Christmas may be the most wonderful time of the year, but it’s also one of the most stressful–and most expensive. Expectations run high and it’s tempting to whip out the credit cards to create the perfect Christmas for your family, with lavish meals, new decorations, and the latest, greatest gadgets and fashions for everyone on your Christmas gift list. But you don’t have to overspend or go into debt to have a fabulous holiday.

Financial expert Mary Hunt shows readers how. She helps readers assess their financial situation, commit to no new debt, and think creatively about their gift list. With Mary’s guidance, readers will identify what has caused them to overspend in the past and approach this Christmas with a plan and a new attitude toward holiday spending. This just might be the best gift you can give yourself and your family. This book is an updated edition of Debt-Proof the Holidays.

Jack Ryan, the new president’s National Security Adviser, sees the problems of peace fully as complex as those of war. Enemies have become friends, friends enemies, and even the form of conflict has changed.

When one of the new enemies prepares to strike not only American territory but the heart of its economy, Ryan, with the help of CIA officers John Clark and Domingo Chavez, must prepare an untested president to meet the challenge. But how? For there is a debt of honor to be paid — and the price will be terrifyingly high.Razio Yamata is one of Japan’s most influential industrialists, and part of a relatively small group of authority who wield tremendous authority in the Pacific Rim’s economic powerhouse. He has devised a plan to cripple the American greatness, humble the U.S. military, and elevate Japan to a position of dominance on the world stage. Yamata’s motivation lies in his desire to pay off a Debt of Honor to his parents and to the country he feels is responsible for their deaths: America. All he needs is a catalyst to set his plan in motion. When the faulty gas tank on one Tennessee family’s car leads to their fiery death, an opportunistic U.S. congressman uses the occasion to rush a new trade law through the system. The law is designed to squeeze Japan economically. Instead, it provides Yamata with the leverage he needs to put his plan into action. As Yamata’s plan begins to unfold, it becomes clear to the world that someone is launching a fully integrated operation against the United States. There’s only one man to find out who the culprit is: Jack Ryan, the new president’s National Security Advisor.

Every novel by Tom Clancy has been “a jaw-tightener and a nail-biter of the first order,” as the San Diego Union described Without Remorse. But Debt of Honor surpasses them all, with Jack Ryan facing his greatest challenge-against a periil that may become all too real. Debt of Honor is Tom Clancy’s most timely and gripping novel yet. Filled with the exceptional realism and intricate plotting that are his hallmarks, it attests to the world of the St. Louis Post-Dispatch: “The man can tell a story.”

When you want to change your lifestyle entirely, you need to have enough motivation but you also need to have knowledge about the lifestyle that you are adopting. Many people who want to live in an RV full-time fail to find a balance in their lives which make that living pleasurable, while others can live the dream and learn to compromise on comforts for the sake of freedom. They wake up in the mornings to feel that they have breathed fresh air. They see different scenery every morning if they so wish. What you need to know before joining them is whether you’re cut out for the lifestyle and what differences there are between living in a conventional home and living in an RV. This book bridges that gap in your knowledge, and although you may choose to save a fortune by staying at home, you may also choose the lesser travelled road and discover the benefits of living in an RV. Both lifestyles, either in an RV or a home, have their pros and cons. Many who choose the RV lifestyle find that adapting their lives comes naturally. It takes a unique and free spirited person to compromise on the luxuries of home living in favor of the adventurous lifestyle offered by RV living, though many do. Once you weigh the pros and cons, you can make the choice wisely, and that’s what this book is all about. The book will appeal to the free spirited who seek something more than merely surviving month to month oppressed by mortgage payments and housing taxes. Both have benefits, though those who live the life they choose, rather than the life chosen for them by responsibility, find that RV life tests their personal boundaries and skills freeing up their lives to live beyond the grid. Journey with us and learn if living in an RV will suit you, and be prepared for the journey of your life.

Originally conceived as part of a unifying vision for Europe, the euro is now viewed as a millstone around the neck of a continent crippled by vast debts, sluggish economies, and growing populist dissent. In Europe’s Orphan, leading economic commentator Martin Sandbu presents a compelling defense of the euro. He argues that rather than blaming the euro for the political and economic failures in Europe since the global financial crisis, the responsibility lies firmly on the authorities of the eurozone and its member countries. The eurozone’s self-inflicted financial calamities and economic decline resulted from a toxic cocktail of unforced policy errors by bankers, politicians, and bureaucrats; the unhealthy coziness between finance and governments; and, above all, an extreme unwillingness to restructure debt.

