life. Also, there are discussion questions in the back that can be used in a 6 week class, small group or bible study. Don’t delay – Put your financial plan together by ordering Debt-Free & Wealthy today!

#MoneyChat THE BOOK is a how to handbook that fills the gap between the financial information we all need and how we really live our financial lives. Written simply and with a sense of humor, author and financial coach Dorethia Conner Kelly explains financial terminology and complex financial concepts in easy-to-understand language. #MoneyChat THE BOOK teaches you: • How to not just create a budget but prioritize one • How to create an emergency fund when there’s no money left over • How to save toward college in under 10 years • Why you should invest and where to begin • How to come up with extra money when you need it without patronizing a payday-type loan establishment • The best place to put your savings If you’ve ever read a personal finance book and nothing changed in your financial life, it’s because the application of everything you were reading about was missing. This book is that missing link. Get ready to change your #MoneyChat!

Before you can control your finances, save money, and get out of debt, you must first understand your spending habits. Sounds simple, right? But for most people it is not, because budgets are based on complicated monthly spending habits, which can be overwhelming, causing people to give up.

Now, there’s a different way that will revolutionize the way you look at personal finance. In an incredibly easy, comprehensible way, The Dollar Code shows you how to break down spending in order to pay off debt and achieve financial freedom–no matter how many other methods have failed you in the past.

Jason R. Hastie’s method is based on the principle of living within your means, but what makes it different is that it gives you just one number to remember—your own personal “Daily Digit”—the amount of money you can freely spend each day without going into debt. This one number is the key to financial freedom because it makes spending easy to understand, and when you understand spending, you can control it.  

Who will benefit from reading and applying The Dollar Code? Everyone who has ever identified with one or more of these statements: I can’t understand why I don’t have enough money at the end of the week.

I’ve tried budgeting and failed because it was too complicated. I feel out of control of my finances. I get depressed about not having enough money. I have too much debt and feel like the world is caving in. I feel constantly bombarded by unexpected fees and expenses.

Not only does Hastie’s Dollar Code put those statements to rest, it also addresses a broad range of issues and scenarios that sometimes catch us off guard and, if we’re not careful, throw us into a tailspin. Hastie also tackles head-on issues such as the benefits and pitfalls of credit cards, emergency funds, saving for the future, and “the fun bucket.” His handy “twenty tips” and worksheets at the back of the book make applying the dollar code even easier and, once you unlock your code, you’ll understand why it is the one and only number you need to achieve financial freedom.  Really—it’s that simple . . . and fun!

4: The Principles of a Debt-Free Life is the story of one couple’s journey out of credit card debt and what they learned is necessary for anyone seeking financial independence. While most books about personal finance focus on anecdotes and parental-style dos and don’ts, 4 focuses on the personal stories of the authors and the principles they learned that got them out of $51,000 worth of credit card debt. Adding a twist, the authors had a combined tenure in financial services of 21 years. Using their education, professional and personal experience they provide a roadmap for anyone seeking financial freedom.

We have all read headlines featuring a fortunate college-bound student who has received $100,000 or more in scholarship awards. Assuming that the scholarships were renewable annually, this amount could easily pay for four years of college at any American college or university. However, these success stories are the exception, not the rule. They are aberrations among the pool of millions of aspiring college students who submit scholarship applications to the hundreds of companies, foundations and non-profit groups that offer them. The reality is a much different, and sobering, picture. According to the 2014 edition of Peterson’s Scholarships, Grants and Prizes, nearly every student who earns a four-year degree graduates with student loan debt, which currently averages about $23,300. 101 Scholarship Applications: What It Takes to Obtain a Debt-Free College Education was written specifically to address the issue of college loan debt, and help students and their parents identify scholarship opportunities, as well as develop strategies for submitting applications and winning awards. This book’s author, Gwen Richardson, is a parent who spent nearly two years carefully researching scholarship sources for her teenage daughter, who entered college debt-free as a freshman. The highlight of this book is a comprehensive listing of more than 200 scholarship sources, including award amounts, eligibility requirements and direct web site links. All sources have been vetted and researched for accuracy.