To become a certified credit counselor, decide what type of clients to work with, visit local, non-profit credit counseling businesses, find an accredited school, and take classes on finances and credit counseling. Find a business that will help pay for credit counseling classes with advice from a certified financial consultant in this free video on credit counseling.

Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years.
Filmmaker: Christopher Rokosz

???? Discover how debt counselling can be your pathway to financial freedom in this insightful live interview with a registered debt counsellor from Credit Matters, one of South Africa’s leading debt counselling organisations. Learn how the process works, who qualifies, and how it can help you consolidate payments, protect your assets, and regain control of your finances—without becoming insolvent.

Whether you’re overwhelmed by credit card bills, personal loans, or store accounts, this conversation breaks down the benefits of debt counselling under South Africa’s National Credit Act, and offers practical advice for anyone looking to break free from the debt trap.

???? Keywords: #DebtCounselling #CreditMatters #SouthAfricaDebtHelp #FinancialFreedom #DebtRelief #NationalCreditAct #MoneyManagement #LiveInterview #DebtSolutions #ConsumerProtection

One of the core issues between Elon Musk and President Donald Trump’s feud is over Republican’s “big, beautiful bill” in Congress. Musk is concerned about how much it raises the national debt.

The U.S. national debt is on its way to $30 trillion dollars and is projected to be more than 100% of GDP at the end of this year. So is that… bad? Let’s look at what the debt is, how it affects the economy and how much is too much.

Chapters:
0:00 Nerves about U.S. assets
0:55 How the debt works
1:53 How much debt is bad?
3:06 The interest payment problem
3:40 When the debt becomes unsustainable
6:14 How to fix it

News Explainers
Some days the high-speed news cycle can bring more questions than answers. WSJ’s news explainers break down the day’s biggest stories into bite-size pieces to help you make sense of the news.

#Trump #Economy #WSJ

In this insightful video, we present “Eight Tips to Become a Millionaire in 10 Years.” Discover the essential strategies that can lead to significant wealth accumulation over time. We emphasize the importance of avoiding debt and starting early investments to maximize your financial growth. Learn how saving 15% of your income can create a strong foundation for your future. We’ll discuss ways to increase your earnings, cut unnecessary expenses, and stay focused on your financial goals. Collaborating with investment experts and consistently following your financial plan are also crucial steps on your path to millionaire status. Join us to explore these powerful tips that can transform your financial future!

How To Become A Millionaire In 10 Years | Review & Facts

#MillionaireMindset
#WealthBuilding
#FinancialGoals
#DebtFreeLiving
#InvestmentStrategies
#SavingsPlan
#IncreaseEarnings
#ExpenseCutting
#FinancialSuccess
#InvestmentExperts
#WealthAccumulation
#MoneyManagement
#FinancialIndependence
#LongTermInvesting
#SmartFinance
#FinancialPlanning
#WealthCreation
#PersonalFinanceTips
#FinancialLiteracy
#GoalSetting

DISCLAIMER
The material provided on this channel & in this video is for educational purposes only and should not be considered financial advice. Always consult with a qualified financial advisor before making any financial decisions.

Copyright Disclaimer Under Section 107 of the copyright act 1976, allowance is made for fair use for purposes such as criticism, comment, news reporting, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favour of fair use.

Business bankruptcies, entrepreneurial failures, unemployment, and salary reductions have been ongoing topics in recent years. Many former business owners have accumulated debts and been forced into becoming “debt defaulters”, while numerous individuals have been blacklisted for credit breaches due to job losses and interrupted mortgage payments. Data shows that in the past five years, China’s personal debt has surged by 50%. Those branded as debt defaulters now number over 8.5 million, a near 50% increase from 5.7 million at the beginning of 2020. These debtors, who have failed to meet their repayment schedules for home or business loans, mostly range in age from 18 to 59 and constitute 1% of China’s workforce.
#chinaobserver
All rights reserved.

