“8 Bad Money Habits You Must Break Today (And How to Fix Them!) ????”

Are bad money habits holding you back from financial freedom? In this video, we uncover the 8 most common money habits that keep people stuck in a cycle of overspending, debt, and missed opportunities—and share practical tips to break free and take control of your finances.
Whether you’re struggling with overspending, ignoring your savings, or relying too much on credit cards, this guide will help you take actionable steps to build wealth and secure your financial future. ????
What You’ll Learn in This Video:
1?? How to stop overspending on wants vs. needs2?? The power of budgeting and tracking your expenses3?? Why saving regularly is a game-changer4?? Tips to eliminate debt faster using proven methods5?? How to plan for retirement before it’s too late6?? The secret to avoiding impulse purchases7?? The importance of building financial literacy

* Budgeting apps: Mint, YNAB, PocketGuard
* Books: Rich Dad Poor Dad by Robert Kiyosaki
* Debt payment strategies: Snowball vs. Avalanche
???? Ready to take control of your finances? Watch now and break those bad money habits today!

???? Comment Below: Which of these habits are you working on breaking? Let us know your journey to better finances!???? Subscribe for weekly tips on saving, investing, and building wealth!???? Turn on notifications so you don’t miss our next video!

#MoneyHabits #PersonalFinance #FinancialFreedom #WealthBuilding #SaveMoney #BudgetingTips #DebtFreeJourney #MoneyMatters #FinanceTips #SmartSpending

* bad money habits
* how to save money
* personal finance tips
* budgeting advice
* breaking financial bad habits
* wealth-building strategies
* overspending solutions
* managing credit card debt
* financial education for beginners
* tips for financial freedom

If you’re experiencing financial difficulties, a free service is available to help you get your life back on track. Confidential financial counselling is offered by a group of not-for-profit community service providers.

The goal of the Financial Counselling Network is to help people develop an actionable plan to address current financial difficulties and create an environment for sound financial decision-making. Your counsellor will work with you to identify options and develop strategies to assist you in making decisions to improve your financial situation. All member organisations are not-for-profit and our financial counsellors do not benefit from the support provided to you.

Read more: http://financialcounsellingnetwork.org.au

If holiday purchases left you in debt and seeking more solid financial footing in the new year, help can be just a call away.

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The Truth About Debt Management and Credit Scores #moneyhabits #money #budgeting2024

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???? ABOUT ME:

People ask me this a lot: What do I do for a living? Here’s the answer..I’m a magician. I am. For me, money grows on trees and is as abundant as raindrops falling from heaven. Yup…that’s it, heaven grants me my wishes and my heart’s desires simply because it is law. For real…all sacred texts say so…so why wouldn’t YOU believe it to be true?

But in layman’s terms, I am a computer software engineer by day and a landlord of sorts. I also create Youtube content and these things are the bulk of my income.
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All Black Girls Ain’t Got Rhythm: $7
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A Course in Gratitude by Tinesha Davis, Querin Hamilton and Ashley Williams aka Violet Grace Link: http://a.co/2dITKNb
Holler at the Moon by Tinesha Davis Link: http://a.co/h2B3JJX
All Black Girls Ain’t Got Rhythm by Tinesha Davis Link: http://a.co/2QHupmZ
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Is the program free? #DebtFreewithDebtAid #DebtAidConsultingInternational #DebtFree

I wish I knew this about Debt Counselling before I applied.
Known as debt review or debt counselling, debt relief measures like debt review offers debt relief to borrowers in South Africa who are over-indebted. To prevent consumers from being blacklisted, the National Credit Act (NCA) introduced this process in 2007.

An income-constrained South African can benefit greatly from the process if they are finding it difficult to make ends meet. Especially for those who cannot keep up with monthly debt payments after falling further into debt. Debt review is safer, cheaper, and more effective than consolidation loans, which tend to be short-term and can end up getting consumers deeper into debt.

Are you having difficulty paying your debts on time and in full? Does it take a lot of effort to pay for your basic needs? Then you need a debt review.

A debt counsellor can help you with the legal process if you are over-indebted. To get help with debt, you need a debt counselor registered with the National Credit Regulator (NCR). Get in touch and I will recommend a few for you.

??TIMESTAMP??
00:00 Introduction
00:50 The reasons people seek Debt Review
01:24 Reckless Lending Explained
01:43 The biggest mistake people make with Debt Review.
01:59 Debt counseling: All you should know before applying
02:41 How Debt Counselors exploit poor consumers
03.15 In what ways do Debt Counselors help?
02:38 Don’t lose your Assets
03:46 Authors experience in Debt Review
05:34 Who is eligible for Debt Review
06:02 What is Debt Review
06:31 Significance of Interest and Budget in Debt Review
06:56 Reasons to apply for Debt Review
07:52 The purpose of Debt Review
09:22 Wrong reasons to join Debt Counselling
10:53 Clearance Certificate
11:55 What should you do after this advice?
12:53 Payment Distribution Agency (PDA)
15:50 Contact Details.

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?? keywords??

?Debt Counselling South Africa? Debt Review South Africa ? The Debt in South Africa ? Debt Rehabilitation in South Africa?
?Debt Consolidation in South Africa ?South Africans Overwhelmed by Debt?

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? Production Credits
?? Edited by: @Austin Kalajila
? Produced by: @Austin Kalajila
? Logo by: https://logomakr.com/
?Editing apps: Power Director; Canva
?? Video Title: I wish I knew this about Debt Review Before I Applied.

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? About Austin Kalajila
I am a person who is positive about every aspect of life. There are many things I like to do, to see, and to experience. I like to read, I like to write; I like to think, I like to dream; I like to talk, I like to listen. I like to see the sunrise in the morning, I like to see the moonlight at night; I like to feel the music flowing on my face, I like to smell the wind coming from the ocean. I like to look at the clouds in the sky with a blank mind, I like to do thought experiments when I cannot sleep in the middle of the night. I like flowers in spring, rain in summer, leaves in autumn, and snow in winter. I like to sleep early, I like to get up late; I like to be alone, I like to be surrounded by people. I like country’s peace, I like metropolis noise; I like delicious food and comfortable shoes; I like good books and romantic movies. I like the land and nature, I like people. And, I like to laugh.

Channel Link: https://youtu.be/_AJjkoYvBCQ
??It is because of this reason that people are lousy at love.
??LET THEM GO | When life throws lemons at you make lemonade.
??Your Own Thoughts and Feelings determine your mental health.
??As my father’s daughter | I am proud to be my Father’s girl.
??Fight Against Child ABUSE, Emotional, and all forms of ABUSE
??A Special Dedication To All Mother’s. Mama I Am SORRY.

????TAGS????

#DebtCounsellingSA #DebtReviewSA #DebtReliefSA

debt counseling – once a help with debt debt counselor has accepted your application he or she will inform all your creditors and every registered credit bureau that you have applied for debt counseling. watch: how debt counselling works, and what you save.
how to choose a credit counseling service. Many financial planners offer debt counseling services that resemble the debt management programs offered by many for-profit and nonprofit credit counselors

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Debt consolidation can become the never never plan and here is one of the reasons why!

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