Before you can file for Chapter 7 or Chapter 13 bankruptcy, you must complete credit counseling. In this video Bucks County Pennsylvania attorney John Benson discusses why you first need credit counseling before you can file.
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Did you know you can leverage non-profit financial counseling for hands-on support to improve your finances?
If you’re struggling with your finances and high-interest debt then financial counseling is something that could help. It could be that you are starting over, getting through a rough patch, or perhaps need someone to work with you on creating an actionable plan to adjust your habits….sometimes you just need a little support to get back on track financially without the shame or judgment.
Tune into this session with Bola and Yazmir from team CGF to learn exactly what financial counseling entails and learn how to find a reputable non-profit company to support you!
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A person who files for bankruptcy must take two courses before receiving a bankruptcy discharge. Before you can file for Chapter 7 or Chapter 13 bankruptcy, you must #consult with a nonprofit #credit-counseling agency to see whether you can feasibly handle your debt load outside of bankruptcy, without adding to what you owe. These courses can be done online so you don’t have to physically go to a location to complete these.
Not completing this course BEFORE filing is one of the most frequent errors I see when consumers try to file their cases themselves. This course has to be done BEFORE you file your case and the certificate is good for 180-days. Once you complete the course the company will email you a copy of your certificate which must be filed with your case. If you fail to complete this class BEFORE you file your case then your case will be dismissed and you will have to start over.
Your bankruptcy jurisdiction must approve the particular course that you take. You can find an approved provider by visiting the U.S. Trustee’s website at this link: https://www.uscourts.gov/services-forms/bankruptcy/credit-counseling-and-debtor-education-courses
Here are some common questions we hear about filing bankruptcy: ????
?https://georgiabankruptcylawgroup.com/filing-bankruptcy-georgia-common-questions/?
Review some our recent case results????
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QUESTIONS ABOUT BANKRUPTCY? ????????Check out the links below ????????
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????FREE GUIDE TO DEALING WITH DEBT IN GEORGIA:
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???? FREE GUIDE TO EVICTIONS IN GEORGIA:
https://georgiabankruptcylawgroup.com/guide-to-evictions-in-georgia/
???? FREE GUIDE TO FORECLOSURE IN GEORGIA:
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Saedi Law Group are experienced Atlanta #bankruptcy #lawyers who have been helping Georgians file for bankruptcy for over 20 years.
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If you are currently struggling with overwhelming debt, or feel your financial situation will be severely stressed in the coming weeks, now is the best time to start looking at all options available to you.
Saedi Law Group offers a free, no obligation consultation with an experienced attorney (not a paralegal) who will review your specific situation and advise you about your options for moving forward.
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Credit counseling is an effective way to manage debt and improve your credit score. These five tips will help you make the most of the counseling process. #creditcounselingtips #personalfinancetips #financialplanning #moneymatters #debtfree
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Take the first required bankruptcy course at https://ccadvising.com
SCAM ALERT: Consumer Credit Counseling. Find out the truth about Consumer Credit Counseling. Where does it rank our or scam matter?
1. A legitimate service that is useful and adds value.
2. A legitimate service that may be useful, but doesn’t add value.
3. A legitimate service that is barely useful or adds value.
4. A legitimate service on paper only, but provides no utility or use. (mini-scam).
5. A criminal enterprise
Matt Berkus is a Colorado licensed bankruptcy and student loan relief attorney with 20 years of experience. I offer free phone consultations to residents of Colorado for the purpose of bankruptcy. Click on my websites for additional information and for the phone number to call and schedule.
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You should consult with a lawyer in your state or district. Laws can vary from state to state. This video presents general legal information. This information is not specific legal advice tailored to your particular situation.
Dealing with debt. It can feel like it will take a lifetime to pay off credit cards. The money move you should consider to become debt-free.
How to deal with the emotional stress of being under debt review | Debt counseling in South Africa
We are bookkeepers in Pretoria and we service clients across South Africa. Our focus is on preparing documents for business funding, tax preparation, and clean up of your business books, as well as monthly bookkeeping services.
