Today I’m going through my student loan debt pay off strategy and kicking off my debt free journey. I’ll be looking at the exact amounts I owe in student loans, why I want to pay them off now, and how I am using my annual budget to determine how much I can realistically pay each month while still saving for my financial goals and unexpected expenses. Finally, we end with making my first payment.

Thank you for watching. If you enjoyed this video and would like to see more content like this, consider liking the video and subscribing to follow my financial freedom journey.

Resources / Links Mentioned
Try YNAB 34 Days Free! https://ynab.com/referral/?ref=NGjR9aw384rLUfFn
If you would like, you can support my channel by buying me a Coffee. Any support will go towards paying off my student loans buymeacoffee.com/averysmoneymoves
Follow me on instagram: https://www.instagram.com/averys.money.moves
Email Inquiries: averysmoneymoves@gmail.com

Videos / Channels Mentioned:
My New Budget for 2025: https://youtu.be/z8ESackGTU4?si=C1ky6oM4bcW8DLIQ
https://www.youtube.com/@laurensmoneymindset Budget Spreadsheet: https://www.etsy.com/listing/1031721868/budget-spreadsheet?click_key=c2c52960388acf4c0598098de1c63e60adbda5f2%3A1031721868&click_sum=140bfb16&ref=shop_home_active_7

Chapters:
Intro: 0:00
How much I owe + Why pay off my loans now?: 1:04
Using my annual budget to determine the amount I can pay each month: 8:11
Making a payment!!: 23:11

A little about me:
My name is Avery, I’m 26 years old and I live in Ohio. I make a gross salary of $60k a year and have $18.5k in student loan debt. My channel is all about my financial freedom journey, going from a low income childhood to a (hopefully) financially prosperous adulthood.

tags:
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Pros and Cons of Debt Relief & Settlement

#debtconsolidation #debtfree #licensedinsolvencytrustee

These companies appear in Canada every few years, usually during a recession. Many of them originate from the U.S.

They’ll spend money on huge advertising campaigns, take people’s money and then go out of business before leaving Canada.

Personal finance expert Seth Godwin explains how these companies operate.

This is video four in a four part series that explains farm debt mediation in NSW. This video discusses the role of the mediator, how parties can mediate effectively, and the types of agreements that might be negotiated during the mediation. It also explains the next steps after a satisfactory mediation, including the certificate issued and appeal mechanisms. More information is available from the NSW Rural Assistance Authority’s website (https://www.raa.nsw.gov.au/) or a NSW Rural Financial Counsellor.

Debt review, debit counselling, how to reduce your debts, debt reduction,

i return to osrs

socials:
https://www.twitch.tv/gunschilli (watch me live)
https://www.twitter.com/gunschilli (read my poop)

Nintendo music used:
(pastebin coming soon)

Other Music used:

Bang Bang – Nancy Sinatra (cover by Alexa Melo)
https://www.youtube.com/watch?v=QYp5hUAo7XM
www.alexamelo.com

Rivals – Hallmore (psy trance song)

Shout out to my friends at Scuff Unit

Thank you to my Patrons:
Squeezy
Seven Kris
Manolo Ramos
Dan Branch
iTwiist TV
Kyle Stevenson
Corey A
Complextro
sktwisted
Vallun

Upstart Loan Review, Personal loans, Debt Consolidation, Loan Requirements,Credit Score, Loans from $1,000 up to $50,000 , 7.46% APR, 3-5 yr terms

https://www.upstart.com/

Upstart Is a company that offers many loans at low interest rates for its customers. They offer Credit card Consolidation Loans, Moving Loans, Debt Consolidation Loans, Wedding Loans, Home Improvement Loans, and Medical loans. If you are approved you can receive your loan in 1 business day. There are low rates, set up automated monthly payments, and there’s no penalty for paying off your loan early.

Upstart offers next business day lending, lower rates than most credit cards,and no prepayment penalty.

Upstart borrowers must have a minimum FICO or VANTAGE score of 620 as reported by a consumer reporting agency.

Upstart will check your Debt to income ratio, and you must have no bankruptcies, no currently delinquent accounts, & fewer than 6 inquiries in the last 6 months.

#UpstartLoans

The Debt Consolidation Myths Are Revealed – by Rick Sorrentino, Senior Account Executive at Golden Financial Services. Mr. Sorrentino provides insight on debt consolidation loans, that could save you thousands of dollars down the road, and help you to avoid making one of the worst decisions in your life. That’s not to say a debt consolidation loan to payoff debt, can’t be a great solution, but this video will teach you how to properly evaluate the decision on when to get a consolidation loan or when not to! Watch this video as Rick Sorrentino drives to work at Golden Financial Services for the day! I guess you can call this Rick’s warm-up, as he gets ready to assist consumers all day with their debts! Want to learn more about debt consolidation and how it works? visit us online at: https://nomorecreditcards.com/debt-consolidation/bad-credit-debt-consolidation-hardship-program/

Focused and dedicated in resolving over-indebted consumers’ debt problems for over 12 years.
Protect your consumer rights!

#MadeWithRipl via ripl.com