Sandbu traces the origins of monetary union back to the desire for greater European unity after the Second World War. But the euro’s creation coincided with a credit bubble that governments chose not to rein in. Once the crisis hit, a battle of both ideas and interests led to the failure to aggressively restructure sovereign and bank debt. Ideologically informed choices set in motion dynamics that encouraged more economic mistakes and heightened political tensions within the eurozone. Sandbu concludes that the prevailing view that monetary union can only work with fiscal and political union is wrong and dangerous–and risks sending the continent into further political paralysis and economic stagnation.

Contending that the euro has been wrongfully scapegoated for the eurozone’s troubles, Europe’s Orphan charts what actually must be done for the continent to achieve an economic and political recovery.

This book is specifically designed for 8th through 10th graders who want to have a successful high school experience that leads to success in college and ultimately getting a job. It can be equally helpful for older high school students and college freshman, although they will have some catching up to do. Are you struggling with high school or confused and wondering how you should approach and pay for college? This book guides you through high school strategies to prepare for college. It leads you through the right way to survive college without borrowing money while getting prepared for a real-world career and actually getting a job in your field once you graduate. The advice in this book is based on 30 years of business experience and experiences teaching and coaching over 2,000 high school students. The advice is real world… what’s going to happen when someone is paying you rather than when you are paying them. Let the ideas in this book help you to focus your efforts and make decisions that will lead to an exciting career that makes sense for you. All of this all without incurring massive college debts that control your life decisions and restrict your choices!

“We’ve got gypsies!” Old Grimsy, Marsden-Lacey’s cantankerous town gossip, warns the patrons of The Traveller’s Inn one golden autumn afternoon. Soon, the quaint Yorkshire village is playing host to a family of exotic Romanis, three colorful narrowboats, and a rough bunch of Russian mafiosos who’ll stop at nothing to get their hands on a royal treasure lost to time. Martha Littleword and Helen Ryes find themselves up two their necks in chasing mobsters, running from Russians, inciting ghostly visitations and wreaking havoc in their love lives. Chief Johns has his work cut out for him keeping the villagers from rioting, corralling two adventure loving Southern girls and investigating the frightful deaths of two innocent women who knew too much. For good measure, Martha and Helen will throw in some sassiness, mix well with laughter, and add three heaping helpings of love from two cats and one fearless canine hero, Amos. It’s mystery and high jinks that only two Southern women, can pull off with fun, flair and the occasional bowl of jambalaya served cajun style.

In the 1970s and 1980s the countries of Latin America dealt with their similar debt problems in very different ways–ranging from militantly market-oriented approaches to massive state intervention in their economies–while their political systems headed toward either democracy or authoritarianism. Applying the tools of modern political economy to a developing-country context, Jeffry Frieden analyzes the different patterns of national economic and political behavior that arose in Argentina, Brazil, Chile, Mexico, and Venezuela. This book will be useful to those interested in comparative politics, international studies, development studies, and political economy more generally. “Jeffry Frieden weaves together a powerful theoretical framework with comparative case studies of the region’s five largest debtor states. The result is the most insightful analysis to date of how the interplay between politics and economics in post-war Latin America set the stage for the dramatic events of the 1980s.”–Carol Wise, Center for Politics and Policy, Claremont Graduate School

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Sally was drowning in debt, the type of debt with no way out. Her naivety and kind nature had led to her being taken advantage of at every turn. The lawyer for the card company added to her debt before pursuing her. He had his own secrets and issues, but he made her heart race and her body respond. Should she choose him, or his bitter rival, a complex and fascinating man who’d take great delight in breaking up her burgeoning romance, convincing Sally he was the better man? She had to learn the hard way that rich men are ruthless, play in their world at your own risk. Which one is a Knight in shining armour and which one is the Devil incarnate?

AMIDST THE WRECKAGE OF FINANCIAL RUIN, PEOPLE ARE LEFT PUZZLING ABOUT HOW IT HAPPENED. WHERE DID ALL THE PROBLEMS BEGIN?

For the answer, Jack Cashill, a journalist as shrewd as he is seasoned, looks past the headlines and deep into pages of history and comes back with the goods. From Plato to payday loans, from Aristotle to AIG, from Shakespeare to the Salomon Brothers, from the Medici to Bernie Madoff?in Popes and Bankers Jack Cashill unfurls a fascinating story of credit and debt, usury and “the sordid love of gain.”

With a dizzying cast of characters, including church officials, gutter loan sharks, and even the Knights Templar, Cashill traces the creative tension between “pious restraint” and “economic ambition” through the annals of human history and illuminates both the dark corners of our past and the dusty corners of our billfolds. 

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