In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom.

Inside Dear Debt you will learn to:
– Find the debt repayment strategy most effective for your needs
– Avoid spending temptations by knowing your triggers
– Replace expensive habits with cheaper alternatives
– Become a frugal friend without being rude
– Start a side hustle to boost your current income
– Negotiate your salary to maximize value
– Develop a financial plan for life after debt

Video 3 in our latest interview series – Avineet Kalsey is discussing BSCC’s core company values.

You don’t need to struggle with debt, BSCC can help reduce your debt by over 50%-90% RIGHT NOW – call us today at 1-866-790-8984 – its free!

or Visit:

Business Solutions & Credit Counselling Services

Surrey/Vancouver office:
12033 92A Avenue #205, Surrey, British Columbia V3V 4B8
Tel: 604-951-8984
https://plus.google.com/105539074476281215342

Toronto Office:
#43 – 8500 Torbram Road
Brampton, ON L6T 5C6
Tel: 905-789-8984
https://plus.google.com/110829514532144758690

Calgary Office:
#210-3132 26 Street NE
Calgary, Alberta T1Y 6Z1
Tel: 403-714-8984

Edmonton Office:
10665 Jasper Ave,
Edmonton, AB, T5J 3S9
Tel: 780-716-8984

Winnipeg Office:
330 St. Mary Ave,
Winnipeg, MB, R3C 3Z5
Tel: 204-962-8984

Abbotsford Office:
#1A – 2497 Clearbrook Road
Abbotsford, BC V2T 2Y3
Tel: 604-951-8984

or Nationwide call: 1-866-790-8984
49.047552, -122.337449
https://plus.google.com/114098025449167198058
akalsey@bscc.ca
http://www.bscc.ca/
https://plus.google.com/u/0/100755473303544230759/about

Don’t spend another year racking up unnecessary debt and dig yourself deeper into an unrecoverable situation – we can help! You can avoid going into bankruptcy – it’s a negative mark on your credit and can last for 7-10 years – where a neutral credit counseling notation is REMOVED once someone completes the program. You really can turn your financial life around quickly – just call us and receive a free evaluation of your situation with some helpful advice and absolutely no obligation to take any action if you don’t wish to.

Remember – you DO NOT (and in a lot of cases, SHOULD NOT) always have to go into bankruptcy – we can share valuable information about your options that your bank or other credit counseling companies may not be willing to share with you – because it’s not in their best interest! We work on YOUR behalf, and thus ensure that you receive the very best information for your specific situation. Contact us today at BSCC for a free
consultation about your finances – 2018 can be your year that you begin on the journey to finally becoming debt free!

For over 18+ years, the professionals at Business Solutions and Credit Counselling Services (BSCC), a registered, government-approved credit counseling firm, has assisted hundreds of thousands of consumers throughout Canada to avoid declaring bankruptcy, prepare a consumer proposal, rebuild their credit rating, and pay off their excessive charge card debt. These are clients who were once struggling to manage excessive debt and financial obligations. We work with each client individually, designing manageable, realistic programs to relieve their financial burden and stress.

For more information about using effective debt counseling nationwide wherever you live in Canada – and how to avoid bankruptcy and becoming debt free from high credit card debt or even business bankruptcies, please visit us at http://www.bscc.ca or call 1-866-790-8984 today! We have credit counseling offices in Toronto, Vancouver (Surrey), Calgary, Edmonton, and Abbotsford.

Become our fan on Facebook:
https://www.facebook.com/CreditAndFinancialCounselling

Follow us on Twitter:
https://twitter.com/AKalseyBSCC

Check out our Pinterest Boards:
http://www.pinterest.com/akalseybscc/

Follow us on Instagram:
http://instagram.com/creditcounselingbscc

Join us on YouTube:
https://www.youtube.com/channel/UC4YyGuJMge9uUlFHQA-0L2A

Our Recent Videos:
https://www.youtube.com/watch?v=pFQ6_Ot2QY0

Dead Pledges is the first book to explore the ways that U.S. culture—from novels and poems to photojournalism and horror movies—has responded to the collapse of the financialized consumer credit economy in 2008. Connecting debt theory to questions of cultural form, this book argues that artists, filmmakers, and writers have re-imagined what it means to owe and to own in a period when debt is what makes our economic lives possible. Encompassing both popular entertainment and avant-garde art, the post-crisis productions examined here help to map the landscape of contemporary debt: from foreclosure to credit scoring, student debt to securitized risk, microeconomic theory to anti-eviction activism. A searing critique of the ideology of debt, Dead Pledges dismantles the discourse of moral obligation so often invoked to make us repay. Debt is no longer a source of economic credibility, it contends, but is a system of dispossession that threatens the basic fabric of social life.

Debt-Savvy’s Founder & Managing Director explains the application process and the fees applicable during the period you are under debt review. Learn more at https://debt-savvy.co.za/ or follow us on Facebook here: https://www.facebook.com/DebtReviewExperts/

In this video we discus how does debt consolidation work? We talk about the pros and cons of taking and one and what you need to be careful of. Hope you enjoy this video and please don’t forget to like, comment, subscribe and hit that notification button.

