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This week we’re BUSTING some Credit Myths! Meet me Monday – Friday ***This Week Only*** at 12:30p EST as we BUST a New Myth Each Day!!!

Today’s Credit Myth: “I Read that If I Consolidate My Debts, I Will Pay A Lower My Monthly Payments & My Scores Will Increase. Is this True?”

Let’s Make $ense of Some Thangs!

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In this video, I will be going over my best ways to consolidated credit card debt. It is away tough to know that you have a lot of money that you will need to pay in order to get out of debt, but it is more difficult to deal with the amount of interest that you will pay over the life of the debt. I don’t want anyone to have to pay that much money in interest to I will give you two of my tips to consolidate that debt into a lower payment and minimize the interest.

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Ways to consolidate credit card debt:
1. Open a Credit Union Account – The reason why this works is because credit unions have always had very low rates for their loans and even their credit cards. If these loans are out there then you will want to take advantage of them.

2. Open 0 APR Credit Cards – Obviously with this option it is opening up another credit card which is not the best option because you have to first be approved for it and if you have bad credit you might not get approved. Second you are more likely to abuse more credit if you do have the option. The benefit is that you will not pay a dime in interest for however long you have the promotional period for.

List of APR Credit Cards:
Capital One Silver Card – 0 APR for 15 months
https://applynow.capitalone.com/?irgwc=1&external_id=IRAFF_ZZ9382e493a9894343b38f121b8ca1f01f_USCIR_K156490_A344893L_Ccc5efcbbN43a611e98e0d0e15c89fd8c_S&applicantkeyid=&productId=5497&IARC=AFF
Citi Double Cash Back – 0 APR for 18 on Balance Transfers (Favorite)
https://citicards.citi.com/usc/LPACA/Citi/Cards/DoubleCash/External/index.html?BTData=GHK.B.gAB6f.J.Bvz.MX5c.OUg.kqQ.BJ.wb!.Bj.Cd.Gy.E&app=UNSOL&sc=4T5ZVGW8&m=XCK2111111W&B=M&ID=3000&uc=J4L&t=t&cmp=AFA~01~120201~CARDSACQ~CreditKarma&aff_placement_id=151918065&AID=13563188&PID=2569276&SID=32298762425&cjevent=a91c6a5c43a611e9804003910a24060b&ProspectID=8233BE8D5F7E4191BC3B64E1050FE404
Amex Blue Cash Everyday Card – 0 APR for 15 months
https://www.americanexpress.com/us/credit-cards/card/blue-cash-everyday/?eep=26129&extlink=af-us-ccsg-BCELM&irgwc=1&veid=2ZPTl-23gxyJRKuxTp3WVUkrUkl0KnWhRXGR140&affid=156490&pid=IR&affname=Credit%20Karma&sid=11011820007&pmc=795&BUID=CCG&CRTV=controlaffcps&MPR=01

http://www.nomoredebts.org/canhelp/debt-consolidation-loan-options/debt-consolidation-using-a-debt-management-program.html Learn how a debt management program works and consolidate your credit card debt into one monthly payment. Call us today. 1-888-527-8999

In this video I go over when to use the equity in your home to refinance and pay off your credit card debt

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Ding dong the witch is dead! Which old witch? The credit debt witch! Here’s how I killed the wicked old witch of debt and eliminated twenty two thousand of credit card debt in just three years.

Credit counseling service I used: https://twitter.com/ClearPoint

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How to consolidate credit card debt using three different methods.
LightStream Loans: http://bit.ly/LS_DebtConsolidation
(I may be compensated by LightStream through this link.)

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If you want to know how to get rid of credit card debt, then you’re watching the right video. I’ll be covering why you’d want to consolidate credit card debt, which has to do with your credit utilization score and credit card interest.

I’ll also be covering 3 unique ways to consolidate credit card debt that I believe work the best. Getting a personal loan, balance transfer offers and cash-out refinancing are the three ways to consolidate credit card debt that I’ll be covering.

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— Resources and Recommendations —

DISCLAIMER: This video description contains affiliate links, which means if you click through the links, I can receive a small commission (at no cost to you). This helps support the channel and allows me to continue making in-depth content for you. Thanks for the support.