To find out more about our bookkeeping services go to: https://profitandbooks.com/
I am Olivia Sambo, co-owner of Profits and Bookkeeping Services and Online Marketing Services. I am a qualified Bookkeeper who has studied with the Institute of Certified Bookkeepers, the ICB. My goal with every client is to understand their vision for their company so we can implement systems that will improve their cash flow, money management, and profitability.
Most clients come to me when they want their documents to be prepared for tax or when they want to apply for funding from a bank or a financial institution. In most cases, they’ve never had a bookkeeper, and all those years of neglecting their books take time and knowledge to untangle.
What skills do you need to be a bookkeeper?
You need to be someone who’s meticulous and pays attention to details because one digit in the wrong place can lead to the books not balancing. You need to be patient and focused to capture the information accurately because sometimes these numbers can be very overwhelming. You must be honest and have integrity because you deal with very confidential information about clients. You must honour the trust that your clients put in by safeguarding the trust and protecting their privacy.
As a bookkeeper, you must understand the accounting system and make sense of the debit and credit entries. You must also have a basic understanding of Mathematics.
What does a bookkeeper do?
Bookkeepers capture information from the source documents that a client provides. Different types of accounts then get created to reflect the assets, liabilities, income, expenses, and equity accounts. These accounts will be a reflection of the income and expenses of the business and will be used to prepare management reports for the management of the business or a financial institution.
What are source documents?
Source documents are any proof of the transactions that take place within a business. It could be invoices, receipts, debit notes, credit notes, till slips, etc. It shows the source of the transactions that are reflected on the bank statement. Source documents are also called supporting documents
Why are the source documents so important?
When you look at your bank statements you will mostly see POS purchases when you swipe your debit or credit card to buy goods. When a client pays you it will only show as a deposit.
The source documents will show exactly whether you’ve spent money on fuel, stationery, or printing. It will enable the bookkeeper to put the entry under the right category.
Why do you need a bookkeeper when you apply for funding?
The bank wants to see how well you manage your money, what is your income, what is are your expenses, what part of your business makes the most money, etc. Your bookkeeper will be able to prepare this information when you provide her with your bank statements and source documents. The banks and financial institutions want documents that will give them an overview of your business all in one place. A bookkeeper will know how to use your monthly bank statements to create the right accounts that are needed to prepare the financial reports for the bank. If you don’t have these reports prepared the bank will advise you to find a bookkeeper who can do that for you. If you are a business owner or self-employed the bank will not consider your application for funding without these reports because that is the proof of income they need to see if you qualify for the business loan.
For more information about we what we offer go to:
https://za.pinterest.com/profitsandbooks
https://www.linkedin.com/in/profitsandbooksbookkeepingservices
https://www.facebook.com/profitsandbooksbookkeeping/
https://twitter.com/profitsandbooks
https://anchor.fm/olivia-sambo
https://podcasts.apple.com/us/podcast/rose-tinted-glasses-with-olivia-sambo/id1522074736?uo=4
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https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy8xOTUxMTA1OC9wb2RjYXN0L3Jzcw==
https://profitsandbooks.blogspot.com/
https://news.google.com/publications/CAAqBwgKMObWnAsw8uC0Aw?hl=en-ZA&gl=ZA&ceid=ZA%3Aen
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To find out more about funding go to:
https//:www.Nedbank.co.za
https//:www.FNB.co.za
https//:www.Capitec.co.za
https//:www.Absa.co.za
https//:www.Standardbank.co.za
https//:www.Tymebank.co.za
https//:www.Bankzero.co.za
https//:www.Dti.co.za
https//:www.Nyda.co.za
https//:www.Investec.co.za
https//:www.Bidvest.co.za
https//:www.Sab.co.za
https//:www.Discoverybank.co.za
If you want to become a bookkeeper in South Africa go to:
www.icb.org.za
How to survive the debt review process | Debt counseling in South Africa.
We are bookkeepers in Pretoria and we service clients across South Africa. Our focus is on preparing documents for business funding, tax preparation, and clean up of your business books, as well as monthly bookkeeping services.
