Go here to settle before you go to court: https://bit.ly/3X32ZJv
Go here to respond to your debt lawsuit: https://bit.ly/3qlXTtd
Questions? Ask here for fastest response: https://tinyurl.com/SoloSuit-Questions

11 tips to win your debt collection lawsuit in court

Discovery
Disclosure and discovery
Depositions – sworn testimony
Interrogatories – written answers to questions
Request for production of documents
Information about what the claim is based upon
A “charge off,” or summary of where the debt stopped being paid off
Payment history
Balance statement
Bill of Sale – if the collection involves a debt buyer/assignee.
Show up
Theory of the case – how you’re going to win.
Pretrial conference – Rule 16(c) FRCP
Meeting between parties and judge.
Discuss schedule, content, ADR, summary judgment.
Consider keeping a trial notebook
Documents filed in court
Info about parties.
Witnesses
Evidence
Get it.
Organize it.
Follow your court’s rules to submit it.
Judge trial or jury trial
Default is a judge trial
Rule 38(b) requires you to request a jury trial.
7th amendment provides the right to a jury trial in civil cases over $20.
If you’re being sued for that toaster you bought for $19.99, sorry, you’re SOL.
Anatomy of the trial. Can be called a hearing.
Opening statements
Plaintiff makes their case
Burden of proof is on them.
Defendant makes their case
You may only need to cross examine their witness
Ask permission before presenting evidence.
Closing arguments
Jury instructions
Jury deliberation
The judge may present a decision at the end of the hearing or issue a written decision later.
The junk debt collector will call a witness.
It will be over the phone
It will be a rep for the debt collector,
The attorney will walk them through the debt
Cross examine them by asking questions to show they don’t know what they’re talking about.
They never have a witness from the original creditor.
The debt collector doesn’t have any independent knowledge about the debt.
Don’t ask questions you don’t know the answer to.
Ask leading questions.
Ask these questions
Did you review the documents and exhibits that you just testified about?
Yes
When was that?
An hour ago
Did you ever look at them previously?
No
Have you ever worked for the original creditor?
No
Did the original creditor ever teach you on how they keep their records?
No
Prior to your testimony did you contact the original creditor to confirm the amount owed?
No
Have you ever seen or read the bill of sale for the debt?
Has the bill of sale been disclosed in this case?
General tips for the hearing
It’s long. Plan on being at court for most of the day.
Know where you’re court is so you’re not late.
Have all of your evidence ready
Dress to impress. Don’t be a scrub.
Generally, you need to be represented by you our your lawyer only.
Arrive early.
Prepare for airport-like security.
Eventually your case will be called. Stand and identify yourself. Ask the judge or the security guard where you should stand.
Refer to the judge as “Your honor”
Do not interrupt other people, especially the judge.
Have fun!

Link to full video
https://youtu.be/bZBWpNnUqnY?si=qguQLd6i1EhVPe1r

Link to my new channel…
https://www.youtube.com/@6ixthCents

Intro Music Video by @PokeGBeats
Email: Savingsminusdebt@gmail.com
Consultation: https://savingsminusdebt.com/
CashApp: $SavingsMinusDebt
Join SMD Members Only: https://www.youtube.com/channel/UCK9PEDd6CweMctPPThdlQ5Q/join

#motivation
#taxes
#business

Tap into the currency of money with this 15 minute meditation. This meditation uses binaural beats and manifesting techniques to help you manifest money fast!

If you like this video, please subscribe and hit the thumbs up!
————————————————————————————————————-
Love my meditations? Join CREATE: Experience the transformation and manifesting results you’ve been waiting for inside of a private Member’s Only Community. Get instant access to a members only library filled along with 56 manifesting meditations ( that are not found on Youtube), a live monthly Q+A with me, and years worth of manifesting content (workbooks, training videos, mantras, affirmations, and more)! https://www.mkmagicmindset.com/joincreate

Join the Manifesting Activation System- This revolutionary step by step system designed to activate the 6 powerful principles that make manifestation and the Law of Attraction work every single time. Learn what to do, when to do it, and how inside this step by step system. https://www.mkmagicmindset.com/themas

99% of people struggle with one of these 5 manifesting blocks. See if you’re one of them- Take the quiz- https://www.mkmagicmindset.com/quiz

Abundance Academy- Learn all about how to program your subconscious mind to manifest abundance on autopilot and discover manifesting methods that work for YOU based on your learning type and your personality. https://www.mkmagicmindset.com/abundanceacademy

Download my FREE Money Mindset Workbook:https://www.mkmagicmindset.com/moneyworkbook
I created this FREE Money Mindset Workbook to help you up-level your money mindset, and get clear on your blocks. The workbook is an instant download, just click the link above, or copy and paste it in your browser.