COURSES I RECOMMEND:
– How to Grow and Rank on YouTube: http://bit.ly/YTRankingAcdmy

BOOKS I RECOMMEND:
– Get 2 Free Audiobooks from Audible: http://bit.ly/AudibleFreeTrial_HF (Because leaders are readers 🙂

– The $3 Book that Changed my Life: http://amzn.to/2DuHmIy

– Best Book on Time Management: http://amzn.to/2Cj59hG
– Best Book on Investing/Stock Market: http://amzn.to/2DtEM5E
– Best Book on Budgeting/Debt: http://amzn.to/2Ekyszc
– Best Book on How Money Works: http://amzn.to/2Eaqdp5

INVESTING AND LOANS:
– Check out Betterment for automated, low-fee investing: http://bit.ly/Betterment_Investing

– Get a Free Stock for trying Robinhood: http://bit.ly/robinhood_hf

– Lightstream loans is who I recommend for any auto loans, personal loans or debt consolidation. They have the best rates and don’t charge any fees or pre-payment penalties. http://bit.ly/lightsteam_loans

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Paying off your credit card debt can seem like a MONUMENTAL challenge. And getting rid of your credit card debt FAST is even harder. Here are the 4 steps I took to eliminate my $14,000 of credit card debt in just 7 months!

Please LIKE or COMMENT if you enjoyed the video! It helps a lot. ?

If you found any of this so INSANELY useful/helpful/inspiring, I wouldn’t mind waking up to a free coffee tomorrow morning. ? buymeacoff.ee/rapidweblaunch

More of a reader? Check out my full blog post: https://blog.rapidweblaunch.com/2016/08/29/pay-off-credit-card-debt-fast/

Paying off debt is important and utilizing a lower interest rate to reach that goal is a good idea, as long as you follow some key rules first. Otherwise it will ruin your get out of debt plan.

https://tinyurl.com/repairmycreditcard

Learn how to get out of paying credit card debt and avoid credit card lawsuit or summons with a properly written letters to debt collectors and collection attorneys.
WARNING – This content is not intended as a substitute for legal advice. If you need an attorney in your local area contact a licensed attorney in your state.
Are you worried about your credit card debt?
Are you fearful of debt collectors and collection attorneys?
Today I want to convince you of one thing . . . and that is . . .You do not have to pay your credit card debt if you cannot afford to pay it.
You do not have to sacrifice monthly essentials food clothing rent or mortgage healthcare utilities or education for credit card debt you cannot afford to pay. I want to introduce you to the only easily-affordable credit card debt relief program that shows you how to legally avoid paying the credit card debt you cannot afford to pay without filing for bankruptcy.

The key is how you interact with debt collectors and collection attorneys. I want to share with you what pitfalls to avoid with these people. I am going to tell how you can actually enjoy the process of getting out of debt once you know what you are doing with these liars. I am also going to give you some tips you can take away and use immediately.
I learned first hand I did not have to pay credit card debt I could not afford to pay. Instead of experiencing that stomach-churning feeling when a debt collector calls you’ll be asking “Is that the best you can do?” when a debt collector threatens you over the telephone.
Unaffordable credit card debt is a very serious problem. Bankruptcy or a credit card debt court judgement could ruin any of us. We don’t want to see our assets sold to pay an unsecured credit card debt. Nor do we want to be forced into a payment plan for five years. All these possibilities create feelings of fear hopelessness uncertainty and loss of independence.Those feelings in turn make it more difficult for us to help ourselves out of this difficult situation.
Debt collectors and collection attorneys make threats and tell lies to get our money. They are villains.But they are easy to defeat if you know how. There are other less obvious but nevertheless real villains. They are the opportunists selling debt relief scams trying to take our money before they get us any debt relief. They all want a thousand dollars or more for their bankruptcy debt settlement debt consolidation debt management or debt negotiation so-called solutions.Our credit gets ruined and our bank accounts get depleted without any real debt relief. Worst of all they cause us to believe we are not capable of helping ourselves out of this predicament.Only they have the knowledge and expertise it takes to deal with creditors and debt collectors in these “difficult circumstances.” They confuse us with their greedy opportunistic non-solutions to credit card debt relief.
As I have been telling you the best way to get rid of debt collectors and collection attorneys is to first educate ourselves about exactly why debt collectors and collection attorneys have no real power to harm us. When debt collectors see these disputes and demands they give up on US to chase other less well-informed debtors. When collection attorneys see appropriate legal disputes and demands in a letter from us the last thing they want to do is waste their time in court with us.
Remember – this is the only easily-affordable credit card debt relief program that shows you how to legally avoid paying the credit card debt you cannot afford to pay without filing for bankruptcy. Why not get started today and get this debt behind you? What do you have to lose?

http://www.creditcarddebt.consolidate.com

Learn how to get out of paying credit card debt and stop debt collectors harassing you.

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