Earlier this month, Rep. Pete Sessions (R-TX) questioned Secretary of the Treasury Janet Yellen on the national debt during a House Financial Services Committee hearing.

Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:

https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript

Stay Connected
Forbes on Facebook: http://fb.com/forbes
Forbes Video on Twitter: http://www.twitter.com/forbes
Forbes Video on Instagram: http://instagram.com/forbes
More From Forbes: http://forbes.com

In this video we will discuss: What is debt consolidation?
How will this financial alternative affect my credit?
How can I leverage debt consolidation?
Will this affect my home buying process?
Top five consolidation lenders you can apply for NOW with bad credit!

Click this Link to read the full Article : https://medium.com/@Superior.Shelbie/debt-consolidation-in-2023-2f6c0fc0789d

Book a consultation now if you need help applying for Grants!
https://calendly.com/expandmywallet/30min

In this video “A Persons Value Is Above The Debts Value” Abraham Esther Hicks has a beautiful conversation with a wonderful man about debts and losing it all (from a material standpoint) as well as the economic and financial system.

Tip: You can use this video as a meditation too. I love sitting or lying in a comfortable position and listening to the conversation and knowledge of Abraham Esther Hicks

—————————————————————————————————-

??? Support Me On My Journey ???

? Buy me a coffee on buymeacoffee.com (pss.. I like coconuts more)
?? https://www.buymeacoffee.com/omgdreams

? Become a member of the beautiful omgDreams family on patreon.com
?? https://www.patreon.com/omgdreams

? My philosophy
??http://www.omgdreams.com/giving_first_philosophy

??? Thank you very much ???

—————————————————————————————————

??? Thank you very much for your wonderful media ???
Photo by rawpixel.com from Pexels

—————————————————————————————————-

All Abraham-Hicks audio materials are copyrighted by Esther Hicks and we are sharing these following the USE OF COPYRIGHTED MATERIAL GUIDELINES:
https://www.youtube.com/user/AbrahamHicks

For additional information please visit the official website:
https://www.abraham-hicks.com/

—————————————————————————————————

??? Powerful Habits ???

? Start Meditating ?
Meditation is “the” wonderful act to silence your mind and to connect to source.
A very practical tip to start meditation is to breath in deeply and to breath out deeply. Repeat this breathing several times and you will feel a different state of your mind after a few seconds. Furthermore you can support your meditation with nature sounds and binaural beats.

? Build A Reading Habit
Reading books is such a beautiful habit. Sometimes you might not find the time to dive into the written adventures of an author and thats totally fine. A powerful rule of thumb is to read 20 pages a day (that are 600 pages a month or around 2-3 books a month and around 24-36 books a year). This reading habit will change your life for the better and may change your direction totally 🙂 So give it a try and start reading now.

? Stay Positive
Positive vibes are so important and a very noteworthy quote is the following one: “Your problem is not the problem, your reaction is the problem.”
Stay positive and always react in a empowering and positive way, this will make all the difference 🙂

?? Follow Your Dreams
Do what your heart wants to do and dont do what other people might think is the right path to follow. Maybe it wont be easy but it will be totally worth it and you will become the most amazing person you can become.

—————————————————————————————————

??? omgDreams Sites & Projects ???

?? www.omgdreams.com
?? www.instagram.com/omgdreams_goodvibes

—————————————————————————————————

I wish you all the best for this wonderful day and a magnificent life in abundance ??????

How to Become a Credit Counselor. Part of the series: Credit Cards, Credit Score & Credit. Credit counselors help people manage credit every day. Learn how to become a credit counselor from a credit counselor in this free personal finance video.

9 Characteristics of Debt Free People (How to Become Debt Free)

What characteristics make up the debt free community? Those who become and stay debt free aren’t your typical people as so many in today’s world become consumed by instant gratification and overspending. With debt payments devouring a large chunk of our paychecks, it’s incredibly difficult to not only save up for future purchases but set aside money for wealth creation. This video covers some of the traits of people who are debt free and are able to sleep better at night and live a less stressful life because of it.