Do you have unsecured debt and have looked into debt consolidation loans? Before you do make sure you answer the questions brought up in this video.

National Debt Relief’s Financial Wellness Board Member Marc Russell will help you understand if credit card debt consolidation is a good choice by covering:

– What is Credit Card Debt Consolidation
– Types of Credit Card Debt Consolidation
– Pros and Cons
– When is it right for you?
– How to choose the right lender

Learn more about credit card debt consolidation at:
https://bit.ly/4d1EELh

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National Debt Relief’s award-winning approach to debt relief helps people on their path to becoming debt-free as quickly and inexpensively as possible. Our Whole Human Finance approach to debt relief focuses on the “whole human” realities of debt and its impact, and supports our clients behaviorally, emotionally and psychologically during their debt relief journey.

National Debt Relief is rated A+ with the Better Business Bureau and has been ranked #1 in debt settlement by Forbes Advisor for two consecutive years. We’ve helped over half a million people resolve their debt, reclaim their independence and get their life back on track. We work with most major creditors and banks to reduce our clients’ debt, and we can help with most unsecured debt, like credit card debt, medical debt, personal loans, private student loans, collections, small business debt, and more.

For anyone with at least $7,500 in debt and feeling overwhelmed by it, call us for a free, no-obligation consultation to see how we can help. You can learn more about debt relief, managing expenses and more on our blog at https://bit.ly/4cTabyQ

We’re one of the top-rated and best debt relief companies in the United States.

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To learn more, visit us at https://bit.ly/3ZiR5Px

or call 800-485-0769

To apply for debt relief, please visit us at https://bit.ly/47mbDsd

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Show notes:

[1] – How To Make A Budget To Pay Off Debt https://www.nationaldebtrelief.com/blog/financial-wellness/budgeting/how-to-make-a-budget-to-pay-off-debt/?src=ytube.organic&aff_sub=creditcarddebtconsolidation&aff_sub2=description

Are you struggling with debt that seems to grow endlessly due to interest? Debt consolidation loans might offer a solution. Prosper CEO David Kimball joins Wealth to discuss the pros and cons of this debt relief option.
Kimball emphasizes that the current high-interest rate environment is a primary reason to consider debt consolidation. By consolidating debt, borrowers can potentially reduce interest rate costs, especially if they’re carrying balances across multiple high-interest credit cards. This approach allows for a transition from higher-interest debt to a single, lower-interest loan.
However, Kimball stresses that the real key to financial health lies in managing finances and changing habits. He explains, “It really comes down to whether or not you have the capacity, and ultimately, if you don’t change your habits, if you keep spending the way you were spending, you’re going to take this debt from your credit cards, put it on a debt consolidation loan, [but] your credit card lines are still open. If you begin to spend on your credit card lines again, what you’re doing at that point is creating more debt.”
Kimball cautions that this scenario is a significant drawback of debt consolidation. He advises, “You need to face your finances, understand them, and make a budget. For some people, you’re going to have to change your spending behavior for this to be a really effective tool.”
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Debt Consolidation Loan Options Calculator: https://tryascend.com/qualify/calculator/sm/ytdeniedloans

Do you keep getting denied for Debt Consolidation loans? There now appear to be ‘income-based’ loans, but are those actually loans? Let’s talk about that in today’s video.

Debt Consolidation Explained (Pros and Cons):

Debt consolidation is a financial strategy that involves combining multiple debts, such as credit card balances, loans, or other outstanding obligations, into a single, more manageable loan or payment plan. By doing so, borrowers can simplify their financial situation and potentially secure a lower interest rate or more favorable repayment terms. This consolidation typically occurs through a personal loan, balance transfer credit card, or home equity loan. The main aim of debt consolidation is to streamline payments and reduce the overall financial burden, making it easier for individuals to regain control of their finances and work towards becoming debt-free.

This video goes over what debt consolidation is but also covers off some of the key pros and cons that individuals should consider when it comes to debt consolidation.

Please note that this video is for educational and entertainment purposes only and should not be considered financial advice.

What do you think of this?

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Free Debt Options Calculator: https://tryascend.com/qualify/calculator/quick/ytdcbadcredit
Best Debt Consolidation Loan Options: https://tryascend.com/consolidate

How do you qualify for Debt Consolidation if you have bad credit? Are you looking at a Consolidation Loan? Or are you more so looking at a Debt Consolidation Program?

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Free Debt Options Calculator: https://tryascend.com/qualify/calculator/quick/ytdcproscons24
Top Debt Consolidation Loans: https://tryascend.com/consolidate
Best Debt Consolidation Programs: https://tryascend.com/debt-relief/company/3-top-debt-relief-companies

When does it make sense to consolidate your debt? And what does debt consolidation even mean nowadays? Let’s find out.

Here’s what we cover in today’s video:
0:00 Debt Consolidation Loans vs Debt Consolidation Programs
6:20 Debt Consolidation Pros and Cons
9:45 Is Debt Consolidation Worth It?

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Learn about the differences between Debt Management Plans and debt consolidation loans.

Visit our website at lssfinancialcounseling.org or call 888.577.2227 to schedule a free, confidential appointment with one of our experienced, trusted financial counselors.

Best Debt Relief Companies: https://tryascend.com/debt-relief/company/3-top-debt-relief-companies

If you Google Debt Consolidation, you’ll find definitions relating to using a loan to consolidate debt, but are you actually getting a loan in a Debt Consolidation Program?

The link above can show different options for the best debt settlement companies that serve your area, but in this video, we also share some information that you can potentially use to see whether debt relief is right for you.

Here’s what we talk about in today’s video:

00:00 Introduction
01:53 Debt Consolidation vs Debt Relief
05:23 Are Those “6 Month” Loans Worth It?
08:25 When Does It Make Sense For Debt Relief?

We are available if you’d like to chat or have any questions at 833-272-3631.

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Best Debt Relief Companies: https://tryascend.com/debt-relief/company/3-top-debt-relief-companies

Debt consolidation is also known as a debt relief or debt settlement, and finding the best debt consolidation company can be the difference between a great experience getting out of debt, and staying in debt longer if the company is deceptive and charges upfront fees.

When looking for a debt consolidation company, I like to look for companies that:

1. I can trust.
2. Offer reasonable fees.

The link above can show different options for best debt settlement companies that serve your area, but in this video, we also share some questions that you can ask to potentially see if you are working with a company that you can trust and offers reasonable fees.

We are available if you’d like to chat or have any questions at 833-272-3631.

Here’s the chapters that we cover in this video:

00:00 Introduction
02:30 Total Cost
03:54 Risk of Lawsuit
05:01 Setting You Up For Success
05:57 Denied Loan, Now What?

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