Your $100 Sofi Referral link: sofi.com/share/247558 Hopefully you can save some money!

-By giving a THUMBS UP and SHARING, you can really help the channel GROW! Doesn’t cost a penny but still makes a difference!

MORE FROM COMMON CENTS MIKE:
HOW TO INVEST with Wealthfront https://youtu.be/ScV2xk3O_gY
HOW TO REFINANCE YOUR CAR with RateGenius https://youtu.be/PreeQ9izAJY

Like and subscribe! https://www.youtube.com/channel/UCbVBKfppJ5W56pRkf4EM6XA
Email: commoncentsmike@gmail.com
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This is not a paid promotion by Sofi. I have never used Sofi, this is just a video of my thoughts and opinions. Sofi does compensate for approved referrals.

Click HERE to get our 4, best-guided meditations to attract money effortlessly for free! https://drattraction.com/4moneygm/
It will work with scientific accuracy!
P.S. Anything promoted here is free and 100% created by the owner of this YouTube Channel.

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? Voice Over made by Tim D J.; https://www.upwork.com/freelancers/~012b7cd4613255c419

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Be honest…

When you think about money, or creating more abundance in your life, how does it make you feel?

Does it make you feel happy and liberated?

Or, does it make you feel stressed and upset?

What many people don’t realize is that by thinking negative thoughts about wealth (thoughts like, “I don’t have enough” or even replaying past negative experiences with money), they’re actually repelling instead of attracting abundance.

Your initial reaction to our question about creating more money is actually what is running the show! This is your subconscious speaking.

Our outer world is simply a reflection of our inner thoughts and feelings, which is why it’s so important to have the tools to reprogram negative thoughts and feelings. Through subconscious reprogramming, like meditation and Mind Movies, you have the opportunity to create an abundant mindset so that you can live a fulfilling and prosperous life.

So is your body currently programmed to attract more abundance, or are you subconsciously sabotaging your financial success?
Do you want to step into a new mindset that will help you craft a new, abundant future?

By listening to this 25-minute guided meditation for wealth from world renowned wealth coach, Jean-Francois Fortin, you’ll learn to visualize and manifest your dreams.

This audio will help you relax, step back and visualize the abundance already in your life, but which might not feel within your reach yet. It will guide you into a relaxed state of mind and then take you on a guided journey into your future.

Remember — what you visualize, you ACTUALIZE.

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Jean-Francois recommends you listen to this every day for 30 days to really create shifts in your life. The more you use it, the better results you’ll see.

If you like what you’re hearing, get our full set of 4 AMAZING guided meditation tracks here: ??http://beforebed.net

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INSTRUCTIONS:
#1. FOCUS IS THE NAME OF THE GAME!
Find a quiet place where you could relax. Lay your body in a very comfortable position (I personally like to use a lounging recliner chair) and use headphones.

#2. “I AM” OR “I FEEL” AFFIRMATIONS
Each time and “I AM” or “I FEEL” affirmation is given, echo it in your mind. Do this even if it feels weird or wrong at first. With time it will feel like home!

#3. THIS IS A VISUALIZATION EXERCISE
You need to see those guided meditations as VISUALIZATION EXERCISE! So with each track, try to FEEL the action through at least one of your 5 senses (hear, see, smell, touch, and taste).

WATCH when you go to bed
ATTRACT more money
REPEAT the process

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©?Copyright:

ROYALTY-FREE MUSIC by BENSOUND
Music used with permission from https://www.bensound.com

Footage licensed through Videoblocks
For all my videos I have all licenses/permissions from copyright holders for commercial use.

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INTERACT WITH US ? https://www.facebook.com/BeforeBedvideos/

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If you struggle to relax and combat stress and anxiety, try “Nature Imagery Therapy”. This is quite effective and new!
You can VISIT OUR NEW YOUTUBE CHANNEL to check it out:
?https://youtu.be/Dgn9Z0CSTgU

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Click here to download this guided meditation PLUS 3 more! ??http://drattraction.com/

PS; anything promoted in this channel is free and 100% created by the owner of this YouTube Channel

$1 trillion is 1 with 12 zeros, not 9. We were attempting to make a joke that didn’t get edited properly! Oops lol.
Credit cards and financing is more accessible now than ever before with credit cards. However, debt is very expensive if you don’t use it wisely. Here’s what banks don’t want you to know.
Subscribe To Our Channel: http://bit.ly/M2YouTube

?Read Our FREE eBook? Get Richer Sleeping – Investing 101: http://bit.ly/m2InvestingeBook

What Banks Don’t Want You To Know About Debt
0:17 – How to get all the nice things you want without paying for it today
0:35 – Financial problems and money issues are real and very serious
1:37 – Banks make money by lending
1:59 – Americans have more debt than ever
3:26 – How to get paid with credit cards
4:58 – The credit score system is one big game
6:08 – How to invest your money when you have credit card debt and get the best return

What Is The Minority Mindset?
The Minority Mindset has nothing to do with the way you look or what kind of family you’re from. It’s a mindset.

