Chile is widely known as the first experiment in neoliberalism in Latin America, carried out and made possible through state violence. Since the beginning of the transition in 1990, the state has pursued a national project of reconciliation construed as debts owed to the population. The state owed a ?social debt” to the poor accrued through inequalities generated by economic liberalization, while society owed a ?moral debt” to the victims of human rights violations. Life in Debt invites us into lives and world of a poor urban neighborhood in Santiago. Tracing relations and lives between 1999 and 2010, Clara Han explores how the moral and political subjects imagined and asserted by poverty and mental health policies and reparations for human rights violations are refracted through relational modes and their boundaries. Attending to intimate scenes and neighborhood life, Han reveals the force of relations in the making of selves in a world in which unstable work patterns, illness, and pervasive economic indebtedness are aspects of everyday life. Lucidly written, Life in Debt provides a unique meditation on both the past inhabiting actual life conditions but also on the difficulties of obligation and achievements of responsiveness.

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With the economy reeling in the wake of the recent recession, many people are experiencing such financial challenges as credit card debt, downsizing, dead-end jobs, and inadequate or depleted savings. With these challenges come others as well. Recent studies confirm that more than half of all divorces are the result of financial pressures at home. And spiritually, many people are struggling to maintain a biblical perspective amidst the constant tug of materialism. But there is hope. The Bible has a lot to say about money. In fact, the Bible is a veritable blueprint for managing your finances. In Your Money Counts, trusted financial expert Howard Dayton shows you how to manage your personal finances in a highly practical, biblically-based way.

Recent movements such as the Tea Party and anti-tax “constitutional conservatism” lay claim to the finance and taxation ideas of America’s founders, but how much do we really know about the dramatic clashes over finance and economics that marked the founding of America? Dissenting from both right-wing claims and certain liberal preconceptions, Founding Finance brings to life the violent conflicts over economics, class, and finance that played directly, and in many ways ironically, into the hardball politics of forming the nation and ratifying the Constitution—conflicts that still continue to affect our politics, legislation, and debate today.

Mixing lively narrative with fresh views of America’s founders, William Hogeland offers a new perspective on America’s economic infancy: foreclosure crises that make our current one look mild; investment bubbles in land and securities that drove rich men to high-risk borrowing and mad displays of ostentation before dropping them into debtors’ prisons; depressions longer and deeper than the great one of the twentieth century; crony mercantilism, war profiteering, and government corruption that undermine any nostalgia for a virtuous early republic; and predatory lending of scarce cash at exorbitant, unregulated rates, which forced people into bankruptcy, landlessness, and working in the factories and on the commercial farms of their creditors. This story exposes and corrects a perpetual historical denial—by movements across the political spectrum—of America’s all-important founding economic clashes, a denial that weakens and cheapens public discourse on American finance just when we need it most.

A helpful guide for CFO’s and bankers alike, this book demystifies the contents of a typical corporate loan agreement and helps make the entire loan process easier to deal with. The book outlines the steps involved in getting a loan and explains – in plain and easy-to-understand language – what the terms of the loan agreement mean. CFO’s will learn which terms in the agreement could create problems for the company and how to take steps to prevent that. And corporate borrowers and lenders alike will gain a better understanding of the steps involved in preparing to close the deal and how to make it all go smoothly.

Reduce your debts, save your property — and start over!
Are you considering Chapter 13 bankruptcy? Use this plain-English guide to decide if Chapter 13 is right for you and to learn how to keep valuable property and discharge your unsecured debts.
Chapter 13 legal concepts, procedures, and monetary calculations can be tricky. Nolo’s Chapter 13 Bankruptcy breaks down the Chapter 13 process and provides clear explanations of the law so you can:
. consider non bankruptcy alternatives
. decide which is better for you — Chapter 7 or Chapter 13
. determine if you qualify for Chapter 13
. understand bankruptcy’s automatic stay
. learn how Chapter 13 can help avoid foreclosure
. find out if you can reduce your car loan balance, or the balance on other secured debts
. determine if you can strip second mortgages or home equity lines from your home
. calculate (with forms and step-by-step instructions) whether you have enough income to propose a repayment plan that will meet legal requirements
. calculate the amount of your monthly plan payment
. find and work effectively with an excellent lawyer, and
. rebuild your credit after bankruptcy
This newest edition includes new information on hiring and working with a lawyer, recent U.S. Supreme Court and other federal court decisions interpreting bankruptcy law, the latest bankruptcy exemption laws in your state, and recent IRS standard expense amounts (which play a role in plan payments).
If you are considering or have decided to file Chapter 13 bankruptcy, Nolo’s Chapter 13 Bankruptcy is the essential guide you need to understand the procedures and law.
Please note: This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. For Chapter 7 bankruptcy, see Nolo’s  How to File for Chapter 7 Bankruptcy. If you own your own business and are considering Chapter 7 bankruptcy, see Nolo’s Bankruptcy for Small Business Owners.

Inside the engine-room of China’s economic growth—the China Development Bank

Anyone wanting a primer on the secret of China’s economic success need look no further than China Development Bank (CDB)—which has displaced the World Bank as the world’s biggest development bank, lending billions to countries around the globe to further Chinese policy goals. In China’s Superbank, Bloomberg authors Michael Forsythe and Henry Sanderson outline how the bank is at the center of China’s domestic economic growth and how it is helping to expand China’s influence in strategically important overseas markets.