Thank you for watching

#finance #debt #consolidation #financialliteracy

Ann Harris, an ace debt collector, thought she had it all figured out – money in the bank, a promising career at a law firm, and an unwavering view of what it meant to be a success. Her values are challenged when suddenly she is outperformed by the demons inside her and coerces Thomas Moore, a man at the end of his rope, to become a victim of her anger and conviction against people like her father who were the irresponsible deadbeats of the world. When her law firm forces her into a paid leave of absence, Ann is faced with life-threatening depression which begs her to find her soul again, and slowly, the coldness inside Ann melts when she begins to learn the truth about David, her dying father, and the effect of her damaging ideals upon those who loved her most – such as her younger sister Kate and her devoted ex-boyfriend Paul. Debt is a journey into the heart to explore pride, self-reliance, and our own values which give us the illusion of what it means to survive in a world where one man’s misfortune often becomes another man’s profit.

http://www.nomoredebts.org/blog/bankruptcy/7-bankruptcy-myths.html
The main misconception about bankruptcy is that it is the only option. Call us today and we will find the best solution for you. 1-888-527-8999

Part 2 in our Social News Interviews Series – Find out why certified credit counselor Avineet Kalsey decided to become a credit counselor.

You don’t need to struggle with debt, BSCC can help reduce your debt by over 50%-90% RIGHT NOW – call us today at 1-866-790-8984 – its free!

or Visit:

Business Solutions & Credit Counselling Services

Surrey/Vancouver office:
12033 92A Avenue #205, Surrey, British Columbia V3V 4B8
Tel: 604-951-8984
https://plus.google.com/105539074476281215342

Toronto Office:
#43 – 8500 Torbram Road
Brampton, ON L6T 5C6
Tel: 905-789-8984
https://plus.google.com/110829514532144758690

Calgary Office:
#210-3132 26 Street NE
Calgary, Alberta T1Y 6Z1
Tel: 403-714-8984

Edmonton Office:
10665 Jasper Ave,
Edmonton, AB, T5J 3S9
Tel: 780-716-8984

Winnipeg Office:
330 St. Mary Ave,
Winnipeg, MB, R3C 3Z5
Tel: 204-962-8984

Abbotsford Office:
#1A – 2497 Clearbrook Road
Abbotsford, BC V2T 2Y3
Tel: 604-951-8984

or Nationwide call: 1-866-790-8984
49.047552, -122.337449
https://plus.google.com/114098025449167198058
akalsey@bscc.ca
http://www.bscc.ca/
https://plus.google.com/u/0/100755473303544230759/about
https://youtu.be/RtAnbWY1Xls

Don’t spend another year racking up unnecessary debt and dig yourself deeper into an unrecoverable situation – we can help! You can avoid going into bankruptcy – it’s a negative mark on your credit and can last for 7-10 years – where a neutral credit counseling notation is REMOVED once someone completes the program. You really can turn your financial life around quickly – just call us and receive a free evaluation of your situation with some helpful advice and absolutely no obligation to take any action if you don’t wish to.

Remember – you DO NOT (and in a lot of cases, SHOULD NOT) always have to go into bankruptcy – we can share valuable information about your options that your bank or other credit counseling companies may not be willing to share with you – because it’s not in their best interest! We work on YOUR behalf, and thus ensure that you receive the very best information for your specific situation. Contact us today at BSCC for a free
consultation about your finances – 2018 can be your year that you begin on the journey to finally becoming debt free!

For over 18+ years, the professionals at Business Solutions and Credit Counselling Services (BSCC), a registered, government-approved credit counseling firm, has assisted hundreds of thousands of consumers throughout Canada to avoid declaring bankruptcy, prepare a consumer proposal, rebuild their credit rating, and pay off their excessive charge card debt. These are clients who were once struggling to manage excessive debt and financial obligations. We work with each client individually, designing manageable, realistic programs to relieve their financial burden and stress.

For more information about using effective debt counseling nationwide wherever you live in Canada – and how to avoid bankruptcy and becoming debt free from high credit card debt or even business bankruptcies, please visit us at http://www.bscc.ca or call 1-866-790-8984 today! We have credit counseling offices in Toronto, Vancouver (Surrey), Calgary, Edmonton, and Abbotsford.

Become our fan on Facebook:
https://www.facebook.com/CreditAndFinancialCounselling

Follow us on Twitter:
https://twitter.com/AKalseyBSCC

Check out our Pinterest Boards:
http://www.pinterest.com/akalseybscc/

Follow us on Instagram:
http://instagram.com/creditcounselingbscc

Join us on YouTube:
https://www.youtube.com/channel/UC4YyGuJMge9uUlFHQA-0L2A

?Get started negotiating powerfully by grabbing Your Free Crush My Negotiation Prep Worksheet right here (15 PAGE FREE EBOOK): ????http://www.crushmydeal.com/
SURPRISING WAYS TO BEAT A NARCISSIST IN MEDIATION//Are you getting ready to negotiate with a narcissist and feel like you can’t win? In this video, which was originally a LIVE STREAM version of Ask the Attorney Anything (my famous AAA session), I answer questions about whether or not one should even bother to mediate with a narcissist and if you do, then what strategies do you need to destroy the narcissist, or how to divorce a narcissist and win. If you’re ready to negotiate with a narcissist in mediation, and want real tactics for outsmarting them and maintaining your cool, check out this video.
#narcissist #divorcemediation #rebeccazung

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https://www.winmynegotiation.com

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Join my FREE Narcissist Negotiators Facebook Support Group right here:
https://www.facebook.com/groups/divorcetransformationsupportgroup

Watch my video “Beat a Narcissist in Court” right here:
https://youtu.be/Dg1Lb2UqZ6w

Watch my video “How to Do Divorce Mediation with a Narcissist (and Feel in Control) right here:
https://youtu.be/r0PQqgpUUTQ

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DISCLAIMER: THE COMMENTARY AND OPINIONS ARE FOR INFORMATIONAL PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM.

http://www.nomoredebts.org/canhelp/stopcalls.shtml
Are your creditors now calling you at work? Stop collection calls with a solution to your debt problems now. Call us today. 1-888-527-8999