#August2025 #studentloans #financialfreedom #laidoff

In this video, I am going over me and my husband’s student loan payoff journey for August 2025. www.vertex42.com

Timestamp:
0:00 Intro
6:30 Debt Payoff Progress
26:15 Debt Coloring Sheet
30:38 Debt Reduction Calculator

HECK OUT MY LATEST BLOGS:

????”The Benefits of Using Cash in a Digital World: Why Cash Still Works for Your Budget”
https://paperbymoe.com/blogs/moeintroduction/the-benefits-of-using-cash-in-a-digital-world-why-cash-still-works-for-your-budget

????Economic Uncertainty & Consumer Caution: How To Protect Your Finances in 2025
https://paperbymoe.com/blogs/moeintroduction/economic-uncertainty-consumer-caution-how-to-protect-your-finances-in-2025

???? How to Use Education and Skills to Leverage Your Resume (and Stay Marketable in an Uncertain Economy
https://paperbymoe.com/blogs/moeintroduction/how-to-use-education-and-skills-to-leverage-your-resume-and-stay-marketable-in-an-uncertain-economy

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????10 Daily Habits of Financially Disciplined People:
https://paperbymoe.com/blogs/moeintroduction/%F0%9F%92%A1-10-daily-habits-of-financially-disciplined-people

???? How to Stay Focused on Your Money Goals When Life Gets Hard: https://paperbymoe.com/blogs/moeintroduction/%F0%9F%92%A1-how-to-stay-focused-on-your-money-goals-when-life-gets-hard

???? When Money Changes the Vibe: How Finances Impact Your Relationships, Habits & Values : https://paperbymoe.com/blogs/moeintroduction/%F0%9F%92%B8-when-money-changes-the-vibe-how-finances-impact-your-relationships-habits-values

????”Mid-Year Money Check: How I Plan My Finances (And How You Can Too) ?????”
https://paperbymoe.com/blogs/moeintroduction/mid-year-money-check-how-i-plan-my-finances-and-how-you-can-too-%F0%9F%92%B0%E2%9C%A8

????”From Paycheck to Progress: Smart Money Habits That Work from Broke to Comfortable ????”
https://paperbymoe.com/blogs/moeintroduction/%F0%9F%92%B8-how-i-use-sinking-funds-while-paying-off-debt-yes-you-still-can

????”Why I Track My Student Loan Debt With Pen & Paper”: https://paperbymoe.com/blogs/moeintroduction/%F0%9F%93%9A-why-i-track-my-student-loan-debt-with-pen-and-paper-and-how-it-helped-me-pay-off-over-47-000

????”Should You Pay Off Debt If Your Job Isn’t Secure? Here’s What to Do Instead” : https://paperbymoe.com/blogs/moeintroduction/should-you-pay-off-debt-if-your-job-isnt-secure-heres-what-to-do-instead

????”Zero-Based Budgeting vs. 50/30/20 Rule: Which One is Best?” https://paperbymoe.com/blogs/moeintroduction/zero-based-budgeting-vs-50-30-20-rule-which-one-is-best

????”Cut the Cycle: End the Paycheck to Paycheck” Lifestylehttps://paperbymoe.com/blogs/moeintroduction/stop-living-paycheck-to-paycheck

2025 BINGO: https://paperbymoe.com/products/2025-bingo-card

Thank you for watching!

I hope you all enjoy this video & watching my financial freedom journey. I budget my money using the zero based budget method.

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FYI: I am not a financial advisor. Everything I state is from my experiences and they are my opinions. If you would like more detailed information and assistance with your finances, please contact a Financial advisor.

#financialfreedom #savings #sidehustle #money #zerobasedbudget #millionairemindset #roadtodebtfreedom #studentloans #paychecktopaycheck
#2022budget #debt #lowincome #cashenvelope #cashstuffing #lowincome #studentloans #debtpayoff

Join April as she reviews her August debt snowball and savings challenge

#savingchallenge #savingmoney #moneysavingchallenge

Don’t forget to swing by our Etsy store to pick up the latest in Tiny and mini challenges, trackers, and savings challenges got to: BudgetingSistersShop.Etsy.com

It’s a big one! Tune in to see my progress for this week.

I provide updates on my student loan debt, credit card debt, cosigned student loan, and mortgage.

I also provide some encouragement to others that are also on this journey and some tips that have helped me.

Like this video and subscribe to this channel to follow my journey.

