Dive into the differing perspectives as Graham Stephen discusses Dave Ramsey’s stance on debt consolidation!
Credit: @TheIcedCoffeeHour @CalebHammer
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The problem isn't that much that golden visas increase real estate price. Quite not, they are a small number of sales. The problem is that Europe has become a retirement home or a vacation place only. Not a serious place anymore. I left years ago
You're saving more than 15%. The APR compounds hard.
Is it was a mathematical problem, you're correct, but this is a behavior problem. Like 9/10 people who do this, don't correct their habits, run the credit cards up, and essentially double their debt instead of going through the pain, and learning to break the habits and behaviors that lead to the innital problem.