Financial educator Ross Mac breaks down record credit card debt levels and outlines a simple fix for overspending on ‘The Bottom Line.’ #fox #media #breakingnews #us #usa #new #news #breaking #foxbusiness #thebottomline #economy #finance #debt #credit #money #inflation #interestrates #spending #consumer #america #financialeducation #budget #markets #business #economicnews #personalfinance

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FOX Business Network (FBN) is a financial news channel delivering real-time information across all platforms that impact both Main Street and Wall Street. Headquartered in New York — the business capital of the world — FBN launched in October 2007 and is one of the leading business networks on television. In 2025 it opened the year posting double-digit advantages across business day, market hours and total day viewers in January. Additionally, the network continued to lead business news programming, with each business day program placing among the top 15 shows, while FBN delivered its highest-rated month since April 2023 with market hours.

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Looking for debt relief but not sure how it works? You’ve come to the right place! Christian Credit Counselors is a non-profit Credit Counseling and Debt Management organization. For the last 24 years we have helped over 300,000 Americans to get out of debt.

Our Mission is:
1 STEP 1:
Meet your personal Credit Counselor, for your free no-obligation debt analysis. Your counselor will work with you, reviewing your debt information to find the solution that is right for you.
2 Step 2:
Your Credit Counselor will provide you with a free budget and debt analysis. You will have an opportunity to ask questions and learn about how much you will save on the program.
3 Step 3:
Our team will lower your interest rates and consolidate your payments into one easy monthly payment that you can afford. Say good-bye to dealing with your creditors, we take care of everything for you.
Our average client pays off their debt up to 80% faster! Our client pay off time ranges from 24- 60 months depending on their total debt. Are you ready to get out of debt, and see how much Christian Credit Counselors can save you?

#shorts Ever heard of a Debt Consolidation Loan with Navy Federal? They do indeed. Navy Federal offers many loan programs to members. The debt consolidation loan is just one of them. Easy qualification and quick funding as well. As per NFCU, sometimes, funding can be in a day dependent on the applicant’s meeting the requirements including credit profile.
ALSO, CHECK OUT THESE VIDEOS:
Please check my other videos as well:
APPROVED! $29,000 with the X1 Card. NO HARD PULL! | NO CREDIT CHECK https://youtu.be/VWPU8MoTo_g
NAVY FEDERAL LATE NIGHT HACK RESULT: Approved! 25,000 Cash Rewards Visa!
https://youtu.be/8xk6ib8VWbc
NAVY FEDERAL GOBIZ REWARDS VISA $15,000 Credit Card
https://youtu.be/wGgcz383tsw
NAVY FEDERAL INTERNAL CREDIT SCORE: https://youtu.be/gz1CMpBS1dw
$15,000 NAVY FEDERAL Personal Loan: My DATA POINTS Shared! NO DOC
https://youtu.be/sXOzkKM6nqk
Navy Federal AUTOMATIC CREDIT LIMIT INCREASES: https://youtu.be/0p0J7–I6GI
NAVY FEDERAL Certificate PLEDGED LOAN: Up to 100,000! CREDIT HACK You Can Share!
https://youtu.be/370qtMfXZSo
Navy Federal Credit Limit Increase on $25,000 Cash Rewards Card: MY RESULT!
https://youtu.be/l-gtipiTuuQ
Navy Federal Savefirst and Easy Certificates: Hacks to High Limit Approval!
https://youtu.be/Ab_ENvjAdbw
NAVY FEDERAL $25,000 Flagship Credit Card APPROVED! Late Night Hack!
https://youtu.be/CQF8GhYjIxg
GET APPROVED for the NAVY FEDERAL Business GoBiz Rewards Credit Card! $15,000.
https://youtu.be/WBg9BozsXwA
MY NAVY FEDERAL INTERNAL SCORES: A Comparison after Cash Rewards & Flagship $25K Approvals. :https://youtu.be/lhN9lF10Y1w
Navy Federal Credit Limit Increase on $25,000 Cash Rewards Card: MY RESULT!
https://youtu.be/l-gtipiTuuQ
Navy Federal Credit Limit Increase Request after Flagship Credit Card Approval for $25,000!
https://youtu.be/c5jD24qco30
NAVY FEDERAL LATE-NIGHT HACK VS Relationship building with NFCU?
https://youtu.be/2SjxQPrtgjs
NAVY FEDERAL PLEDGED LOAN: Your Road to Higher Limits!
https://youtu.be/_HEVV4vMmhE
Navy Federal JOINT ACCOUNT HACK: How a Family Member received high limit approvals with me.: https://youtu.be/YFlcxIIA4Xc
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Buying a home in South Africa is already tough — but what if you’re on debt review or struggling with a poor credit score?
Most banks will decline your bond application immediately, but that doesn’t mean your dream of owning a home is over.