Give the majority $200 and they will come back with a pair of shoes. Give the minority $200 they will come back with $2,000.

Think from the mindset of a consumer and be the provider, that’s the Minority Mindset. Don’t be the majority. #MIH #ThinkMinority #FinancialLiteracy

Twitter/Snapchat @M2JaspreetSingh
Personal Instagram: @M2JaspreetSingh
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http://www.TheMinorityMindset.com
This Video: https://youtu.be/zyrpJA4gPlE
Channel: https://www.youtube.com/MinorityMindset

Based in Detroit. #Punjab
Jaspreet Singh

? HOW TO MAKE MONEY ON AMAZON – FREE eCOURSE: ?
? http://TheAmazonGPS.com ?

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LOOK THROUGH MY BOOKS! http://books.themoneygps.com

SUPPORT MY WORK: https://www.patreon.com/themoneygps
PAYPAL: https://goo.gl/L6VQg9
OTHER: http://themoneygps.com/donate

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MY FAVORITE BOOKS: http://themoneygps.com/books

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Sources Used in This Video:
https://goo.gl/YpU9nm

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David Quintieri, author of The Money GPS book series, is here on the most active, most informative channel in the financial world. Day after day, breaking down the data and making it easy to understand.
#money #debt #invest

Here is exactly how you can pay off debt fast, and how to save money as easily as possible – Enjoy! Add me on Instagram: GPStephan

Second Channel: https://www.youtube.com/channel/UCa-ckhlKL98F8YXKQ-BALiw

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We’re going to start this video off with some very scary statistics…you’ve been warned, I hope you’re sitting down…because this is getting out of hand:

FIRST: Understand EXACTLY what debt you have.
Make a list and write down ALL of your debt, and include the remaining balance owed and the current interest rate that your paying.

SECOND: Track all of your spending over the next 30 days
You need to figure out, DOWN TO THE PENNY, how much money is going IN your account each month – and then, how much is LEAVING IT

1. The first is Mint.com
2. My second recommendation that I’ve used is PersonalCapital.com
3. And third, you could also use a software called YouNeedABudget

The whole point of this is just to be aware of where your money is going, and from that, you can better figure out how to put best use to where it’s going.

THIRD: Make a NEED TO SPEND vs WANT TO SPEND LIST

Your “NEED TO SPEND” list might be the bare minimum food budget, your housing payment, your insurance payment, or anything else that’s absolutely ESSENTIAL.

Then, the other expense column will be your WANT TO SPEND…this could be anything else.

FOURTH: You need to REMOVE EVERYTHING you possibly can from your “WANT TO SPEND” category.
I also recommend, when doing this, that you consider SELLING some of the things you don’t need, or are costing you a ridiculous amount of money.

FIFTH: Look into debt consolidation
In addition to this, you could also look into getting a 0% interest credit card – and transferring the credit card balance to THAT card to save on the interest.

SIX: PAY OFF DEBT
The first method is called the SNOWBALL METHOD, popularized by the one and only…DAVE RAMSEY.
This method suggests that you pay off your smallest balance first, then slowly work up to your way up to the largest balance until it’s all paid off.

The next is called the avalanche method. Instead of arranging your debts by total balance, you arrange them from the highest interest rate first, to the lowest interest rate last. This ensures that you’re putting your money towards its best use, which will cost you the LEAST amount of money in the long term if you stick with it.

My recommendation is to check out the Vertex calculator…
https://www.vertex42.com/Calculators/debt-reduction-calculator.html

SEVENTH: Pick up a side hustle
Sorry to be super obvious here, but if you literally don’t make enough – it doesn’t matter how much you save, you need to make more money.

And with all of this, YOU MUST DO ALL OF THIS CONSISTENTLY!

For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com

Want To Get Out Of Debt Faster And Develop A High-Income Skill? Click Here: http://payingoffdebt.danlok.link

How do you start paying off debt? Do you pay off the one with the most interest? Do you save up your money? It’s not a simple answer. Watch this video to discover Dan Lok’s way for paying off debt.