To find out more about our bookkeeping services go to: https://profitandbooks.com/
I am Olivia Sambo, co-owner of Profits and Bookkeeping Services and Online Marketing Services. I am a qualified Bookkeeper who has studied with the Institute of Certified Bookkeepers, the ICB. My goal with every client is to understand their vision for their company so we can implement systems that will improve their cash flow, money management, and profitability.
Most clients come to me when they want their documents to be prepared for tax or when they want to apply for funding from a bank or a financial institution. In most cases, they’ve never had a bookkeeper, and all those years of neglecting their books take time and knowledge to untangle.
What skills do you need to be a bookkeeper?
You need to be someone who’s meticulous and pays attention to details because one digit in the wrong place can lead to the books not balancing. You need to be patient and focused to capture the information accurately because sometimes these numbers can be very overwhelming. You must be honest and have integrity because you deal with very confidential information about clients. You must honour the trust that your clients put in by safeguarding the trust and protecting their privacy.
As a bookkeeper, you must understand the accounting system and make sense of the debit and credit entries. You must also have a basic understanding of Mathematics.
What does a bookkeeper do?
Bookkeepers capture information from the source documents that a client provides. Different types of accounts then get created to reflect the assets, liabilities, income, expenses, and equity accounts. These accounts will be a reflection of the income and expenses of the business and will be used to prepare management reports for the management of the business or a financial institution.
What are source documents?
Source documents are any proof of the transactions that take place within a business. It could be invoices, receipts, debit notes, credit notes, till slips, etc. It shows the source of the transactions that are reflected on the bank statement. Source documents are also called supporting documents
Why are the source documents so important?
When you look at your bank statements you will mostly see POS purchases when you swipe your debit or credit card to buy goods. When a client pays you it will only show as a deposit.
The source documents will show exactly whether you’ve spent money on fuel, stationery, or printing. It will enable the bookkeeper to put the entry under the right category.
Why do you need a bookkeeper when you apply for funding?
The bank wants to see how well you manage your money, what is your income, what is are your expenses, what part of your business makes the most money, etc. Your bookkeeper will be able to prepare this information when you provide her with your bank statements and source documents. The banks and financial institutions want documents that will give them an overview of your business all in one place. A bookkeeper will know how to use your monthly bank statements to create the right accounts that are needed to prepare the financial reports for the bank. If you don’t have these reports prepared the bank will advise you to find a bookkeeper who can do that for you. If you are a business owner or self-employed the bank will not consider your application for funding without these reports because that is the proof of income they need to see if you qualify for the business loan.
For more information about we what we offer go to:
https://za.pinterest.com/profitsandbooks
https://www.linkedin.com/in/profitsandbooksbookkeepingservices
https://www.facebook.com/profitsandbooksbookkeeping/
https://twitter.com/profitsandbooks
https://anchor.fm/olivia-sambo
https://podcasts.apple.com/us/podcast/rose-tinted-glasses-with-olivia-sambo/id1522074736?uo=4
https://open.spotify.com/show/7JABIEU33PfULlam27sOyY
https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy8xOTUxMTA1OC9wb2RjYXN0L3Jzcw==
https://profitsandbooks.blogspot.com/
https://news.google.com/publications/CAAqBwgKMObWnAsw8uC0Aw?hl=en-ZA&gl=ZA&ceid=ZA%3Aen
https://g.page/r/CQEpG0p7PPdiEAE
To find out more about funding go to:
https//:www.Nedbank.co.za
https//:www.FNB.co.za
https//:www.Capitec.co.za
https//:www.Absa.co.za
https//:www.Standardbank.co.za
https//:www.Tymebank.co.za
https//:www.Bankzero.co.za
https//:www.Dti.co.za
https//:www.Nyda.co.za
https//:www.Investec.co.za
https//:www.Bidvest.co.za
https//:www.Sab.co.za
https//:www.Discoverybank.co.za
If you want to become a bookkeeper in South Africa go to:
www.icb.org.za