—–
About Me:
I’m a 39-year-old wife & mother who is on a journey to be free indeed! I am on a journey to pay off all of my debt within 7 years, build wealth, and be a financier of the kingdom of God.

#debtconfession #debtfreecommunity #debtconfession #debtconfession2023

About the Speaker:

Jonathan Lux
Over 40 years of dispute resolution experience as a Mediator, Arbitrator, Solicitor and Barrister, specialising in international and commercial law
Rated as a ‘Leading Mediator’ by Legal 500 (2017) and by Who’s Who Legal: Mediation (2018)

Marie Coombes
Worked for 5 years as a full-time in house workplace mediator, completing over 200 cases with a success rate of 95%
In 2020, Marie received the workplace mediator of the year award at the National Mediation Awards in recognition of her excellence in the field of mediation, and in particular for her expertise in mental health and her rapid adaptation to online mediation in the face of the Covid19 pandemic.

Nancy Radford
With over 7 years’ experience, Nancy has been the lead mediator in over 250 mediations. Nancy has also done over 150 “connected” (online or telephone) mediations.
For her work training other mediators in online mediation, Nancy won the National Mediation Award for Mediation Trainer in 2020).

Gregory Hunt
Gregory has been involved in at least 120 mediations with parties ranging from individuals to private and public companies, ranging from no monetary value to £30m.
Gregory started his own business, Hunt ADR in 2016 and has regularly mediated since.

Chris Makin
As a chartered accountant having practised for over 30 years, Chris specialises in partnership, company, director and contractual disputes.
Chris has also mediated many other kinds of dispute including boundary, defamation, housing disrepair, expensive motor cars and probate.

DISCLAIMER –
The information in this video is for general informational purposes only. The information is not provided as professional advice. Viewing this video does not create a professional-client relationship or lawyer-client relationship. No one should act upon this information without seeking appropriate legal counsel. Laws may vary in different jurisdictions.

The organisers, presenters and channel shall not be held liable for any loss or damage of whatever nature (direct, indirect, consequential or other) whether arising in contract, tort or otherwise which may arise as a result of your use of (or inability to use) this video, or from your use (or failure to use) the information of this video.

For any query write to us at
admin@mediateguru.com

We share a quick August 2021 Debt Free journey updated and outline why things have slowed down for us! Thank you so much for watching!
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Templates:

Download my budget template here! https://docs.google.com/spreadsheets/d/1UZ5RQG8aBWHFlNsnaflK3wqj27he4Iv9CnPBaZXOzuU/edit?usp=sharing

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Video Details:

Music – www.bensound.com/groovyhiphop
Graphics – Vecteezy.com/free-vector/
Presentation Software – Apple Keynote

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Our Top Videos

5 Types of Financial Independence Retire Early https://youtu.be/yuUsTGs57x0

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Order of Investing for FIRE https://youtu.be/F01n1HKkJ1E

Our Plan to Retire in 8 Years https://youtu.be/WScd62Xjh6I
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The numbers are in for the month of August.

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Hi! Today’s video is our debt review for August 2020. ?
Hope you enjoy the video!!

Answers to your burning questions:

What planner do I use for my budget?
• Erin Condren – https://www.erincondren.com/referral/invite/brendacline/1
*If it is your first time buying & creating an account, you will get a $10 off coupon your first purchase and I will also receive a $10 coupon*

What pens do I use?
• TUL pens & Pilot G-2 07

What camera do I use to film?
• Samsung Galaxy S7 Edge

What free editing software do I use?
• Olive – https://www.olivevideoeditor.org/

What program do I use for my intro, outro, & thumbnails?
• Canva – https://www.canva.com/join/asking-backdrop-malaga
• I use the free version
*If you use this link, we will both receive Canva Credit towards premium elements, such as images, illustrations, icons, and music*

What color nail polish am I wearing?
• Au Naturel!

DISCLAIMER: The links included in this description might be affiliate/referral links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for your support!

FIRST COAST LIVING SHOWS
Tune in every Thursday at 11:00am and 2:00 pm on WTLV NBC Channel 12 to listen to our educational segments on First Coast

Hi Guys and welcome to my channel! I hope you like this video and consider subscribing to my channel, so you can follow me as I become debt free. If you haven’t already please hit that bell so you don’t miss any new videos. Thanks again for watching!

We are so excited to have started our debt free journey! This video recounts the progress that we’ve made on our debt since beginning our journey July 17, through August.

Have questions? Feel free to ask in the comment section.