In this video, we give you a clear roadmap to buying a property while on debt review or after completing debt review.

? What you’ll learn in this video:

Why debt review stops you from getting a home loan today

How long debt review usually lasts and what happens after

Steps to rebuild your credit profile after clearance

Why paying off a single outstanding account can make all the difference

How to plan now so you can qualify for a bond in the future

How the First Home Finance subsidy can boost your affordability when you’re ready

???? At The Property Guys, we help South Africans navigate the challenges of bond applications, credit scores, and government subsidies. Our goal is simple: to help you get the keys to your first home.

???? Related Links:
???? Subsidy Calculator: https://www.thepropertyguys.org/subsidy-calculators
???? Contact Us: https://www.thepropertyguys.org/contact-us

???? Have you (or someone you know) been through debt review? Share your story in the comments — it could help someone else on their journey.

#DebtReview #CreditScore #HomeLoansSA #FirstHomeFinance #SouthAfrica #ThePropertyGuys

—

?? Disclaimer

Disclaimer: This video is for educational purposes only and is based on factual information. It should not be considered financial advice. Always consult a registered financial advisor or credit consultant before making financial decisions.

The hidden truth about credit counseling ????

If you’ve been searching for the 2025 pros and cons of credit counseling, we’ve got the details that most people never learn ????????

Freedom Debt Relief host Rob Wilson TV breaks down how it really works, the benefits, and its drawbacks—so you can decide if it’s right for you.

???? Ready to find your path out of debt? Visit https://bit.ly/4o5OJwx for a free consultation.

???? Watch the full video for a complete breakdown of credit counseling pros and cons, plus how it compares to other debt relief options. Like, comment, and share if this helped!

#debtrelief #freedomdebtrelief #creditcounseling #debtfreejourney #moneytips #financialfreedom #shorts

Debt relief vs. credit counseling. What’s the difference? Watch Debt Relief 101 – Is Freedom Debt Relief a Good Idea? explained by Rob Wilson TV to find out.

If you’re exploring debt relief options, you’ve probably wondered about whether a debt relief program or credit counseling is better for dealing with debt.

In this video, we compare the benefits of both, and show you how the Freedom Debt Relief program could help you settle your debt for less.

So, is Freedom Debt Relief a good idea? Is a debt relief program a good idea? Or credit counseling? Watch to find out.

#freedomdebtrelief #debtrelief #debt

Looking for debt relief but not sure how it works? You’ve come to the right place! Christian Credit Counselors is a non-profit Credit Counseling and Debt Management organization. For the last 24 years we have helped over 300,000 Americans to get out of debt. Our mission is to help you determine what the right solution is for your specific situation.

STOP PAYING THE HIGH INTEREST RATES OF CARRYING A MONTHLY BALANCE ON YOUR CREDIT CARDS!

Shop around to up to 40 lenders at once without negatively affecting your credit score (SOFT CREDIT CHECK) by applying with one of our premium lenders on our marketplace page. Behind the scenes, we will check your rate with 40 other lenders. You will see all the approvals and you will be able to choose the loan that best meets your needs:
https://theyukonproject.com/product-comparison/compare-personal-loans/?swcfpc=1

00:00 – Would SoFi be good for credit card consolidation?
00:45 – Pro: No fees
01:15 – Pro: Interest rate discounts
01:29 – Pro: They will pay off your other debts directly
02:05 – Pro: High loan amounts
02:39 – Pro: They accept cosigners
03:17 – Con: Why SoFi might not be the lender for you
03:39 – How to shop for the best deal
04:10 – Summary

So, what are the pros to SoFi’s credit card debt consolidation loans?