100 percent owned by the Chinese government, the CDB holds the key to understanding the inner workings of China’s state-led economic development model, and its most glaring flaws. The bank is at the center of the country’s efforts to build a world-class network of highways, railroads, and power grids, pioneering a lending scheme to local governments that threatens to spawn trillions of yuan in bad loans. It is doling out credit lines by the billions to Chinese solar and wind power makers, threatening to bury global competitors with a flood of cheap products. Another $45 billion in credit has been given to the country’s two biggest telecom equipment makers who are using the money to win contracts around the globe, helping fulfill the goal of China’s leaders for its leading companies to “go global.”

Bringing the story of China Development Bank to life by crisscrossing China to investigate the quality of its loans, China’s Superbank travels the globe, from Africa, where its China-Africa fund is displacing Western lenders in a battle for influence, to the oil fields of Venezuela.

Offers a fascinating insight into the China Development Bank (CDB), the driver of China’s rapid economic developmentTravels the globe to show how the CDB is helping Chinese businesses “go global”Written by two respected reporters at Bloomberg News

As China’s influence continues to grow around the world, many people are asking how far it will extend. China’s Superbank addresses these vital questions, looking at the institution at the heart of this growth.

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“Lindsay’s delight in imaginary and unknown worlds, her compulsion to write exactly what she doesn’t know, removes her poems completely from the tired confessional anecdotalism of so much narrative poetry.”—Poetry

“Sarah Lindsay’s niche in contemporary poetry might be likened to that of Joseph Cornell’s in modern art. Anything might turn up in a Cornell box: a stuffed bird, images snipped from old engravings, dice, corks, a broken watch–anything. Like Cornell, Lindsay also creates tiny, complete worlds that operate according to their own particular laws.”—Parnassus

In her fourth collection of poetry, National Book Award finalist and Lannan Fellowship winner Sarah Lindsay presents a lyric menagerie of bizarrely imagined personae and historic figures revealing their long-held secrets, alongside surprising scientific subjects and discoveries layered into quirky, dark-edged, sometimes macabre, always intimate and graceful poems. Imbued with a buoying sense of respect for the different, the unexpected, and the challenging, Lindsay’s poems are alive with wonder.

And when asked the obvious question about the title, you can say, “A ‘bone-eating snotflower’ is the inelegant slang for the worm-like creature, Osedax mucofloris, that feeds on the carcasses of minke whales in the North Sea.”

From “Without Warning”:

Elizabeth Bishop leaned on a table, it cracked,both fell to the floor. A gesturegone sadly awry. This was close to factand quickly became symbolic, bound to occurin Florida, where she was surroundedby rotting abundance and greedy insects. One moment a laughing smile, a graceful handalighting on solid furniture, a casual shift of weight, the next, undignified splayed legs. The shell of the tableproved to be stuffed with termite eggs . . .

Sarah Lindsay graduated from St. Olaf College and holds a MFA from UNC Greensboro. Her first book of poetry, Primate Behavior, was a finalist for the National Book Award. She currently works as a copy editor for Pace Communications, and lives in Greensboro, North Carolina.

Winner of the Margaret Mead Award of the Society for Applied Anthropology

The farm crisis of the 1980s was the worst economic disaster to strike rural America since the Depression—thousands of farmers lost their land and homes, irrevocably altering their communities and, as Kathryn Marie Dudley shows, giving rise to devastating social trauma that continues to affect farmers today. Through interviews with residents of an agricultural county in western Minnesota, Dudley provides an incisive account of the moral dynamics of loss, dislocation, capitalism, and solidarity in farming communities.

Carlos and Dena McPhereson are a couple whose love is only matched by the enormity of secrets existing between them. Those secrets are ones Dena Ramsey McPhereson never intended to share with her husband. The plan however is reworked when a visit from former acquaintances puts Dena in the unimaginable position of having to choose between protecting family and losing the man she loves. Carlos McPhereson has no intentions of letting that happen. He’d waited a lifetime for Dena. Not only had he waited- he’d observed, tracked those he felt responsible for taking her from him. He’d allowed his wife to believe he had no real clue of the events that had filled her years, until the time comes when the full truth can no longer be avoided. Now will be the moments for revelations. Revelations that will reveal the path towards the final acts in a dramatic and deadly menagerie that some will not survive.

EXPLODING THE MYTHS ABOUT MONEY Our money system is not what we have been led to believe. The creation of money has been “privatized,” or taken over by a private money cartel. Except for coins, all of our money is now created as loans advanced by private banking institutions — including the private Federal Reserve. Banks create the principal but not the interest to service their loans. To find the interest, new loans must continually be taken out, expanding the money supply, inflating prices — and robbing you of the value of your money. Web of Debt unravels the deception and presents a crystal clear picture of the financial abyss towards which we are heading. Then it explores a workable alternative, one that was tested in colonial America and is grounded in the best of American economic thought, including the writings of Benjamin Franklin, Thomas Jefferson and Abraham Lincoln. If you care about financial security, your own or the nation’s, you should read this book.

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