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Is there ever a bad way to get rid of your debt? (Spoiler alert: Yes!) That’s why I’m talking about the five worst ways to pay off debt that you’ll want to avoid.

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Watch this informative introduction to the Credit Counseling Certification Program KEYS TO SUCCESS preparing you to become a Certified Credit Counselor. Also, check out Academy for Credit Education’s list of current Continuing Education offerings at:

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In a shocking financial move, Japan has sold its entire holdings of US debt in direct response to Trump’s economic crisis. This unprecedented action has sent ripples through global markets, raising concerns about the stability of the US dollar and the broader economy.

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Other video’s:
1 MIN AGO: Japan BREAKS “US Biggest Military Deal” After Trump Tariffs Escalation:
https://www.youtube.com/watch?v=KBx-l8SpyL4&t=76s
JAPAN’S BIGGEST NIGHTMARE: China Buys Toyota, Honda & Nissan as Auto Market Collapses:
https://www.youtube.com/watch?v=xSqouF1Qlfk&t=66s

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#Japan #USA #Debt

Credit card debt can feel endless, but there’s a smarter way to deal with it. Through a debt mediation program, you can potentially:

???? Reduce the total amount you owe
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If you’re working and struggling to keep up with payments, this might be the right time to explore your options.

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Welcome to the GoMortgage YouTube Community! ????????

Join us on a journey through the realm of mortgages, home buying, and financial savvy. Whether you’re a first-time homebuyer, a seasoned homeowner, or simply curious about mortgage intricacies, our succinct videos offer something for everyone.

From expert advice to market insights, we’re dedicated to demystifying the mortgage process and equipping you to make informed choices.

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Let’s turn your dreams of homeownership into reality, one video at a time! ?????
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Learn how debt consolidation works, what your options are, and how it can simplify your monthly payments.
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Learn how debt consolidation works, what your options are, and how it can simplify your monthly payments.

Timestamp Sections:
00:00 Intro
00:51 What is Freedom Debt Relief
01:54 What is National Debt Relief
02:42 How Freedom Debt Relief Works?
04:26 How National Debt Relief Works?
05:40 Plans & Pricing
06:21 Freedom Debt Relief Benefits
07:23 National Debt Relief Benefits
08:18 Considerations
09:19 Final Thoughts
09:36 Outro

————————————————
Overview of Freedom Debt Relief and National Debt Relief
————————————————

In today’s video, I’m sharing my personal experience and a detailed review of two of the biggest names in debt consolidation: Freedom Debt Relief and National Debt Relief. Freedom Debt Relief uses a strategy called debt settlement where you save money into an FDIC-insured account, and they negotiate to settle your debts for less than you owe — no upfront fees or credit checks required. Meanwhile, National Debt Relief focuses more heavily on actually reducing your total debt through negotiations. Both companies have helped hundreds of thousands regain financial control, but their approaches and features are slightly different, and I’ll help you understand which might be the better fit for your situation.

————————————————
How Their Programs Work
————————————————

Both companies make the debt consolidation process surprisingly simple and accessible. Freedom Debt Relief starts you off with a free consultation, setting up a step-by-step plan, and provides helpful tools like a 24/7 online dashboard and a Legal Partner Network for extra support if creditors escalate. National Debt Relief also offers a free consultation, requiring at least $7,500 in unsecured debt to qualify, and builds a personalized plan aimed at negotiating your debts down significantly. Freedom focuses more on transparency and ongoing support, while National leans into securing better discounts to help you pay off your debt faster.

————————————————
Costs, Benefits, and Final Thoughts
————————————————

When it comes to pricing, both services charge fees ranging between 15%–25% of your total enrolled debt, and only after a successful settlement is reached. Freedom Debt Relief stands out with its money-back guarantee and additional legal resources, offering peace of mind throughout the journey. National Debt Relief excels in aggressive negotiation strategies and being upfront about risks like potential short-term credit impacts. Freedom operates in 38 states, while National is active in 42, giving slightly broader coverage. Either choice can be a smart move if you’re serious about regaining financial freedom — check the links below if you’re ready to start your journey today!

Hope you enjoyed my How Does Debt Consolidation Work | Everything Explained Thoroughly Video.

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Is it actually possible to get a home loan in South Africa after being under debt review? The answer is a resounding YES, and this video breaks down exactly how.

We’re looking at the inspiring journey of a client who has completely turned his finances around. Having been through debt review previously, he is now in a position to apply for a new home loan with an excellent credit score in the 800s. This is crucial because it instills confidence in the credit assessors at the banks.

In this video, I explain why having the debt review cleared for some time is so important for securing a good interest rate and why rebuilding your credit footprint is a non-negotiable step. This client’s story is the perfect blueprint for anyone feeling stuck after a financial setback. Your past doesn’t have to define your future as a homeowner.

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Best Debt Consolidation Loans: Explore top lenders, rates, and repayment options to find the best debt consolidation loan for your financial needs.
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Timestamp Sections:
00:00 Intro
00:48 Debt Consolidation vs Debt Reliefs
02:20 Freedom Debt Relief-About
02:50 Freedom Debt Relief-How It Works
03:06 Freedom Debt Relief-Benefit
03:46 National Debt Relief-About
03:58 National Debt Relief-How It Works
04:28 National Debt Relief-Fees
05:15 Accredited Debt Relief-About
05:42 Accredited Debt Relief-How It Works
06:28 Similarities
06:57 Differences
07:42 Things to Consider
08:44 Outro

————————————————
Overcoming Debt with Smart Solutions
————————————————

Dealing with debt can be overwhelming, but solutions like debt consolidation offer a practical path to financial freedom. By combining multiple debts into one manageable payment, you can simplify your finances and negotiate more favorable terms.

In this video, I’ll share my experience with debt consolidation and introduce you to four top-rated services that specialize in helping people regain control of their finances. We’ll explore each company’s offerings, the types of debt they handle, and their fee structures so that you can find the best option for your situation.

————————————————
Top Debt Consolidation Services
————————————————

First on the list is Freedom Debt Relief, known for transparency and working with the Legal Partner Network to settle debts efficiently. They charge fees between 15% and 25% of your enrolled debt and offer a custom payment plan. Next is National Debt Relief, which focuses on settlement negotiations for those with over $7,500 in unsecured debt, with savings often reaching 23%.

For faster results, consider Accredited, ideal for debts over $10,000, offering quick resolutions but requiring patience for credit recovery. Lastly, JG Wentworth, a well-known service, helps avoid bankruptcy with strong customer support and slightly higher fees ranging from 18% to 25%. Each of these services offers unique advantages, so choosing the right one depends on your financial needs.

————————————————
Exclusive Discounts and Final Thoughts
————————————————

If you’re ready to take the next step toward financial stability, use the affiliate links in the description for exclusive discounts on these services. By following a structured plan with any of these companies, you’ll reduce stress and work toward becoming debt-free in as little as two to four years.

Don’t forget to like, comment, and subscribe for more financial tips and reviews. Let me know in the comments which service you’re considering or any questions you have, and I’ll get back to you soon. Thanks for watching, and here’s to a debt-free future!

Hope you enjoyed my Best Debt Consolidation Loans | Guide to Simplifying All Your Debt Video.

‘We want to raise the bar for professionalism in the industry, because we believe that the time is now and the review is necessary, and we want to ensure that only qualified, ethical counsellors are allowed to practice,’ says René Moonsamy, chairperson of the National Debt Counselling Association. Moneyweb (https://www.moneyweb.co.za)