The first pro is that SoFi doesn’t charge any extra fees. And I really mean no fees, even the fees that would be reasonable and expected. Miraculously, they don’t charge late fees if you are past-due on a payment. You also won’t be squeezed throughout the life of the loan by account maintenance fees or NSF fees. And they don’t charge an origination fee at the start of your loan. This means that the entire cost of borrowing from SoFi will be found in their interest rate. It’s important to point out that an origination fee is represented in the APR. The APR would be the interest rate plus the origination fee. Origination fees don’t get reimbursed if you pay the loan off early. Because SoFi doesn’t have an origination fee, you would be rewarded for paying the loan back early.

SoFi also offers a couple of discounts that can save money on the interest rate. You can save .25% if you sign up for autopay and you can save an additional .25% if you use direct deposit into a SoFi bank account.

Another good thing about SoFi for credit card debt consolidation is that they will pay your credit cards off for you directly. This is convenient, but there’s another reason why I think it is really important: it shows that they are aware that the debt consolidation loan is meant to replace other debts and not stack on top of them. So, it should mean that it is easier for you to clear their debt-to-income ratio thresholds. In short, it should be easier to be approved compared to a lender that does not offer direct pay off, especially if you have substantial credit card debt.

And if do you have substantial credit card debt, SoFi might be one of the few lenders who will lend you enough money to consolidate all of it. Their maximum loan amount is $100,000. Few of us would have that much credit card debt, but if you do, SoFi is one of only a couple of companies that could help you. If you have more than $50,000 in credit card debt, I would suggest that you word directly with a certified debt counselor with a non-profit to explore the strategies that would be best for you.

Another good thing about SoFi is that they accept cosigners on their loans. A cosigner would be responsible to pay back the loan if you fail to. If you can qualify for a debt consolidation loan and get the best rate on your own, there is little reason to entangle your spouse or loved-one in the process. But, adding a cosigner can help you get approved if you otherwise wouldn’t have been. They can also help you qualify for a higher loan amount or a lower APR. This is especially true if your cosigner’s credit score is better, debt-to-income ratio is lower, or income is higher.

So, what are the cons to SoFi’s credit card debt consolidation loans?

There’s not much negative to say about SoFi, but let me tell you why SoFi might not be the lender for you. Only people with good to excellent credit and decent incomes will qualify for a SoFi credit card debt consolidation loan. If you are in that category, great. But there are a lot of people who will not be able to land a SoFi loan.

If you found this video useful, please consider liking it and subscribing to our channel. Thanks for watching. https://theyukonproject.com/product-comparison/compare-personal-loans/?swcfpc=1

Website: https://theyukonproject.com
Instagram: https://www.instagram.com/yukon_project/
Facebook: https://www.facebook.com/theyukonproject
YouTube Channel: https://www.youtube.com/@theyukonproject

#SoFiReview
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#DebtFreeJourney
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#DebtReliefSolutions

Sheila talks about how she made the call to Credit Counselling Services of Atlantic Canada for debt management help.

Struggling with debt? Credit counseling might be your answer! ????

Watch the full video to see how credit counseling fits into your debt relief options—and if it’s right for you ????

Financial coach Rob Wilson TV explains exactly how credit counseling works in 5 debt relief options that actually work (Which one is right for you?)

Is credit counseling free? ???? While the initial credit counseling session is often free, especially from nonprofit agencies, some services like debt management plans (DMPs) may come with fees. It won’t erase your debt, but it could give you tools and strategies to take control of your finances.

Credit counseling is just one of several debt relief options available today—and understanding them all is key. Freedom Debt Relief can help you navigate your debt relief journey and choose the right path.

Ready to explore all your debt relief options? Watch the full video.

#freedomdebtrelief #debtrelief #debtreliefoptions #financialeducation #creditcounseling #debt #shorts