Join the high vibe MANIFESTING MASTERMIND FACEBOOK GROUP: https://www.facebook.com/groups/mkmagicmastermind

? ? ? Connect With Me? ? ?
Instagram: @mkmagicmindset

My FAVORITE Law of Attraction Books, products, and more:
https://www.amazon.com/shop/marykate

How I earn cash back from shopping at my favorite stores: https://www.rakuten.com/r/MARYKA3400?eeid=28187

Meditation music created by the talented Elevated State of Self. If you prefer non guided meditations, be sure to check out his music:https://www.youtube.com/channel/UC7OHjNkoaJ-sSQNG9SDt49A

For audio books on the go, try Amazon Audible for FREE with this link: https://amzn.to/2SrECn2

#Manifestmoney #meditation #lawofattraction

Women typically earn between 23% and 35% less than men in South Africa for the same job. This is a stark reminder that the gender pay gap is still a huge problem in South Africa. This International Women’s Month, the National Debt Advisors shows that over 50% of women looking for debt help are juggling multiple debt burdens at once to make ends meet. Courtesy #DStv403

Citibank Debt Consolidation is designed to simplify your finances. Wondering how that works? Wonder no more with these FAQs!

View other Citi videos: http://www.youtube.com/citi
Read our Blog: http://blog.citigroup.com
Like us on Facebook: http://www.facebook.com/citi
Follow us on Twitter: http://www.twitter.com/citi
Follow us on LinkedIn: http://www.linkedin.com/company/citi
Follow us on Instagram: http://www.instagram.com/citi
Follow us on Google+: http://www.google.com/+citi

Report from Citizens Advice shows that many people are being misled by some debt management companies. This ultimately ends up with people being worse of than when they started. Citizens Advice has likened the situation to the payday loan situation a few years ago.

Daily Videos on Economics and Freedom

Visit our Lead Sponsor: Unchained is working on ways to keep your bitcoin secure and minimize the taxes you owe on it through retirement vehicles and loans. Use promo code PETER for $100 off a Bitcoin IRA at https://unchained.com/concierge

For all the video roundups, articles, and recommendations, visit my new website at https://peterstonge.com

All the videos are supported by subscriptions on Substack and Twitter. A huge thanks to everybody, and to support them visit:
1. https://www.profstonge.com/ for weekly in-depth articles
2. https://twitter.com/profstonge for daily quick-hits

Thanks guys!

Hello, incredible Rich N Fit Realities community! I’m baring it all in our February 2024 Debt & Savings Confession!

In this video, I’m going to open up about my financial struggles and successes in February. We’ll discuss the progress I’ve made in tackling debt and building my savings, as well as the challenges I’ve faced along the way.

Whether you’re here for financial wisdom or weight loss inspiration, this video is all about transparency, growth, and keeping each other motivated. We’re in this journey together, and together, we’ll overcome every obstacle.

So, grab a seat, hit that like button, and let’s dive into this candid and insightful Debt & Savings Confession for January 2024. Your support means the world, and it’s what keeps us moving forward!

Don’t forget to subscribe and turn on the notification bell so you won’t miss any of our financial victories and health milestones. We’re on this journey together, and there are many more successes to come! #DebtSuccessStory #FinancialFreedom #RichNFitRealities #accountabilitypartner #debtfreejourney

For Business Inquiries email: rnfrealities@gmail.com

?? Find more content here:
??Substack – https://lenapetrova.substack.com/
??Lena Petrova:
Rumble: https://rumble.com/c/LenaPetrova
YouTube: https://www.youtube.com/@lenapetrova

??Lena Petrova, CPA – Business/ Tax/ Finance:
Rumble: https://rumble.com/c/LenaPetrovaCPA
Youtube https://www.youtube.com/@lenapetrovaCPA

?? Let’s connect:
??Locals – https://lenapetrova.locals.com/
??X – https://twitter.com/_lenapetrova
??Facebook – https://www.facebook.com/lenapetrovacpa
??Telegram – https://t.me/reallenapetrova

?? If you’d like to support my channel, you are welcome to do so via:
??PayPal: https://paypal.me/LenaPetrovaChannel
??Buy me a coffee: https://ko-fi.com/lenapetrova
??Shop: https://lenapetrovacpa.myspreadshop.com/

?? Promos & Recommendations:
??ExpressVPN – Protect your internet privacy & get 3 months FREE: https://www.expressvpn.com/lena
??IncFile – Register your business & Receive 1 year of FREE registered agent service: https://shareasale.com/r.cfm?b=1739443&u=2891491&m=53954&urllink=&afftrack=
??Starting a business? You need a virtual address with IncFile: https://shareasale.com/r.cfm?b=2317452&u=2891491&m=53954&urllink=&afftrack=
??Gusto – Get $100 by signing up for THE BEST payroll provider: https://gusto.com/r/olena157
??Novo Free Business Banking – novo.pxf.io/rnWWJQ
??Melio – Small business vendor/ expense payment automation: https://melio.grsm.io/lenapetrova

Disclamer:
The information provided on this channel should not be construed or relied on as professional advice for any specific fact or circumstance. This channel and its content are designed for entertainment and information purposes only. The content available is created to provide a general overview of a topic and is not a substitute for professional services. Always seek the advice of a finance or a legal professional that would take into account your specific circumstances. Opinions expressed are solely my own. Only publicly available information has been used.