??? SUBSCRIBE TO DAN’S YOUTUBE CHANNEL NOW ???
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Dan Lok, a.k.a. The King of High-Ticket Sales is one of the highest-paid and most respected consultants in the luxury and “high-ticket” space.

Dan is the creator of High-Ticket Millions Methodology™, the world’s most advanced system for getting high-end clients and commanding high fees with no resistance.

Dan works exclusively with coaches, consultants, thought leaders and other service professionals who want a more sustainable, leveraged lifestyle and business through High-Ticket programs and Equity Income.

Dan is one of the rare keynote speakers and business consultants that actually owns a portfolio of highly profitable business ventures.

Not only he is a two times TEDx opening speaker, he’s also an international best-selling author of over 12 books and the host of Shoulders of Titans show.

Dan’s availability is extremely limited. As such, he’s very selective and he is expensive (although it will be FAR less expensive than staying where you are).

Many of his clients are seeing a positive return on their investments in days, not months.

But if you think your business might benefit from one-on-one interaction with Dan, visit http://danlok.com

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Blog: http://www.danlok.com/blog/
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Amazon: http://www.amazon.com/Dan-Lok/e/B002BLXW1K

This video is about How To Start Paying Off Debt?
https://youtu.be/PYgbvJQ5HLU
https://youtu.be/PYgbvJQ5HLU

Total worldwide debt is expected to continue growing over the coming months, despite having just climbed to a fresh all-time high. Given the three previous waves of global debt accumulation have all ended with financial crises, CNBC’s Sam Meredith takes a look at the risks associated with the latest build-up.

Read more:
https://www.cnbc.com/2020/01/14/global-debt-hits-all-time-high-of-nearly-253-dollars–iif-says.html
https://www.worldbank.org/en/research/publication/waves-of-debt
https://www.iif.com/Research/Capital-Flows-and-Debt/Global-Debt-Monitor
—–

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#CNBC #Debt #Economy

The 3 best personal loan companies I found online!
LightStream Loans (My #1 Pick): http://bit.ly/lightsteam_loans (I may be compensated by LightStream through this link.)

Please subscribe: https://www.youtube.com/c/HonestFinance?sub_confirmation=1

The best personal loans I found were American Express personal loans, SoFi and LightStream Loans. I’ll cover them each in-depth. Enjoy.

Each of these personal loan lenders have pros and cons, so I’ll cover each of them and I’ll let you know how I feel about their loan options. It was very hard to find low interest personal loans online, because there are so many to choose from. But these lenders don’t charge any dirty origination fees or pre-payment penalties and they have instant approval, which is sometimes hard to find.

Personal loans can be very expensive, so watch this video and hopefully you’ll learn something new. And keep in mind that you’ve gotta have good credit to be approved for these loans. Bad credit won’t work with these lenders.

Overall I felt like American Express is the best personal loan for smaller loans with shorter lengths (like 12-36 months). They have great rates and terms, but you’ve gotta be a cardmember to qualify.

SoFi is incredible because of all their perks and transparency, but when it came down to their actual rates, they were a little higher than the competitors.

My top pick goes to LightStream Loans Because overall they have the most lending options and the best rates for larger unsecured loans. and they have au

Just remember that personal loans aren’t always the best option for loans, but if you need one, then I’d look into these three choices. Thanks

American Express Personal Loans: http://bit.ly/amex_hf
SoFi: Asked that the link be removed 🙁

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Welcome to the Honest Finance Channel!

I’ll give you the honest truth about a variety of financial topics in a way that actually makes sense. I’m not a financial advisor and I’m not here to advertise a bunch of products. I simply want to share my financial advice with anyone who will listen.

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Raymond is behind on his child support, has student loans, and some other debts totaling to over $100,000. He calls Dave for advice on how to get out of this mess.

Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj

Become a Channel Member today: https://www.youtube.com/channel/UC7eBNeDW1GQf2NJQ6G6gAxw/join

Welcome to The Dave Ramsey Show like you’ve never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

In Australia, turning to credit has become a serious problem with this country now recording one of the worst levels of household debt in the world.

The Salvation Army reports that out-of-control credit card debt is the number one reason people show up asking for help.

Julia Holman reports that growing numbers of older Australians are affected and takes a closer look at the human cost.

For more from ABC News, click here: http://www.abc.net.au/news/

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