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Struggling with debt? Credit counseling might be your answer! ????
Watch the full video to see how credit counseling fits into your debt relief options—and if it’s right for you ????
Financial coach Rob Wilson TV explains exactly how credit counseling works in 5 debt relief options that actually work (Which one is right for you?)
Is credit counseling free? ???? While the initial credit counseling session is often free, especially from nonprofit agencies, some services like debt management plans (DMPs) may come with fees. It won’t erase your debt, but it could give you tools and strategies to take control of your finances.
Credit counseling is just one of several debt relief options available today—and understanding them all is key. Freedom Debt Relief can help you navigate your debt relief journey and choose the right path.
Ready to explore all your debt relief options? Watch the full video.
#freedomdebtrelief #debtrelief #debtreliefoptions #financialeducation #creditcounseling #debt #shorts
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DEBT RESTRUCTURE VS DEBT CONSOLIDATION
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My name is Sebastien Boyer and I am The Approved Guy. I help people to start businesses, get access to funding, build business credit, and implement long term strategies to create and preserve generational wealth.
On this channel, I discuss personal credit, business credit, business funding, debt management, velocity banking, infinite banking, retirement planning, asset protection, generational wealth, and Kingdom principles. Reviews, interviews, reflections, and testimonies.
My purpose is to bless others with Kingdom principles and truth along with practical information that can be used to improve their quality of life and to encourage them to take action. I am especially energized when helping someone to overcome their fears of starting a business and launching out as an entrepreneur. This is one of the first steps in becoming an owner, a creator, and an influencer in your own Kingdom.
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Disclaimer: Sebastien Boyer or THE APPROVED GUY and its affiliates do not provide tax, legal, or accounting advice the information presented on this website is presented for information purpose only, and following the advice in this video is the responsibility of the viewer and not the video creator. By participating in this YouTube page, you agree to comply with the following guidelines. In any case, the information provided is “as is” with all faults and without warranty of any kind, expressed or implied. In no event shall Sebastien Boyer, or any affiliate organization be liable for any damages, lost profits, or lost data even if we have been informed of the possibility thereof.
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Not all debt is bad. ???? Know the difference and leverage it to grow your future! ????
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You can only be removed from the debt review process in South Africa if you have paid up all your debt. The one debt that can be outstanding is your home loan.
Start your online application for debt review removal here: https://bit.ly/3Y497US
Helps Nonprofit Law Firm Executive Director Eric Olsen discusses debt management and whether or not they are a help to persons receiving social security income.
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In 2025, credit card debt has hit record highs, leaving millions of Americans struggling to keep up. With inflation still squeezing household budgets and interest rates hovering near 23%, people are turning to credit cards just to cover basic expenses. Groceries, gas, and rent are being charged more often than paid in cash, and balances are growing faster than people can pay them off. What used to be a tool for convenience has turned into a lifeline — and for many, a financial trap that keeps tightening every month.
The pressure is overwhelming. Minimum payments barely make a dent, and late fees only push people deeper into debt. Younger adults are getting hit especially hard, carrying thousands of dollars in balances before they’ve even built real savings. Many are watching their credit scores fall and their stress rise as they struggle to stay afloat. In 2025, credit card debt isn’t just about overspending — it’s about survival in an economy where everything costs more and paychecks simply don’t go far enough.
